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  California Coast CU Student Mastercard®
California Coast CU Student Mastercard® Unaffiliated

California Coast CU Student Mastercard®

Unaffiliated
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Highlights
Purchase APR  (Fixed APR) 13.99%
Balance Transfer APR  (Fixed APR) 13.99%
Credit Score Range 350 - 600
Annual Fee $0

California Coast CU Student Mastercard® Review

This is a card issued by California Coast Credit Union. If you're wondering whether California Coast CU Student Mastercard® is the right card for you, read on.

Key Takeaways

  • Competitive APRs. California Coast CU Student Mastercard® has a fixed purchase APR of 13.99%
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 0.8% every time you make a transaction outside the U.S.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

Pros & Cons of California Coast CU Student Mastercard®

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Identity Theft Protection.
  • Considers applicants with fair credit.
  • No foreign transaction fee.
  • California Coast CU Student Mastercard® reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 0.8%.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.

California Coast CU Student Mastercard® FAQ

Does California Coast CU Student Mastercard® have a cash back or rewards program?

No, it does not offer a rewards program.

What are the California Coast CU Student Mastercard® benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for California Coast CU Student Mastercard®?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

California Coast CU Student Mastercard® has a fixed purchase APR of 13.99%. The card has a fixed balance transfer APR of 13.99% . It also has a fixed cash advance APR of 13.99% .

Does California Coast CU Student Mastercard® have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does California Coast CU Student Mastercard® have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for California Coast CU Student Mastercard®?

The following fees apply:

California Coast CU Student Mastercard® Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0.8%
Late Payment Fee up to $10

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does California Coast CU Student Mastercard® have a foreign transaction fee?

California Coast CU Student Mastercard® charges a foreign transaction fee of 0.8%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $16. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for California Coast CU Student Mastercard®?

The California Coast CU Student Mastercard® customer service number is .

What is the support contact email for California Coast CU Student Mastercard®?

The support contact email for California Coast CU Student Mastercard® is support@calcoastcu.org.

What is the California Coast CU Student Mastercard® login page?

You can access the California Coast CU Student Mastercard® login page here.

How do people rate the customer service and user experience of California Coast CU Student Mastercard®?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does California Coast CU Student Mastercard® report your account activity to credit bureaus?

Yes, California Coast CU Student Mastercard® reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for California Coast CU Student Mastercard®

  • Visit the California Coast CU Student Mastercard® website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 10:00am - 4:00pm
  • Tuesday 10:00am - 4:00pm
  • Wednesday 10:00am - 4:00pm
  • Thursday 10:00am - 4:00pm
  • Friday 10:00am - 4:00pm
  • Saturday Closed

About California Coast CU Student Mastercard®

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View all credit cards offered by California Coast Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $5
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) Starting at $5
Foreign Currency Transaction Fee 0.8%
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Additional Card Fee Amount $5
Late Fee Amount Up to $10
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 350 - 600
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
Rewards Type No Rewards
Cash Advance APR (Fixed APR) 13.99%
APR Type Fixed APR
Balance Computation "Average daily balance" (including new purchases).
Purchase APR (Fixed APR) 13.99%
Balance Transfer Fee % After Intro Period Starting at 0%
Balance Transfer APR (Fixed APR) 13.99%
Balance Transfer Fee Minimum $0
Card Type
  • Student
  • Low Interest
Card Network Mastercard

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