Greater Nevada CU World Elite Mastercard® Reserve Rewards Card

Greater Nevada CU World Elite Mastercard® Reserve Rewards Card Review

This is a rewards card issued by Greater Nevada Credit Union. If you're wondering whether Greater Nevada CU Reserve Rewards Card is the right card for you, read on.

Key Takeaways

• Signup bonus. Offers a signup bonus of 50000 points that can be redeemed for travel, gifts, or other perks.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 19.74% up to 29.74%.
• 3% Balance transfer fee. Greater Nevada CU World Elite Mastercard® Reserve Rewards Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, travel assistance, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 720.

Pros & Cons of Greater Nevada CU Reserve Rewards Card

The Good	The Bad
Multiple credit card perks. Extended warranty on purchases. Identity Theft Protection. Travel assistance insurance No foreign transaction fee. Cardholders can earn rewards on their purchases. Greater Nevada CU World Elite Mastercard® Reserve Rewards Card reports to multiple credit bureaus.	Higher than average purchase APRs. You need good credit to qualify. Charges an annual fee of $390 Charges a 3% balance transfer fee

Greater Nevada CU Reserve Rewards Card FAQ

Does Greater Nevada CU Reserve Rewards Card have a cash back or rewards program?

Greater Nevada CU Reserve Rewards Card is a travel rewards card.

Greater Nevada CU Reserve Rewards Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus (Points/Miles)	50000

What are the Greater Nevada CU Reserve Rewards Card benefits?

It provides the following benefits:

• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Greater Nevada CU Reserve Rewards Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Greater Nevada CU World Elite Mastercard® Reserve Rewards Card has a variable purchase APR that ranges from 19.74% up to 29.74%. The card has a variable balance transfer APR that ranges from 19.74% up to 29.74%. It also has a variable cash advance APR of 29.99% .

What are the fees for Greater Nevada CU Reserve Rewards Card?

The following fees apply:

Greater Nevada CU World Elite Mastercard® Reserve Rewards Card Fees

Description
Cash Advance Fee Minimum	$10
Cash Advance Fee (%)	Starting at 5%
Foreign Currency Transaction Fee	0%
No Annual Fee?
Annual Fee	$390
Minimum Interest Charge	$1
No Interest Grace Period for Late Payment	24 days
Returned Payment Fee	Up to $41
Late Fee Amount	Up to $41

This card charges a $390 annual fee.

Does Greater Nevada CU World Elite Mastercard® Reserve Rewards Card report your account activity to credit bureaus?

Yes, Greater Nevada CU World Elite Mastercard® Reserve Rewards Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Greater Nevada CU Reserve Rewards Card

• Visit the Greater Nevada CU Reserve Rewards Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.