
American Airlines CU Visa® Platinum Credit Card
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Purchase APR (Variable APR) |
8.5% - 14.24% (Verified 08/04/2023) |
Balance Transfer APR (Variable APR) |
8.5% - 14.24% (Verified 08/04/2023) |
Credit Score Range | 600 - 850 |
Annual Fee | $0 |
American Airlines CU Visa® Platinum Credit Card Review
This is a rewards card issued by American Airlines Credit Union. If you're wondering whether American Airlines CU Visa® Platinum Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. American Airlines CU Visa® Platinum Credit Card has a variable purchase APR that ranges from 8.5% up to 14.24%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of American Airlines CU Visa® Platinum Credit Card
The Good | The Bad |
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American Airlines CU Visa® Platinum Credit Card FAQ
Does American Airlines CU Visa® Platinum Credit Card have a cash back or rewards program?
American Airlines CU Visa® Platinum Credit Card is a rewards card.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does American Airlines CU Visa® Platinum Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does American Airlines CU Visa® Platinum Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the American Airlines CU Visa® Platinum Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for American Airlines CU Visa® Platinum Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.American Airlines CU Visa® Platinum Credit Card has a variable purchase APR that ranges from 8.5% up to 14.24%. The card has a variable balance transfer APR that ranges from 8.5% up to 14.24%. It also has a variable cash advance APR that ranges from 8.5% up to 14.24%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does American Airlines CU Visa® Platinum Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does American Airlines CU Visa® Platinum Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for American Airlines CU Visa® Platinum Credit Card?
The following fees apply:
Description | |
---|---|
Cash Advance Fee Minimum | $2 |
Minimum Cash Advance Fee ($) | Starting at $2 |
Foreign Currency Transaction Fee | 0% |
No Annual Fee? | |
No Foreign Transaction Fee? | |
Annual Fee | $0 |
Minimum Interest Charge | $0.50 |
No Interest Grace Period for Late Payment | 23 days |
Returned Payment Fee | Up to $25 |
Late Fee Amount | Up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does American Airlines CU Visa® Platinum Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for American Airlines CU Visa® Platinum Credit Card?
The American Airlines CU Visa® Platinum Credit Card customer service number is (800) 533-0035.
What is the support contact email for American Airlines CU Visa® Platinum Credit Card?
The support contact email for American Airlines CU Visa® Platinum Credit Card is cuaccess@aacreditunion.org.
What is the American Airlines CU Visa® Platinum Credit Card login page?
You can access the American Airlines CU Visa® Platinum Credit Card login page here.
How do people rate the customer service and user experience of American Airlines CU Visa® Platinum Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does American Airlines CU Visa® Platinum Credit Card report your account activity to credit bureaus?
Yes, American Airlines CU Visa® Platinum Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for American Airlines CU Visa® Platinum Credit Card
- Visit the American Airlines CU Visa® Platinum Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
4151 Amon Carter Blvd.
Fort Worth, TX 76155 USA - (800) 533-0035
- Visit Site
- Email Support
Other Services by American Airlines Credit Union
Other Credit Cards by American Airlines Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $2 |
Minimum Cash Advance Fee ($) | Starting at $2 |
Foreign Currency Transaction Fee | 0% |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $0.50 |
No Interest Grace Period for Late Payment | 23 days |
Returned Payment Fee | Up to $25 |
Late Fee Amount | Up to $25 |
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