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  All In Credit Union Platinum Rewards MasterCard

All In Credit Union Platinum Rewards MasterCard

in Personal Credit Cards from All In Credit Union

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All In Credit Union Platinum Rewards MasterCard

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in Personal Credit Cards from All In Credit Union

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Highlights
Purchase APR  (Fixed APR) 11.99% - 18%
Balance Transfer APR  (Fixed APR) 11.99% - 18%
Credit Score Range 650 - 850
Annual Fee $0

All In Credit Union Platinum Rewards MasterCard Review

This is a cashback credit card issued by All In Credit Union. If you're wondering whether All In Credit Union Platinum Rewards MasterCard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Signup bonus. Offers a signup bonus of 500 points that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. All In Credit Union Platinum Rewards MasterCard has a fixed purchase APR that ranges from 11.99% up to 18%.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Pros & Cons of All In Credit Union Platinum Rewards MasterCard
The Good The Bad
  • Earn three points for every dollar spent on purchases in the first six months.
  • Lower than average purchase APRs.
  • 0% APR on new purchases during the first 6 months.
  • No annual fee.
  • Multiple credit card perks.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Cardholders can earn rewards on purchases everywhere All In Credit Union Platinum Rewards MasterCard is accepted.
  • All In Credit Union Platinum Rewards MasterCard reports to multiple credit bureaus.
  • Charges a foreign transaction fee of 1.1%.
All In Credit Union Platinum Rewards MasterCard FAQ

Does All In Credit Union Platinum Rewards MasterCard have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.

All In Credit Union Platinum Rewards MasterCard Rewards
Minimum rewards rate 1x
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus (Points/Miles) 500
Signup Bonus Spend Period (months) 6 months

Does All In Credit Union Platinum Rewards MasterCard have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 500 points signup bonus that can be redeemed for travel, gifts, or other perks.

Does All In Credit Union Platinum Rewards MasterCard offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the All In Credit Union Platinum Rewards MasterCard benefits?

It provides the following benefits:

  • Emergency Support
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for All In Credit Union Platinum Rewards MasterCard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a fixed purchase APR that ranges from 11.99% up to 18%. The card has a fixed balance transfer APR that ranges from 11.99% up to 18%. It also has a fixed cash advance APR that ranges from 11.99% up to 18%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Does All In Credit Union Platinum Rewards MasterCard have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does All In Credit Union Platinum Rewards MasterCard have an intro APR offer on new purchases?

All In Credit Union Platinum Rewards MasterCard Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.

What are the fees for All In Credit Union Platinum Rewards MasterCard?

The following fees apply:

  • There is no overlimit fee
All In Credit Union Platinum Rewards MasterCard Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Initial Program Fee $0
Foreign Transaction Fee 1.1%
Returned Payment Fee up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does All In Credit Union Platinum Rewards MasterCard have a foreign transaction fee?

All In Credit Union Platinum Rewards MasterCard charges a foreign transaction fee of 1.1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $22. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for All In Credit Union Platinum Rewards MasterCard?

The All In Credit Union Platinum Rewards MasterCard customer service number is (334) 598-4411.

What is the support contact email for All In Credit Union Platinum Rewards MasterCard?

The support contact email for All In Credit Union Platinum Rewards MasterCard is cuinfo@allincu.com.

Does All In Credit Union Platinum Rewards MasterCard report your account activity to credit bureaus?

Yes, All In Credit Union Platinum Rewards MasterCard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for All In Credit Union Platinum Rewards MasterCard

  • Visit the All In Credit Union Platinum Rewards MasterCard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:00pm
  • Tuesday 8:30am - 5:00pm
  • Wednesday 8:30am - 5:00pm
  • Thursday 8:30am - 5:00pm
  • Friday 8:30am - 5:00pm
  • Saturday Closed

About All In Credit Union Platinum Rewards MasterCard

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View all personal credit cards offered by All In Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Fixed APR) 6 months
No Annual Fee
Annual Fee $0
Minimum Interest Charge $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee (%) Starting at 3%
Initial Program Fee $0
Foreign Currency Transaction Fee 1.1%
Returned Payment Fee Up to $25
Late Fee Amount Starting at $15
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • Airfare
  • Every Purchase
Signup Bonus (points) 500
Cash Advance APR (Fixed APR) 11.99% - 18%
Balance Computation "Average daily balance (including new purchases).
Penalty APR (Fixed APR) 0%
Purchase APR (Fixed APR) 11.99% - 18%
Balance Transfer Fee % After Intro Period 0%
Balance Transfer APR (Fixed APR) 11.99% - 18%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
  • Cashback
  • Bonus Offers
  • Zero Percent
Card Network Mastercard

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