Last Updated: 07/28/2025
California Coast CU Student Mastercard®
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
13.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Fixed APR)
13.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
350 - 600
Annual Fee
$0
California Coast CU Student Mastercard® Review
This is a card issued by California Coast Credit Union. If you're wondering whether California Coast CU Student Mastercard® is the right card for you, read on.
Key Takeaways
- APRs: California Coast CU Student Mastercard® has a fixed purchase APR of 13.99%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 0.8% every time you make a transaction outside the U.S.
- Student credit card. This card is geared toward students. In other words, college students with limited credit history and low incomes can still apply, especially if they have a cosigner ready to vouch for them.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of California Coast CU Student Mastercard®
| The Good | The Bad |
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California Coast CU Student Mastercard® FAQ
Does California Coast CU Student Mastercard® have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for California Coast CU Student Mastercard®?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.California Coast CU Student Mastercard® has a fixed purchase APR of 13.99%. The card has a fixed balance transfer APR of 13.99% . It also has a fixed cash advance APR of 13.99% .
Does California Coast CU Student Mastercard® have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does California Coast CU Student Mastercard® have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for California Coast CU Student Mastercard®?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0.8% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Additional Card Fee Amount | $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does California Coast CU Student Mastercard® have a foreign transaction fee?
California Coast CU Student Mastercard® charges a foreign transaction fee of up to 0.8%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $16. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for California Coast CU Student Mastercard®?
The customer service number for California Coast CU Student Mastercard® is .
What is the support contact email for California Coast CU Student Mastercard®?
The support contact email for California Coast CU Student Mastercard® is support@calcoastcu.org.
What is the login page for California Coast CU Student Mastercard®?
You can access the login page of California Coast CU Student Mastercard® here.
How do people rate the customer service and user experience of California Coast CU Student Mastercard®?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does California Coast CU Student Mastercard® report your account activity to credit bureaus?
Yes, California Coast CU Student Mastercard® reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does California Coast Credit Union perform a hard credit pull?
Yes, California Coast CU Student Mastercard® performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for California Coast CU Student Mastercard®
- Visit the website of California Coast CU Student Mastercard®.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
10:00AM - 4:00PM
Tuesday
10:00AM - 4:00PM
Wednesday
10:00AM - 4:00PM
Thursday
10:00AM - 4:00PM
Friday
10:00AM - 4:00PM
Saturday
Closed