Last Updated: 07/28/2025
Members Cooperative CU Visa Infinite® Reserve Rewards Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
19.74% - 29.74%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
19.74% - 29.74%(Verified 06/21/2024)
Credit Score Range
720 - 850
Annual Fee
$390
Members Cooperative CU Visa Infinite® Reserve Rewards Card Review
This is a travel card issued by Members Cooperative Credit Union. If you're wondering whether Members Cooperative CU Visa Infinite® Reserve Rewards Card is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 19.74% up to 29.74%.
- A 3% balance transfer fee. Members Cooperative CU Visa Infinite® Reserve Rewards Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Excellent credit required. You will have good approval odds if you have an excellent credit score.
Pros & Cons of Members Cooperative CU Reserve Rewards Card
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Members Cooperative CU Reserve Rewards Card FAQ
Does Members Cooperative CU Reserve Rewards Card have a cash back or rewards program?
Members Cooperative CU Reserve Rewards Card is a travel rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Travel | Up to 6 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | Up to 2 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Members Cooperative CU Reserve Rewards Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Members Cooperative CU Reserve Rewards Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Members Cooperative CU Reserve Rewards Card benefits?
Members Cooperative CU Visa Infinite® Reserve Rewards Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Members Cooperative CU Reserve Rewards Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Members Cooperative CU Visa Infinite® Reserve Rewards Card has a variable purchase APR that ranges from 19.74% up to 29.74%. The card has a variable balance transfer APR that ranges from 19.74% up to 29.74%. It also has a variable cash advance APR of 29.99% .
Does Members Cooperative CU Reserve Rewards Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Members Cooperative CU Reserve Rewards Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Members Cooperative CU Reserve Rewards Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $390 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $390.
What is the customer service phone number for Members Cooperative CU Reserve Rewards Card?
The customer service number for Members Cooperative CU Reserve Rewards Card is (800) 296-8871.
What is the support contact email for Members Cooperative CU Reserve Rewards Card?
The support contact email for Members Cooperative CU Reserve Rewards Card is memberservices@membersccu.org.
What is the login page for Members Cooperative CU Reserve Rewards Card?
You can access the login page of Members Cooperative CU Reserve Rewards Card here.
How do people rate the customer service and user experience of Members Cooperative CU Reserve Rewards Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Members Cooperative CU Visa Infinite® Reserve Rewards Card report your account activity to credit bureaus?
Yes, Members Cooperative CU Visa Infinite® Reserve Rewards Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Members Cooperative Credit Union perform a hard credit pull?
Yes, Members Cooperative CU Reserve Rewards Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Members Cooperative CU Reserve Rewards Card
- Visit the website of Members Cooperative CU Reserve Rewards Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:30PM
Tuesday
8:00AM - 5:30PM
Wednesday
8:00AM - 5:30PM
Thursday
8:00AM - 5:30PM
Friday
8:00AM - 5:30PM
Saturday
8:30AM - 5:30PM