Last Updated: 07/28/2025
TRU-FI Credit Union Secured VISA Credit Card
Unaffiliated
from TRU-FI Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
Balance Transfer APR (Fixed APR)
Credit Score Range
N/A
Annual Fee
TRU-FI Credit Union Secured VISA Credit Card Review
Key Takeaways
- APRs: TRU-FI Credit Union Secured VISA Credit Card has a fixed purchase APR of 11.5%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2.0% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
Pros & Cons of TRU-FI Credit Union Secured VISA Credit Card
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TRU-FI Credit Union Secured VISA Credit Card FAQ
Does TRU-FI Credit Union Secured VISA Credit Card have a cash back or rewards program?
| Description |
How do people rate the customer service and user experience of TRU-FI Credit Union Secured VISA Credit Card?
Does TRU-FI Credit Union Secured VISA Credit Card report your account activity to credit bureaus?
- Equifax
- Experian
- TransUnion
Does TRU-FI Credit Union perform a hard credit pull?
How to apply for TRU-FI Credit Union Secured VISA Credit Card
- Visit the website of TRU-FI Credit Union Secured VISA Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
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Annual Fee
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