Last Updated: 04/18/2025
Jefferson Financial Federal Credit Union Visa® Secured Credit Card
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Purchase APR (Fixed APR)
Starting at 7.90%(Verified 06/21/2024)
Balance Transfer APR (Fixed APR)
Starting at 7.90%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$0
Jefferson Financial Federal Credit Union Visa® Secured Credit Card Review
This is a card issued by Jefferson Financial Federal Credit Union. If you're wondering whether Jefferson Financial Federal Credit Union Visa® Secured Credit Card is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers.
Pros & Cons of Jefferson Financial Federal Credit Union Visa® Secured Credit Card
| The Good | The Bad |
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Jefferson Financial Federal Credit Union Visa® Secured Credit Card FAQ
Does Jefferson Financial Federal Credit Union Visa® Secured Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Travel | 2 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Gas | 2 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Restaurants | 2 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Jefferson Financial Federal Credit Union Visa® Secured Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Jefferson Financial Federal Credit Union Visa® Secured Credit Card has a fixed purchase APR starting at 7.90%. The card has a fixed balance transfer APR starting at 7.90% .
Does Jefferson Financial Federal Credit Union Visa® Secured Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 1.99% for a period of 6 months.
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| Balance Transfer APR | Starting at 7.90% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 1.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 0.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Jefferson Financial Federal Credit Union Visa® Secured Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Jefferson Financial Federal Credit Union Visa® Secured Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Jefferson Financial Federal Credit Union Visa® Secured Credit Card?
The customer service number for Jefferson Financial Federal Credit Union Visa® Secured Credit Card is (504) 348-2424.
What is the support contact email for Jefferson Financial Federal Credit Union Visa® Secured Credit Card?
The support contact email for Jefferson Financial Federal Credit Union Visa® Secured Credit Card is marketing@jeffersonfinancial.org.
What is the login page for Jefferson Financial Federal Credit Union Visa® Secured Credit Card?
You can access the login page of Jefferson Financial Federal Credit Union Visa® Secured Credit Card here.
How do people rate the customer service and user experience of Jefferson Financial Federal Credit Union Visa® Secured Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Jefferson Financial Federal Credit Union Visa® Secured Credit Card report your account activity to credit bureaus?
Yes, Jefferson Financial Federal Credit Union Visa® Secured Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Jefferson Financial Federal Credit Union perform a hard credit pull?
Yes, Jefferson Financial Federal Credit Union Visa® Secured Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Jefferson Financial Federal Credit Union Visa® Secured Credit Card
- Visit the website of Jefferson Financial Federal Credit Union Visa® Secured Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM