All In Credit Union Secured Rewards MasterCard
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| Purchase APR (Fixed APR) | 11.99% - 18.00% |
| Balance Transfer APR (Fixed APR) | 11.99% - 18.00% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
All In Credit Union Secured Rewards MasterCard Review
This is a secured credit card cashback credit card issued by All In Credit Union. If you're wondering whether All In Credit Union Secured Rewards MasterCard is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of 500 points that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. All In Credit Union Secured Rewards MasterCard has a fixed purchase APR that ranges from 11.99% up to 18.00%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.10% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of All In Credit Union Secured Rewards MasterCard
| The Good | The Bad |
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All In Credit Union Secured Rewards MasterCard FAQ
Does All In Credit Union Secured Rewards MasterCard have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.
| Minimum rewards rate | 1x |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 500 |
Does All In Credit Union Secured Rewards MasterCard have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 500 points signup bonus that can be redeemed for travel, gifts, or other perks.Does All In Credit Union Secured Rewards MasterCard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the All In Credit Union Secured Rewards MasterCard benefits?
It provides the following benefits:
- Emergency Support
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for All In Credit Union Secured Rewards MasterCard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.All In Credit Union Secured Rewards MasterCard has a fixed purchase APR that ranges from 11.99% up to 18.00%. The card has a fixed balance transfer APR that ranges from 11.99% up to 18.00%. It also has a fixed cash advance APR that ranges from 11.99% up to 18.00%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does All In Credit Union Secured Rewards MasterCard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does All In Credit Union Secured Rewards MasterCard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for All In Credit Union Secured Rewards MasterCard?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Initial Program Fee | $0 |
| Foreign Transaction Fee | 1.10% |
| Returned Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does All In Credit Union Secured Rewards MasterCard have a foreign transaction fee?
All In Credit Union Secured Rewards MasterCard charges a foreign transaction fee of 1.10%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $22. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for All In Credit Union Secured Rewards MasterCard?
The All In Credit Union Secured Rewards MasterCard customer service number is (334) 598-4411.
What is the support contact email for All In Credit Union Secured Rewards MasterCard?
The support contact email for All In Credit Union Secured Rewards MasterCard is cuinfo@allincu.com.
What is the All In Credit Union Secured Rewards MasterCard login page?
You can access the All In Credit Union Secured Rewards MasterCard login page here.
How do people rate the customer service and user experience of All In Credit Union Secured Rewards MasterCard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does All In Credit Union Secured Rewards MasterCard report your account activity to credit bureaus?
Yes, All In Credit Union Secured Rewards MasterCard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for All In Credit Union Secured Rewards MasterCard
- Visit the All In Credit Union Secured Rewards MasterCard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
341 North Daleville Avenue
Daleville, AL 36322 USA - (334) 598-4411
- Visit Site
- Email Support
About All In Credit Union Secured Rewards MasterCard
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee (%) | Starting at 3% |
| Initial Program Fee | $0 |
| Foreign Currency Transaction Fee | 1.10% |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 21 days |
| Returned Payment Fee | Up to $25 |
| Late Fee Amount | Starting at $15 |
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