Last Updated: 07/28/2025
Enrichment FCU Mastercard Rewards Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
15.00% - 18.00%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
15.00% - 18.00%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$0
Enrichment FCU Mastercard Rewards Credit Card Review
This is a cashback credit card issued by Enrichment Federal Credit Union. If you're wondering whether Enrichment FCU Mastercard Rewards Credit Card is the right card for you, read on.
Key Takeaways
- Get 1% cash back on all transactions with your Enrichment Mastercard Rewards or Mastercard Platinum Credit Card and your Enrichment Rewards Debit Card!
- APRs: Enrichment FCU Mastercard Rewards Credit Card has a variable regular purchase APR that ranges from 15.00% up to 18.00%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- No intro balance transfer fee. Enrichment FCU Mastercard Rewards Credit Card does not charge a fee on balance transfers.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1.00% every time you make a transaction outside the U.S.
Pros & Cons of Enrichment FCU Mastercard Rewards Credit Card
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Enrichment FCU Mastercard Rewards Credit Card FAQ
Does Enrichment FCU Mastercard Rewards Credit Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1.00 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Enrichment FCU Mastercard Rewards Credit Card have a signup bonus?
Yes. Get 1% cash back on all transactions with your Enrichment Mastercard Rewards or Mastercard Platinum Credit Card and your Enrichment Rewards Debit Card!
Does Enrichment FCU Mastercard Rewards Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Enrichment FCU Mastercard Rewards Credit Card benefits?
Enrichment FCU Mastercard Rewards Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Enrichment FCU Mastercard Rewards Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Enrichment FCU Mastercard Rewards Credit Card has a variable purchase APR that ranges from 15.00% up to 18.00%. The card has a variable balance transfer APR that ranges from 15.00% up to 18.00%. It also has a variable cash advance APR that ranges from 17.00% up to 18.00%.
Does Enrichment FCU Mastercard Rewards Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 3.49% for a period of 12 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 15.00% - 18.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 3.49% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 0.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % After Intro Period | 0.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro Fee Minimum | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro Fee % | 0.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Enrichment FCU Mastercard Rewards Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Enrichment FCU Mastercard Rewards Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $28.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | 1.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $2.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Enrichment FCU Mastercard Rewards Credit Card have a foreign transaction fee?
Enrichment FCU Mastercard Rewards Credit Card charges a foreign transaction fee of up to 1.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Enrichment FCU Mastercard Rewards Credit Card?
The customer service number for Enrichment FCU Mastercard Rewards Credit Card is (800) 482-0049.
What is the support contact email for Enrichment FCU Mastercard Rewards Credit Card?
The support contact email for Enrichment FCU Mastercard Rewards Credit Card is marketing_department@enrichmentfcu.org.
What is the login page for Enrichment FCU Mastercard Rewards Credit Card?
You can access the login page of Enrichment FCU Mastercard Rewards Credit Card here.
How do people rate the customer service and user experience of Enrichment FCU Mastercard Rewards Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Enrichment FCU Mastercard Rewards Credit Card report your account activity to credit bureaus?
Yes, Enrichment FCU Mastercard Rewards Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Enrichment Federal Credit Union perform a hard credit pull?
Yes, Enrichment FCU Mastercard Rewards Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Enrichment FCU Mastercard Rewards Credit Card
- Visit the website of Enrichment FCU Mastercard Rewards Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Sunday
Closed
Monday
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Tuesday
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Wednesday
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Thursday
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Friday
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Saturday
Closed