Last Updated: 07/28/2025
Tech CU Visa Classic® Credit Card
Unaffiliated
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateExplore a similar product
Try this top product in Credit Cards
Total Visa® Credit Card
Mostly recommended35 reviews
Community Recommended Products
View AllSponsored
Mostly recommended35 Reviews
Learn MoreSponsored
Strongly recommended13 Reviews
Learn MoreSponsored
Mostly recommended11 Reviews
Learn MoreCompare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Variable APR)
13.15% - 24.15%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
13.15% - 24.15%(Verified 06/21/2024)
Credit Score Range
670 - 850
Annual Fee
$0
Tech CU Visa Classic® Credit Card Review
This is a card issued by Technology Credit Union. If you're wondering whether Tech CU Visa Classic® Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Tech CU Visa Classic® Credit Card has a variable regular purchase APR that ranges from 13.15% up to 24.15%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Tech CU Visa Classic® Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Tech CU Visa Classic® Credit Card
| The Good | The Bad |
|
|
Tech CU Visa Classic® Credit Card FAQ
Does Tech CU Visa Classic® Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Tech CU Visa Classic® Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Tech CU Visa Classic® Credit Card has a variable purchase APR that ranges from 13.15% up to 24.15%. The card has a variable balance transfer APR that ranges from 13.15% up to 24.15%. It also has a variable cash advance APR that ranges from 13.15% up to 24.15%.
Does Tech CU Visa Classic® Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Tech CU Visa Classic® Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Tech CU Visa Classic® Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the support contact email for Tech CU Visa Classic® Credit Card?
The support contact email for Tech CU Visa Classic® Credit Card is socialmedia@techcu.com.
How do people rate the customer service and user experience of Tech CU Visa Classic® Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Tech CU Visa Classic® Credit Card report your account activity to credit bureaus?
Yes, Tech CU Visa Classic® Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Technology Credit Union perform a hard credit pull?
Yes, Tech CU Visa Classic® Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Tech CU Visa Classic® Credit Card
- Visit the website of Tech CU Visa Classic® Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed
Other Services by Technology Credit Union
Auto Loans
Be the first to rate
Personal Lines of Credit
Be the first to rate
Personal Loans
Be the first to rate
Other Credit Cards from Technology Credit Union
Rating not yet determined
Purchase APR
24.15%
Disclaimer popup with additional information
Balance Transfer APR
24.15%
Disclaimer popup with additional information
Credit Score Range
620 - 850
300
850
Annual Fee
$0
Community Recommended Products
View AllSponsored
Mostly recommended35 Reviews
Learn MoreSponsored
Strongly recommended13 Reviews
Learn MoreSponsored
Mostly recommended11 Reviews
Learn MoreSuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
Tech CU Visa Classic® Credit Card Community Reviews
Would you recommend Tech CU Visa Classic® Credit Card to your friends?
There are currently no reviews.
You might also like
Best Personal Credit Cards
SuperMoney
6 Credit Card Secrets You Need to Know About
Allison Martin
15 Biggest Credit Card Mistakes You're Still Making
Andrew Latham
