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  California Bank and Trust AmaZing Cash® Card
California Bank and Trust AmaZing Cash® Card
in Credit Cards from California Bank and Trust
Unaffiliated

California Bank and Trust AmaZing Cash® Card

Unaffiliated
in Credit Cards from California Bank and Trust
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Highlights
Purchase APR  (Variable APR) 11.24% - 18.24%
Balance Transfer APR  (Variable APR) 11.24% - 18.24%
Credit Score Range 650 - 850
Annual Fee $0

California Bank and Trust AmaZing Cash® Card Review

This is a cashback credit card issued by California Bank and Trust. If you're wondering whether California Bank and Trust AmaZing Cash® Card is the right card for you, read on.

Key Takeaways

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Competitive APRs. California Bank and Trust AmaZing Cash® Card has a variable purchase APR that ranges from 11.24% up to 18.24%.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. California Bank and Trust AmaZing Cash® Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of California Bank and Trust AmaZing Cash® Card

The Good The Bad
  • 1% cash back on purchases with no cap.
  • Annual reward bonus.
  • 2% cash back on purchases for the first 90 days.
  • Potentially lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 6 months.
  • 0% APR on new purchases during the first 6 months. There is then a variable purchase APR that ranges from 11.24% up to 18.24%.
  • No annual fee.
  • Offers auto rental collision damage waiver.
  • Identity Theft Protection.
  • California Bank and Trust AmaZing Cash® Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • Charges a 3% balance transfer fee.

California Bank and Trust AmaZing Cash® Card FAQ

Does California Bank and Trust AmaZing Cash® Card have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

What are the California Bank and Trust AmaZing Cash® Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for California Bank and Trust AmaZing Cash® Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

California Bank and Trust AmaZing Cash® Card has a variable purchase APR that ranges from 11.24% up to 18.24%. The card has a variable balance transfer APR that ranges from 11.24% up to 18.24%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Does California Bank and Trust AmaZing Cash® Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 6 months.

California Bank and Trust AmaZing Cash® Card Balance Transfers
Description
Balance Transfer Fee % After Intro Period Starting at 3%
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 11.24% - 18.24%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 3%

Does California Bank and Trust AmaZing Cash® Card have an intro APR offer on new purchases?

California Bank and Trust AmaZing Cash® Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.

What are the fees for California Bank and Trust AmaZing Cash® Card?

The following fees apply:

California Bank and Trust AmaZing Cash® Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee up to $25
Late Payment Fee up to $10

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does California Bank and Trust AmaZing Cash® Card have a foreign transaction fee?

California Bank and Trust AmaZing Cash® Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for California Bank and Trust AmaZing Cash® Card?

The California Bank and Trust AmaZing Cash® Card customer service number is .

What is the support contact email for California Bank and Trust AmaZing Cash® Card?

The support contact email for California Bank and Trust AmaZing Cash® Card is info@calbanktrust.com.

What is the California Bank and Trust AmaZing Cash® Card login page?

You can access the California Bank and Trust AmaZing Cash® Card login page here.

How do people rate the customer service and user experience of California Bank and Trust AmaZing Cash® Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does California Bank and Trust AmaZing Cash® Card report your account activity to credit bureaus?

Yes, California Bank and Trust AmaZing Cash® Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for California Bank and Trust AmaZing Cash® Card

  • Visit the California Bank and Trust AmaZing Cash® Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

About California Bank and Trust AmaZing Cash® Card

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View all credit cards offered by California Bank and Trust
View California Bank and Trust Profile

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 3%
No Annual Fee
Annual Fee $0
Minimum Interest Charge $1
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $25
Late Fee Amount Up to $10
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
Annual Loyalty Bonus $100
Annual Loyalty Bonus Spend Requirement $25,000
Rewards Rates
  • Every Purchase
APR Type Variable APR
Balance Computation “Average daily balance (including new purchases)”.
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 11.24% - 18.24%
Balance Transfer Fee % After Intro Period Starting at 3%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer APR (Variable APR) 11.24% - 18.24%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 3%
Card Type
  • Balance Transfer
  • Cashback
  • Bonus Offers
  • Zero Percent
Card Network Visa

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