All In Credit Union Secured Rewards MasterCard

All In Credit Union Secured Rewards MasterCard Review

This is a secured credit card cashback card issued by All In Credit Union. If you're wondering whether All In Credit Union Secured Rewards MasterCard is the right card for you, read on.

Key Takeaways

• Signup bonus. Offers a signup bonus of 500 points that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. All In Credit Union Secured Rewards MasterCard has a fixed purchase APR that ranges from 11.99% up to 18.00%.
• No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.10% every time you make a transaction outside the U.S.
• Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
• Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of All In Credit Union Secured Rewards MasterCard

All In Credit Union Secured Rewards MasterCard FAQ

Does All In Credit Union Secured Rewards MasterCard have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.

What are the All In Credit Union Secured Rewards MasterCard benefits?

It provides the following benefits:

• Emergency Support
• Zero fraud liability
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for All In Credit Union Secured Rewards MasterCard?

All In Credit Union Secured Rewards MasterCard has a fixed purchase APR that ranges from 11.99% up to 18.00%. The card has a fixed balance transfer APR that ranges from 11.99% up to 18.00%. It also has a fixed cash advance APR that ranges from 11.99% up to 18.00%.

The good news is this card does not charge a penalty APR if you are late on a payment.

What are the fees for All In Credit Union Secured Rewards MasterCard?

The following fees apply:

• There is no overlimit fee

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does All In Credit Union Secured Rewards MasterCard report your account activity to credit bureaus?

Yes, All In Credit Union Secured Rewards MasterCard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for All In Credit Union Secured Rewards MasterCard

• Visit the All In Credit Union Secured Rewards MasterCard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.