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  American Airlines CU Visa® Platinum Credit Card
American Airlines CU Visa® Platinum Credit Card Unaffiliated

American Airlines CU Visa® Platinum Credit Card

Unaffiliated
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Highlights
Purchase APR 8.5% - 14.24%
Balance Transfer APR 8.5% - 14.24%
Credit Score Range 600 - 850
Annual Fee $0

American Airlines CU Visa® Platinum Credit Card Review

This is a credit card issued by American Airlines Credit Union. If you're wondering whether American Airlines CU Visa® Platinum Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. American Airlines CU Visa® Platinum Credit Card has a variable purchase APR that ranges from 8.5% up to 14.24%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of American Airlines CU Visa® Platinum Credit Card
The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Considers applicants with fair credit.
  • No foreign transaction fee.
  • American Airlines CU Visa® Platinum Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
American Airlines CU Visa® Platinum Credit Card FAQ

Does American Airlines CU Visa® Platinum Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the American Airlines CU Visa® Platinum Credit Card benefits?

It provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for American Airlines CU Visa® Platinum Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

American Airlines CU Visa® Platinum Credit Card has a variable purchase APR that ranges from 8.5% up to 14.24%. The card has a variable balance transfer APR that ranges from 8.5% up to 14.24%. It also has a variable cash advance APR that ranges from 8.5% up to 14.24%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does American Airlines CU Visa® Platinum Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does American Airlines CU Visa® Platinum Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for American Airlines CU Visa® Platinum Credit Card?

The following fees apply:

American Airlines CU Visa® Platinum Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $25
Late Payment Fee up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does American Airlines CU Visa® Platinum Credit Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the support contact email for American Airlines CU Visa® Platinum Credit Card?

The support contact email for American Airlines CU Visa® Platinum Credit Card is cuaccess@aacreditunion.org.

What is the American Airlines CU Visa® Platinum Credit Card login page?

You can access the American Airlines CU Visa® Platinum Credit Card login page here.

How do people rate the customer service and user experience of American Airlines CU Visa® Platinum Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does American Airlines CU Visa® Platinum Credit Card report your account activity to credit bureaus?

Yes, American Airlines CU Visa® Platinum Credit Card reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for American Airlines CU Visa® Platinum Credit Card

  • Visit the American Airlines CU Visa® Platinum Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
No Interest Grace Period for Late Payment 23 days
Cash Advance Fee Minimum $2
Minimum Cash Advance Fee ($) Starting at $2
Minimum Interest Charge $0.50
Returned Payment Fee Up to $25
Late Fee Amount Up to $25
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • Travel
  • Car Rentals
  • Hotels
Cash Advance APR 8.5% - 14.24%
Penalty APR 18%
Purchase APR 8.5% - 14.24%
Balance Transfer APR 8.5% - 14.24%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
Card Network Visa

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