Bellco Credit Union Visa Colorado Rewards Credit Card

Bellco Credit Union Visa Colorado Rewards Credit Card Review

This is a rewards card issued by Bellco Credit Union. If you're wondering whether Bellco Credit Union Visa Colorado Rewards Credit Card is the right card for you, read on.

Key Takeaways

• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
• Signup bonus. Offers a signup bonus of 15000 points after spending $500 within 3 months that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Bellco Credit Union Visa Colorado Rewards Credit Card has a variable purchase APR that ranges from 15.25% up to 21%.
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• $0 Balance transfer fee. This card does not charge a fee on balance transfers, if you transfer the balance within 90 days of opening the account. After the introductory period, the fee is 4%.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Bellco Credit Union Visa Colorado Rewards Credit Card

Bellco Credit Union Visa Colorado Rewards Credit Card FAQ

Does Bellco Credit Union Visa Colorado Rewards Credit Card have a cash back or rewards program?

Bellco Credit Union Visa Colorado Rewards Credit Card is a rewards card.

What are the Bellco Credit Union Visa Colorado Rewards Credit Card benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Bellco Credit Union Visa Colorado Rewards Credit Card?

Bellco Credit Union Visa Colorado Rewards Credit Card has a variable purchase APR that ranges from 15.25% up to 21%. The card has a variable balance transfer APR that ranges from 15.25% up to 21%. It also has a variable cash advance APR of 21% .

The good news is this card does not charge a penalty APR if you are late on a payment.

What are the fees for Bellco Credit Union Visa Colorado Rewards Credit Card?

The following fees apply:

• There is no overlimit fee

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Bellco Credit Union Visa Colorado Rewards Credit Card report your account activity to credit bureaus?

Yes, Bellco Credit Union Visa Colorado Rewards Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Bellco Credit Union Visa Colorado Rewards Credit Card

• Visit the Bellco Credit Union Visa Colorado Rewards Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.