
Baxter CU Travel Rewards Visa Signature Credit Card
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Purchase APR | 11.4% - 17.9% |
Balance Transfer APR | 11.4% - 17.9% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Baxter CU Travel Rewards Visa Signature Credit Card Review
This is a credit card issued by Baxter Credit Union. If you're wondering whether Baxter CU Travel Rewards Visa Signature Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
- Signup bonus. Offers a signup bonus of 10000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Baxter CU Travel Rewards Visa Signature Credit Card has a variable purchase APR that ranges from 11.4% up to 17.9%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Baxter CU Travel Rewards Visa Signature Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
The Good | The Bad |
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Does Baxter CU Travel Rewards Visa Signature Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Baxter CU Travel Rewards Visa Signature Credit Card benefits?
It provides the following benefits:
- Reports to major credit bureaus
What are the relevant APRs for Baxter CU Travel Rewards Visa Signature Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Baxter CU Travel Rewards Visa Signature Credit Card has a variable purchase APR that ranges from 11.4% up to 17.9%. The card has a variable balance transfer APR that ranges from 11.4% up to 17.9%. It also has a variable cash advance APR of 18% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Baxter CU Travel Rewards Visa Signature Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.
Description | |
---|---|
Balance Transfer Fee % After Intro Period | Starting at 3% |
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 12 months |
Balance Transfer APR | 11.4% - 17.9% |
Balance Transfer Fee % | 3% |
Does Baxter CU Travel Rewards Visa Signature Credit Card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 12 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 12 months.
What are the fees for Baxter CU Travel Rewards Visa Signature Credit Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $29 |
Late Payment Fee | up to $29 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Baxter CU Travel Rewards Visa Signature Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the support contact email for Baxter CU Travel Rewards Visa Signature Credit Card?
The support contact email for Baxter CU Travel Rewards Visa Signature Credit Card is business.services@bcu.org.
What is the Baxter CU Travel Rewards Visa Signature Credit Card login page?
You can access the Baxter CU Travel Rewards Visa Signature Credit Card login page here.
How do people rate the customer service and user experience of Baxter CU Travel Rewards Visa Signature Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Baxter CU Travel Rewards Visa Signature Credit Card report your account activity to credit bureaus?
Yes, Baxter CU Travel Rewards Visa Signature Credit Card reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Baxter CU Travel Rewards Visa Signature Credit Card
- Visit the Baxter CU Travel Rewards Visa Signature Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
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P.O. Box 8133
Vernon Hills, IL 60061 USA - Visit Site
- Email Support
About Baxter CU Travel Rewards Visa Signature Credit Card
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period | 12 months |
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