Call Federal CU Visa Platinum Rewards

Call Federal CU Visa Platinum Rewards Review

This is a rewards card issued by Call Federal Credit Union. If you're wondering whether call federal visa platinum rewards is the right card for you, read on.

Key Takeaways

• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Multiple credit card benefits. Includes generous credit card perks, such as identity theft protection, price protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 620.

Pros & Cons of call federal visa platinum rewards

The Good	The Bad
Potentially lower than average purchase APRs. No annual fee. Multiple credit card perks. Identity Theft Protection. Travel accident and travel assistance insurance. Considers applicants with fair credit. Cardholders can earn rewards on their purchases. Call Federal CU Visa Platinum Rewards reports to multiple credit bureaus.	Does not offer a signup bonus. You don't earn rewards on every purchase.

call federal visa platinum rewards FAQ

Does call federal visa platinum rewards have a cash back or rewards program?

call federal visa platinum rewards is a rewards card.

call federal visa platinum rewards Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A

What are the call federal visa platinum rewards benefits?

It provides the following benefits:

• Zero fraud liability
• Price Protection
• Travel Accident Insurance
• Cell Phone Protection
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for call federal visa platinum rewards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Call Federal CU Visa Platinum Rewards has a variable purchase APR starting at 14.75% . The card has a variable balance transfer APR starting at 14.75% . It also has a variable cash advance APR starting at 14.75% .

What are the fees for call federal visa platinum rewards?

The following fees apply:

call federal visa platinum rewards Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$
Initial Program Fee	$
Foreign Transaction Fee	%
Returned Payment Fee	$
Late Payment Fee

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Call Federal CU Visa Platinum Rewards report your account activity to credit bureaus?

Yes, Call Federal CU Visa Platinum Rewards reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for call federal visa platinum rewards

• Visit the call federal visa platinum rewards website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.