Last Updated: 07/28/2025
CommonWealth One FCU Credit Card Visa Signature Rewards
Unaffiliated
from CommonWealth One FCU
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
12.99% - 18.00%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
12.99% - 18.00%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
600 - 850
Annual Fee
N/A
CommonWealth One FCU Credit Card Visa Signature Rewards Review
This is a secured credit travel card issued by CommonWealth One FCU. If you're wondering whether CommonWealth One FCU Credit Card Visa Signature Rewards is the right card for you, read on.
Key Takeaways
- APRs: CommonWealth One FCU Credit Card Visa Signature Rewards has a variable regular purchase APR that ranges from 12.99% up to 18.00%.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, price protection, purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of CommonWealth One FCU Credit Card Visa Signature Rewards
| The Good | The Bad |
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CommonWealth One FCU Credit Card Visa Signature Rewards FAQ
Does CommonWealth One FCU Credit Card Visa Signature Rewards have a cash back or rewards program?
CommonWealth One FCU Credit Card Visa Signature Rewards is a travel rewards card.
| Description |
Does CommonWealth One FCU Credit Card Visa Signature Rewards have a signup bonus?
This card doesn't offer a cash signup bonus.Does CommonWealth One FCU Credit Card Visa Signature Rewards offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the CommonWealth One FCU Credit Card Visa Signature Rewards benefits?
CommonWealth One FCU Credit Card Visa Signature Rewards provides the following benefits:
- Emergency Support
- Trip Cancellation Insurance
- Price Protection
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for CommonWealth One FCU Credit Card Visa Signature Rewards?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.CommonWealth One FCU Credit Card Visa Signature Rewards has a variable purchase APR that ranges from 12.99% up to 18.00%. The card has a variable balance transfer APR that ranges from 12.99% up to 18.00%. It also has a variable cash advance APR that ranges from 12.99% up to 18.00%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does CommonWealth One FCU Credit Card Visa Signature Rewards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does CommonWealth One FCU Credit Card Visa Signature Rewards have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 9.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 9.99% on qualified purchases
What are the fees for CommonWealth One FCU Credit Card Visa Signature Rewards?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
What is the support contact email for CommonWealth One FCU Credit Card Visa Signature Rewards?
The support contact email for CommonWealth One FCU Credit Card Visa Signature Rewards is cofcu@cofcu.org.
How do people rate the customer service and user experience of CommonWealth One FCU Credit Card Visa Signature Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does CommonWealth One FCU Credit Card Visa Signature Rewards report your account activity to credit bureaus?
Yes, CommonWealth One FCU Credit Card Visa Signature Rewards reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does CommonWealth One FCU perform a hard credit pull?
Yes, CommonWealth One FCU Credit Card Visa Signature Rewards performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for CommonWealth One FCU Credit Card Visa Signature Rewards
- Visit the website of CommonWealth One FCU Credit Card Visa Signature Rewards.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
View CommonWealth One FCU Credit Card Visa Signature Rewards's published terms & conditions
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 6:00PM
Tuesday
8:00AM - 4:00PM
Wednesday
8:00AM - 4:00PM
Thursday
8:00AM - 4:00PM
Friday
8:00AM - 4:00PM
Saturday
9:00AM - 2:00PM
Other Services by CommonWealth One FCU
Other Credit Cards from CommonWealth One FCU
Rating not yet determined
Purchase APR
N/A
Balance Transfer APR
7.99% - 18.00%
Disclaimer popup with additional information
Credit Score Range
N/A
Annual Fee
N/A
Rating not yet determined
Purchase APR
10.99% - 18%
Disclaimer popup with additional information
Balance Transfer APR
10.99% - 18%
Disclaimer popup with additional information
Credit Score Range
300 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
11.99% - 18.00%
Disclaimer popup with additional information
Balance Transfer APR
11.99% - 18.00%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
N/A
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Learn MoreSuperMoney Net Recommendation Score
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CommonWealth One FCU Credit Card Visa Signature Rewards Community Reviews
Would you recommend CommonWealth One FCU Credit Card Visa Signature Rewards to your friends?
OJ
Olivia J.
Dec 13, 2024
May or may not recommend
Sponsors for Olivia c. Jackson I trademarked apples open-source license but my patent buddy didn't seem.to understand what I mentioned when I said I needed my open source patent frome apple Corp because I had recently as of 2024 released apples open source for any affiliates whom it may concern who want to use apple for advertising their business not make money off it or me without consent
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