Last Updated: 07/28/2025
All In Credit Union Platinum Rewards MasterCard
Unaffiliated
in Credit Cards from All In Credit Union
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Fixed APR)
11.99% - 18%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Fixed APR)
11.99% - 18%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
650 - 850
Annual Fee
$0
All In Credit Union Platinum Rewards MasterCard Review
This is a cashback credit card issued by All In Credit Union. If you're wondering whether All In Credit Union Platinum Rewards MasterCard is the right card for you, read on.
Key Takeaways
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 6 months.
- Welcome offer. Offers a signup bonus of 500 points that can be redeemed for travel, gifts, or other perks.
- APRs: All In Credit Union Platinum Rewards MasterCard has a fixed purchase APR that ranges from 11.99% up to 18%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1.1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of All In Credit Union Platinum Rewards MasterCard
| The Good | The Bad |
|
|
All In Credit Union Platinum Rewards MasterCard FAQ
Does All In Credit Union Platinum Rewards MasterCard have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
Does All In Credit Union Platinum Rewards MasterCard have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 500 points signup bonus that can be redeemed for travel, gifts, or other perks.Does All In Credit Union Platinum Rewards MasterCard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the All In Credit Union Platinum Rewards MasterCard benefits?
All In Credit Union Platinum Rewards MasterCard provides the following benefits:
- Emergency Support
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for All In Credit Union Platinum Rewards MasterCard?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.All In Credit Union Platinum Rewards MasterCard has a fixed purchase APR that ranges from 11.99% up to 18%. The card has a fixed balance transfer APR that ranges from 11.99% up to 18%. It also has a fixed cash advance APR that ranges from 11.99% up to 18%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does All In Credit Union Platinum Rewards MasterCard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does All In Credit Union Platinum Rewards MasterCard have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 0% on qualified purchases for a period of 6 months.
What are the fees for All In Credit Union Platinum Rewards MasterCard?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1.1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Initial Program Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
There is a late fee starting at $15. Does All In Credit Union Platinum Rewards MasterCard have a foreign transaction fee?
All In Credit Union Platinum Rewards MasterCard charges a foreign transaction fee of up to 1.1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $22. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for All In Credit Union Platinum Rewards MasterCard?
The customer service number for All In Credit Union Platinum Rewards MasterCard is (334) 598-4411.
What is the support contact email for All In Credit Union Platinum Rewards MasterCard?
The support contact email for All In Credit Union Platinum Rewards MasterCard is cuinfo@allincu.com.
What is the login page for All In Credit Union Platinum Rewards MasterCard?
You can access the login page of All In Credit Union Platinum Rewards MasterCard here.
How do people rate the customer service and user experience of All In Credit Union Platinum Rewards MasterCard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does All In Credit Union Platinum Rewards MasterCard report your account activity to credit bureaus?
Yes, All In Credit Union Platinum Rewards MasterCard reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does All In Credit Union perform a hard credit pull?
Yes, All In Credit Union Platinum Rewards MasterCard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for All In Credit Union Platinum Rewards MasterCard
- Visit the website of All In Credit Union Platinum Rewards MasterCard.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed