California Coast Credit Union Platinum Student Mastercard®
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| Purchase APR (Fixed APR) | 13.99% |
| Balance Transfer APR (Fixed APR) | 13.99% |
| Credit Score Range | 350 - 600 |
| Annual Fee | $0 |
California Coast Credit Union Platinum Student Mastercard® Review
This is a credit card issued by California Coast Credit Union. If you're wondering whether California Coast Credit Union Platinum Student Mastercard® is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. California Coast Credit Union Platinum Student Mastercard® has a fixed purchase APR of 13.99%
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 0.8% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
| The Good | The Bad |
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Does California Coast Credit Union Platinum Student Mastercard® have a cash back or rewards program?
No, it does not offer a rewards program.
What are the California Coast Credit Union Platinum Student Mastercard® benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for California Coast Credit Union Platinum Student Mastercard®?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.California Coast Credit Union Platinum Student Mastercard® has a fixed purchase APR of 13.99%. The card has a fixed balance transfer APR of 13.99% . It also has a fixed cash advance APR of 13.99% .
Does California Coast Credit Union Platinum Student Mastercard® have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does California Coast Credit Union Platinum Student Mastercard® have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for California Coast Credit Union Platinum Student Mastercard®?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0.8% |
| Late Payment Fee | up to $10 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does California Coast Credit Union Platinum Student Mastercard® have a foreign transaction fee?
California Coast Credit Union Platinum Student Mastercard® charges a foreign transaction fee of 0.8%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $16. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for California Coast Credit Union Platinum Student Mastercard®?
The support contact email for California Coast Credit Union Platinum Student Mastercard® is support@calcoastcu.org.
How do people rate the customer service and user experience of California Coast Credit Union Platinum Student Mastercard®?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does California Coast Credit Union Platinum Student Mastercard® report your account activity to credit bureaus?
Yes, California Coast Credit Union Platinum Student Mastercard® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for California Coast Credit Union Platinum Student Mastercard®
- Visit the California Coast Credit Union Platinum Student Mastercard® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
PO Box 502080
San Diego, CA 92150 - Visit Site
- Email Support
About California Coast Credit Union Platinum Student Mastercard®
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | $5 |
| Cash Advance Fee (%) | Starting at 3% |
| Minimum Cash Advance Fee ($) | Starting at $5 |
| Foreign Currency Transaction Fee | 0.8% |
| Additional Card Fee Amount | $5 |
| Late Fee Amount | Up to $10 |
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