Last Updated: 07/28/2025
California Coast Credit Union Platinum Secured Mastercard®
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
15.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
15.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
350 - 600
Annual Fee
$20
California Coast Credit Union Platinum Secured Mastercard® Review
This is a secured credit card issued by California Coast Credit Union. If you're wondering whether California Coast Credit Union Platinum Secured Mastercard® is the right card for you, read on.
Key Takeaways
- APRs: California Coast Credit Union Platinum Secured Mastercard® has a variable regular purchase APR of 15.99%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 0.8% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of California Coast Credit Union Platinum Secured Mastercard®
| The Good | The Bad |
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California Coast Credit Union Platinum Secured Mastercard® FAQ
Does California Coast Credit Union Platinum Secured Mastercard® have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for California Coast Credit Union Platinum Secured Mastercard®?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.California Coast Credit Union Platinum Secured Mastercard® has a variable purchase APR of 15.99%. The card has a variable balance transfer APR of 15.99% . It also has a variable cash advance APR of 15.99% .
Does California Coast Credit Union Platinum Secured Mastercard® have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does California Coast Credit Union Platinum Secured Mastercard® have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for California Coast Credit Union Platinum Secured Mastercard®?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0.8% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $20.
Does California Coast Credit Union Platinum Secured Mastercard® have a foreign transaction fee?
California Coast Credit Union Platinum Secured Mastercard® charges a foreign transaction fee of up to 0.8%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $16. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for California Coast Credit Union Platinum Secured Mastercard®?
The support contact email for California Coast Credit Union Platinum Secured Mastercard® is support@calcoastcu.org.
How do people rate the customer service and user experience of California Coast Credit Union Platinum Secured Mastercard®?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does California Coast Credit Union Platinum Secured Mastercard® report your account activity to credit bureaus?
Yes, California Coast Credit Union Platinum Secured Mastercard® reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does California Coast Credit Union perform a hard credit pull?
Yes, California Coast Credit Union Platinum Secured Mastercard® performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for California Coast Credit Union Platinum Secured Mastercard®
- Visit the website of California Coast Credit Union Platinum Secured Mastercard®.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday10:00AM - 4:00PMTuesday10:00AM - 4:00PMWednesday10:00AM - 4:00PMThursday10:00AM - 4:00PMFriday10:00AM - 4:00PMSaturdayClosed
Other Services by California Coast Credit Union
Other Credit Cards from California Coast Credit Union
Rating not yet determined
Purchase APR
11.88% - 17.88%
Disclaimer popup with additional information
Balance Transfer APR
11.88% - 17.88%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
12.88% - 18.88%
Disclaimer popup with additional information
Balance Transfer APR
12.88% - 18.88%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
13.99%
Disclaimer popup with additional information
Balance Transfer APR
13.99%
Disclaimer popup with additional information
Credit Score Range
350 - 600
300
850
Annual Fee
$0
SuperMoney Net Recommendation Score
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