Last Updated: 04/18/2025
Lifetime Federal CU Standard Mastercard
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Purchase APR (Fixed APR)
Starting at 11.90%(Verified 06/21/2024)
Balance Transfer APR (Fixed APR)
Starting at 11.90%(Verified 06/21/2024)
Credit Score Range
740 - 850
Annual Fee
N/A
Lifetime Federal CU Standard Mastercard Review
This is a card issued by Lifetime Federal Credit Union. If you're wondering whether Lifetime Federal CU Standard Mastercard is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 9 months, which is shorter than the average 0% APR period of 12 months.
- Excellent credit required. You will have good approval odds if you have an excellent credit score.
Pros & Cons of Duke University CU Standard Mastercard
| The Good | The Bad |
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Duke University CU Standard Mastercard FAQ
Does Duke University CU Standard Mastercard have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Emergency Support
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Duke University CU Standard Mastercard?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Lifetime Federal CU Standard Mastercard has a fixed purchase APR starting at 11.90%. The card has a fixed balance transfer APR starting at 11.90% . It also has a fixed cash advance APR starting at 11.90% .
Does Duke University CU Standard Mastercard have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 9 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | Starting at 11.90% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 9 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Duke University CU Standard Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Duke University CU Standard Mastercard?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $4.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $20.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
What is the customer service phone number for Duke University CU Standard Mastercard?
The customer service number for Duke University CU Standard Mastercard is (972) 766-6732.
What is the support contact email for Duke University CU Standard Mastercard?
The support contact email for Duke University CU Standard Mastercard is lfcu_membservices@lifetimefcu.org.
How do people rate the customer service and user experience of Duke University CU Standard Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Lifetime Federal CU Standard Mastercard report your account activity to credit bureaus?
Yes, Lifetime Federal CU Standard Mastercard reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Lifetime Federal Credit Union perform a hard credit pull?
Yes, Duke University CU Standard Mastercard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Duke University CU Standard Mastercard
- Visit the website of Duke University CU Standard Mastercard.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 4:00PM
Tuesday
8:00AM - 4:00PM
Wednesday
8:00AM - 4:00PM
Thursday
8:00AM - 4:00PM
Friday
8:00AM - 4:00PM
Saturday
Closed
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Other Credit Cards from Lifetime Federal Credit Union
Rating not yet determined
Purchase APR
Starting at 7.99%
Disclaimer popup with additional information
Balance Transfer APR
Starting at 7.99%
Disclaimer popup with additional information
Credit Score Range
740 - 850
300
850
Annual Fee
N/A
Rating not yet determined
Purchase APR
Starting at 13.99%
Disclaimer popup with additional information
Balance Transfer APR
Starting at 13.99%
Disclaimer popup with additional information
Credit Score Range
670 - 740
300
850
Annual Fee
N/A
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Learn MoreSuperMoney Net Recommendation Score
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Lifetime Federal CU Standard Mastercard Community Reviews
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