
California Bank and Trust AmaZing Cash® Card
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Purchase APR (Variable APR) | 11.24% - 18.24% |
Balance Transfer APR (Variable APR) | 11.24% - 18.24% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
California Bank and Trust AmaZing Cash® Card Review
This is a cashback credit card issued by California Bank and Trust. If you're wondering whether California Bank and Trust AmaZing Cash® Card is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- Competitive APRs. California Bank and Trust AmaZing Cash® Card has a variable purchase APR that ranges from 11.24% up to 18.24%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. California Bank and Trust AmaZing Cash® Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of California Bank and Trust AmaZing Cash® Card
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California Bank and Trust AmaZing Cash® Card FAQ
Does California Bank and Trust AmaZing Cash® Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
What are the California Bank and Trust AmaZing Cash® Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for California Bank and Trust AmaZing Cash® Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.California Bank and Trust AmaZing Cash® Card has a variable purchase APR that ranges from 11.24% up to 18.24%. The card has a variable balance transfer APR that ranges from 11.24% up to 18.24%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does California Bank and Trust AmaZing Cash® Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 6 months.
Description | |
---|---|
Balance Transfer Fee % After Intro Period | Starting at 3% |
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 6 months |
Balance Transfer APR | 11.24% - 18.24% |
Balance Transfer Fee Minimum | $10 |
Balance Transfer Fee % | 3% |
Does California Bank and Trust AmaZing Cash® Card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 6 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.
What are the fees for California Bank and Trust AmaZing Cash® Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $10 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does California Bank and Trust AmaZing Cash® Card have a foreign transaction fee?
California Bank and Trust AmaZing Cash® Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for California Bank and Trust AmaZing Cash® Card?
The California Bank and Trust AmaZing Cash® Card customer service number is .
What is the support contact email for California Bank and Trust AmaZing Cash® Card?
The support contact email for California Bank and Trust AmaZing Cash® Card is info@calbanktrust.com.
What is the California Bank and Trust AmaZing Cash® Card login page?
You can access the California Bank and Trust AmaZing Cash® Card login page here.
How do people rate the customer service and user experience of California Bank and Trust AmaZing Cash® Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does California Bank and Trust AmaZing Cash® Card report your account activity to credit bureaus?
Yes, California Bank and Trust AmaZing Cash® Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for California Bank and Trust AmaZing Cash® Card
- Visit the California Bank and Trust AmaZing Cash® Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
11375 El Camino Real
San Diego, CA 92130 USA - Visit Site
- Email Support
About California Bank and Trust AmaZing Cash® Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 6 months |
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