Cobalt Credit Union Max Cash Preferred Card

Key Takeaways

• 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
• $150 bonus (15,000 points) after $500 in eligible net purchases are made within the first 90 days of account opening.
• APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 17.49% up to 27.49%.
• No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• A 3% balance transfer fee. Cobalt Credit Union Max Cash Preferred Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Cobalt Credit Union Cash Preferred Card

Cobalt Credit Union Cash Preferred Card FAQ

Does Cobalt Credit Union Cash Preferred Card have a cash back or rewards program?

How do people rate the customer service and user experience of Cobalt Credit Union Cash Preferred Card?

Does Cobalt Credit Union Max Cash Preferred Card report your account activity to credit bureaus?

• Equifax
• Experian
• TransUnion

Does Cobalt Credit Union perform a hard credit pull?

How to apply for Cobalt Credit Union Cash Preferred Card

• Visit the website of Cobalt Credit Union Cash Preferred Card.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.