Last Updated: 07/28/2025
Blue Diamond Visa Signature® Credit Card
Unaffiliated
in Credit Cards from Bellco Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
15.25% - 21%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
15.25% - 21%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$0
Blue Diamond Visa Signature® Credit Card Review
This is a cashback credit card issued by Bellco Credit Union. If you're wondering whether Blue Diamond Visa Signature® Credit Card is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
- Earn a one-time $200 Cash Back Bonus after spending $2,000 in Purchases within the first 90 days from account opening.
- APRs: Blue Diamond Visa Signature® Credit Card has a variable regular purchase APR that ranges from 15.25% up to 21%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- A 4% balance transfer fee. Blue Diamond Visa Signature® Credit Card charges a fee of 4% on balance transfers. For example, a balance of $1,000 could cost $40 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
Pros & Cons of Blue Diamond Credit Card
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Blue Diamond Credit Card FAQ
Does Blue Diamond Credit Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Blue Diamond Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Blue Diamond Visa Signature® Credit Card has a variable purchase APR that ranges from 15.25% up to 21%. The card has a variable balance transfer APR that ranges from 15.25% up to 21%. It also has a variable cash advance APR of 21% .
Does Blue Diamond Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 12 months.
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| Balance Transfer APR | 15.25% - 21% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 4% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Blue Diamond Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Blue Diamond Credit Card?
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| Returned Payment Fee | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $10 - $75 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 4% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
There is a late fee of up to $25 . Does Blue Diamond Credit Card have a foreign transaction fee?
Blue Diamond Credit Card charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Blue Diamond Credit Card?
The customer service number for Blue Diamond Credit Card is (800) 235-5261.
What is the support contact email for Blue Diamond Credit Card?
The support contact email for Blue Diamond Credit Card is memberservice@bellco.org.
What is the login page for Blue Diamond Credit Card?
You can access the login page of Blue Diamond Credit Card here.
How do people rate the customer service and user experience of Blue Diamond Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Blue Diamond Visa Signature® Credit Card report your account activity to credit bureaus?
Yes, Blue Diamond Visa Signature® Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Bellco Credit Union perform a hard credit pull?
Yes, Blue Diamond Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Blue Diamond Credit Card
- Visit the website of Blue Diamond Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 5:30PM
Saturday
9:00AM - 1:00PM