Alliant Credit Union Platinum Rewards Card
in Personal Credit Cards from Alliant Credit Union
UnaffiliatedAlliant Credit Union Platinum Rewards Card
in Personal Credit Cards from Alliant Credit Union
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| Purchase APR (Variable APR) | 14.99% - 24.99% |
| Balance Transfer APR (Variable APR) | 14.99% - 24.99% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $0 |
Alliant Credit Union Platinum Rewards Card Review
Alliant Credit Union Platinum Rewards Card is a rewards credit card issued by Alliant Credit Union. If you're wondering whether Alliant Credit Union Platinum Rewards Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Signup bonus. Offers a signup bonus of 5000 points after spending $500 within 3 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Alliant Credit Union Platinum Rewards Card has a variable purchase APR that ranges from 14.99% up to 24.99%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 2% Balance transfer fee. Alliant Credit Union Platinum Rewards Card charges a fee of up to 2% on balance transfers. For example, a balance of $1,000 could cost up to $20 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
| The Good | The Bad |
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Is there a Alliant Credit Union Platinum Rewards Card cash back or rewards program?
Alliant Credit Union Platinum Rewards Card offers a rewards program to its customers.
| Rewards rate (all purchases) | 2% |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 5000 |
| Signup Bonus Spend Requirement | $500 |
| Signup Bonus Spend Period (months) | 3 months |
Does Alliant Credit Union Platinum Rewards Card have a signup bonus?
Alliant Credit Union Platinum Rewards Card doesn't offer a cash signup bonus. However, it does include a 5000 points signup bonus after spending $500 that can be redeemed for travel, gifts, or other perks.Does Alliant Credit Union Platinum Rewards Card offer an annual loyalty bonus?
Alliant Credit Union Platinum Rewards Card doesn't offer a cash loyalty bonus.What are the Alliant Credit Union Platinum Rewards Card benefits?
Alliant Credit Union Platinum Rewards Card provides the following benefits:
- Reports to major credit bureaus
What are the relevant APRs for Alliant Credit Union Platinum Rewards Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Alliant Credit Union Platinum Rewards Card has lower than average purchase APRs.Alliant Credit Union Platinum Rewards Card has a variable purchase APR that ranges from 14.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 14.99% up to 24.99%. It also has a variable cash advance APR that ranges from 19.99% up to 24.99%. Note that late payments are subject to an APR of 24.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Alliant Credit Union Platinum Rewards Card have an introductory APR offer on balance transfers?
Yes, Alliant Credit Union Platinum Rewards Card offers an introductory APR rate on balance transfers of 5.99% for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer APR | 14.99% - 24.99% |
| Balance Transfer Introductory APR | 5.99% |
| Balance Transfer Intro APR Period (months) | 12 |
| Balance Transfer Fee % | 2% |
| Balance Transfer Fee % After Intro Period | N/A |
| Balance Transfer Fee Intro Period (days) | N/A |
| Balance Transfer Fee Minimum | $5 |
Does Alliant Credit Union Platinum Rewards Card have an introductory APR offer on new purchases?
This card does offer an introductory APR rate of 5.99% on qualified purchases for a period of up to 12 months.
| Description | |
|---|---|
| Introductory Rate | 5.99% |
| Purchase Intro APR Period (months) | 12 |
What are the fees for Alliant Credit Union Platinum Rewards Card?
The following fees apply to Alliant Credit Union Platinum Rewards Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 2% |
| Returned Payment Fee | up to $27 |
| Late Payment Fee | up to $27 |
Does Alliant Credit Union Platinum Rewards Card have a foreign transaction fee?
Alliant Credit Union Platinum Rewards Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Alliant Credit Union Platinum Rewards Card report your account activity to credit bureaus?
Alliant Credit Union Platinum Rewards Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for Alliant Credit Union Platinum Rewards Card
- Visit the Alliant Credit Union Platinum Rewards Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
11545 W Touhy Ave
Chicago, IL 60666 - Visit Site
Other Services by Alliant Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Every Purchase (Points) | Earn 2 reward points for every dollar spent. |
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