Last Updated: 07/28/2025
Cobalt Credit Union Max Cash Preferred Card
Unaffiliated
in Credit Cards from Cobalt Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
Credit Score Range
Annual Fee
Cobalt Credit Union Max Cash Preferred Card Review
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
- $150 bonus (15,000 points) after $500 in eligible net purchases are made within the first 90 days of account opening.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 17.49% up to 27.49%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Cobalt Credit Union Max Cash Preferred Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Cobalt Credit Union Cash Preferred Card
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Cobalt Credit Union Cash Preferred Card FAQ
Does Cobalt Credit Union Cash Preferred Card have a cash back or rewards program?
| Description |
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