
Baxter Credit Union Travel Rewards Visa Platinum Credit Card
in Personal Credit Cards from Baxter Credit Union
UnaffiliatedBaxter Credit Union Travel Rewards Visa Platinum Credit Card
in Personal Credit Cards from Baxter Credit Union
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Purchase APR (Variable APR) | 11.4% - 17.9% |
Balance Transfer APR (Variable APR) | 11.4% - 17.9% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Baxter Credit Union Travel Rewards Visa Platinum Credit Card Review
Baxter Credit Union Travel Rewards Visa Platinum Credit Card is a rewards credit card issued by Baxter Credit Union. If you're wondering whether Baxter Credit Union Travel Rewards Visa Platinum Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
- Signup bonus. Offers a signup bonus of 10000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Baxter Credit Union Travel Rewards Visa Platinum Credit Card has a variable purchase APR that ranges from 11.4% up to 17.9%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Fair or better credit required. You will have good approval oods if your credit score is above650.
The Good | The Bad |
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Is there a Baxter Credit Union Travel Rewards Visa Platinum Credit Card cash back or rewards program?
Baxter Credit Union Travel Rewards Visa Platinum Credit Card offers a rewards program to its customers.
Minimum rewards rate | 2x |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus (Points/Miles) | 10000 |
Signup Bonus Spend Requirement | $1000 |
Signup Bonus Spend Period (months) | 3 months |
Does Baxter Credit Union Travel Rewards Visa Platinum Credit Card have a signup bonus?
Baxter Credit Union Travel Rewards Visa Platinum Credit Card doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.Does Baxter Credit Union Travel Rewards Visa Platinum Credit Card offer an annual loyalty bonus?
Baxter Credit Union Travel Rewards Visa Platinum Credit Card doesn't offer a cash loyalty bonus.What are the Baxter Credit Union Travel Rewards Visa Platinum Credit Card benefits?
Baxter Credit Union Travel Rewards Visa Platinum Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Baxter Credit Union Travel Rewards Visa Platinum Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Baxter Credit Union Travel Rewards Visa Platinum Credit Card has lower than average purchase APRs.Baxter Credit Union Travel Rewards Visa Platinum Credit Card has a variable purchase APR that ranges from 11.4% up to 17.9%. The card has a variable balance transfer APR that ranges from 11.4% up to 17.9%. It also has a variable cash advance APR of 18% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Baxter Credit Union Travel Rewards Visa Platinum Credit Card have an introductory APR offer on balance transfers?
Yes, Baxter Credit Union Travel Rewards Visa Platinum Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.
Description | |
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Balance Transfer Fee % After Intro Period | Starting at 3% |
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 12 months |
Balance Transfer APR | 11.4% - 17.9% |
Does Baxter Credit Union Travel Rewards Visa Platinum Credit Card have an introductory APR offer on new purchases?
Description | |
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Introductory Rate | 0% |
Purchase Intro APR Period | 12 months |
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 12 months.
What are the fees for Baxter Credit Union Travel Rewards Visa Platinum Credit Card?
The following fees apply to Baxter Credit Union Travel Rewards Visa Platinum Credit Card:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $29 |
Late Payment Fee | up to $29 |
Does Baxter Credit Union Travel Rewards Visa Platinum Credit Card have a foreign transaction fee?
Baxter Credit Union Travel Rewards Visa Platinum Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Baxter Credit Union Travel Rewards Visa Platinum Credit Card report your account activity to credit bureaus?
Yes, Baxter Credit Union Travel Rewards Visa Platinum Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Baxter Credit Union Travel Rewards Visa Platinum Credit Card
- Visit the Baxter Credit Union Travel Rewards Visa Platinum Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
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P.O. Box 8133
Vernon Hills, IL 60061 - (800) 388-7000
- Visit Site
About Baxter Credit Union Travel Rewards Visa Platinum Credit Card

Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Every Purchase (Points) | Starting at 2 |
Every Purchase (Points) | Earn unlimited 2X points on all purchases. |
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