Last Updated: 07/28/2025
All In Credit Union Secured Rewards MasterCard
Unaffiliated
in Credit Cards from All In Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
11.99% - 18.00%(Verified 06/21/2024)
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Balance Transfer APR (Fixed APR)
11.99% - 18.00%(Verified 06/21/2024)
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Credit Score Range
600 - 850
Annual Fee
$0
All In Credit Union Secured Rewards MasterCard Review
This is a secured credit cashback credit card issued by All In Credit Union. If you're wondering whether All In Credit Union Secured Rewards MasterCard is the right card for you, read on.
Key Takeaways
- Welcome offer. Offers a signup bonus of 500 points that can be redeemed for travel, gifts, or other perks.
- APRs: All In Credit Union Secured Rewards MasterCard has a fixed purchase APR that ranges from 11.99% up to 18.00%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1.10% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of All In Credit Union Secured Rewards MasterCard
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All In Credit Union Secured Rewards MasterCard FAQ
Does All In Credit Union Secured Rewards MasterCard have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
Does All In Credit Union Secured Rewards MasterCard have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 500 points signup bonus that can be redeemed for travel, gifts, or other perks.Does All In Credit Union Secured Rewards MasterCard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the All In Credit Union Secured Rewards MasterCard benefits?
All In Credit Union Secured Rewards MasterCard provides the following benefits:
- Emergency Support
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for All In Credit Union Secured Rewards MasterCard?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.All In Credit Union Secured Rewards MasterCard has a fixed purchase APR that ranges from 11.99% up to 18.00%. The card has a fixed balance transfer APR that ranges from 11.99% up to 18.00%. It also has a fixed cash advance APR that ranges from 11.99% up to 18.00%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does All In Credit Union Secured Rewards MasterCard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does All In Credit Union Secured Rewards MasterCard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for All In Credit Union Secured Rewards MasterCard?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1.10% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Initial Program Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
There is a late fee starting at $15. Does All In Credit Union Secured Rewards MasterCard have a foreign transaction fee?
All In Credit Union Secured Rewards MasterCard charges a foreign transaction fee of up to 1.10%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $22. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for All In Credit Union Secured Rewards MasterCard?
The customer service number for All In Credit Union Secured Rewards MasterCard is (334) 598-4411.
What is the support contact email for All In Credit Union Secured Rewards MasterCard?
The support contact email for All In Credit Union Secured Rewards MasterCard is cuinfo@allincu.com.
What is the login page for All In Credit Union Secured Rewards MasterCard?
You can access the login page of All In Credit Union Secured Rewards MasterCard here.
How do people rate the customer service and user experience of All In Credit Union Secured Rewards MasterCard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does All In Credit Union Secured Rewards MasterCard report your account activity to credit bureaus?
Yes, All In Credit Union Secured Rewards MasterCard reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does All In Credit Union perform a hard credit pull?
Yes, All In Credit Union Secured Rewards MasterCard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for All In Credit Union Secured Rewards MasterCard
- Visit the website of All In Credit Union Secured Rewards MasterCard.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed