American Airlines CU Visa Low-Rate Credit Card
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| Purchase APR (Variable APR) | 7.00 - 12.24 |
| Balance Transfer APR (Variable APR) | 7.00 - 12.24 |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
American Airlines CU Visa Low-Rate Credit Card Review
This is a card issued by American Airlines Credit Union. If you're wondering whether American Airlines CU Visa Low-Rate Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. American Airlines CU Visa Low-Rate Credit Card has a variable purchase APR that ranges from 7.00% up to 12.24%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of American Airlines CU Visa Low-Rate Credit Card
| The Good | The Bad |
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American Airlines CU Visa Low-Rate Credit Card FAQ
Does American Airlines CU Visa Low-Rate Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the American Airlines CU Visa Low-Rate Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for American Airlines CU Visa Low-Rate Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.American Airlines CU Visa Low-Rate Credit Card has a variable purchase APR that ranges from 7.00% up to 12.24%. The card has a variable balance transfer APR that ranges from 7.00% up to 12.24%. It also has a variable cash advance APR that ranges from 7.00% up to 12.24%. Note that late payments are subject to an APR of 18.00% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does American Airlines CU Visa Low-Rate Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does American Airlines CU Visa Low-Rate Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for American Airlines CU Visa Low-Rate Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does American Airlines CU Visa Low-Rate Credit Card have a foreign transaction fee?
American Airlines CU Visa Low-Rate Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for American Airlines CU Visa Low-Rate Credit Card?
The American Airlines CU Visa Low-Rate Credit Card customer service number is (800) 533-0035.
What is the support contact email for American Airlines CU Visa Low-Rate Credit Card?
The support contact email for American Airlines CU Visa Low-Rate Credit Card is cuaccess@aacreditunion.org.
What is the American Airlines CU Visa Low-Rate Credit Card login page?
You can access the American Airlines CU Visa Low-Rate Credit Card login page here.
How do people rate the customer service and user experience of American Airlines CU Visa Low-Rate Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does American Airlines CU Visa Low-Rate Credit Card report your account activity to credit bureaus?
Yes, American Airlines CU Visa Low-Rate Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for American Airlines CU Visa Low-Rate Credit Card
- Visit the American Airlines CU Visa Low-Rate Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
4151 Amon Carter Blvd.
Fort Worth, TX 76155 USA - (800) 533-0035
- Visit Site
- Email Support
Other Services by American Airlines Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | 2 |
| Minimum Cash Advance Fee ($) | Starting at 2 |
| Foreign Currency Transaction Fee | 1 |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | 0.05 |
| No Interest Grace Period for Late Payment | 23 days |
| Returned Payment Fee | Up to 25 |
| Paper Statement Fee | 6 |
| Additional Card Fee Amount | 5 |
| Late Fee Amount | Up to 25 |
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