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  CommonWealth One FCU Visa Platinum Rewards Credit Card

CommonWealth One FCU Visa Platinum Rewards Credit Card

in Personal Credit Cards from CommonWealth One FCU

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CommonWealth One FCU Visa Platinum Rewards Credit Card

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in Personal Credit Cards from CommonWealth One FCU

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Highlights
Purchase APR  (Variable APR) N/A
Balance Transfer APR  (Variable APR) Up to 4.99%
Credit Score Range 600 - 850
Annual Fee N/A

CommonWealth One FCU Visa Platinum Rewards Credit Card Review

This is a cashback credit card issued by CommonWealth One FCU. If you're wondering whether CommonWealth One FCU Visa Platinum Rewards Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of CommonWealth One FCU Visa Platinum Rewards Credit Card
The Good The Bad
  • Annual fee waived during the first year.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Access to a concierge.
  • Extended warranty and price protection on purchases.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Trip cancellation insurance.
  • Considers applicants with fair or poor credit.
  • CommonWealth One FCU Visa Platinum Rewards Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
CommonWealth One FCU Visa Platinum Rewards Credit Card FAQ

Does CommonWealth One FCU Visa Platinum Rewards Credit Card have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

What are the CommonWealth One FCU Visa Platinum Rewards Credit Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for CommonWealth One FCU Visa Platinum Rewards Credit Card?

The card has a variable balance transfer APR of up to 4.99%.

Does CommonWealth One FCU Visa Platinum Rewards Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does CommonWealth One FCU Visa Platinum Rewards Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for CommonWealth One FCU Visa Platinum Rewards Credit Card?

The following fees apply:

CommonWealth One FCU Visa Platinum Rewards Credit Card Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 1%
Returned Payment Fee up to $25.00
Late Payment Fee up to $25

Does CommonWealth One FCU Visa Platinum Rewards Credit Card have a foreign transaction fee?

CommonWealth One FCU Visa Platinum Rewards Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for CommonWealth One FCU Visa Platinum Rewards Credit Card?

The CommonWealth One FCU Visa Platinum Rewards Credit Card customer service number is .

What is the support contact email for CommonWealth One FCU Visa Platinum Rewards Credit Card?

The support contact email for CommonWealth One FCU Visa Platinum Rewards Credit Card is cofcu@cofcu.org.

Does CommonWealth One FCU Visa Platinum Rewards Credit Card report your account activity to credit bureaus?

Yes, CommonWealth One FCU Visa Platinum Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for CommonWealth One FCU Visa Platinum Rewards Credit Card

  • Visit the CommonWealth One FCU Visa Platinum Rewards Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View CommonWealth One FCU Visa Platinum Rewards Credit Card's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 6:00pm
  • Tuesday 8:00am - 4:00pm
  • Wednesday 8:00am - 4:00pm
  • Thursday 8:00am - 4:00pm
  • Friday 8:00am - 4:00pm
  • Saturday 9:00am - 2:00pm

About CommonWealth One FCU Visa Platinum Rewards Credit Card

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View all personal credit cards offered by CommonWealth One FCU

Availability

  Available in 1 state
Virginia
Availabile in all of Virginia

Feature Breakdown

No Annual Fee
No Annual Fee First Year
Foreign Currency Transaction Fee 1%
Returned Payment Fee Up to $25.00
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Payroll Check or Prepaid Card
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Concierge
  • Emergency Support
  • Extended Warranty Protection
  • Identity Theft Protection
  • Price Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
Rewards Categories
  • Every Purchase
  • Insurance
  • Travel
  • Select Merchants
Balance Computation We use a method called "average daily balance (including new purchases).
Credit Limit Up to $25
Balance Transfer APR (Variable APR) Up to 4.99%
Card Type
  • Balance Transfer
  • Low Interest
  • Cashback
  • Travel
  • Bonus Offers
Card Network Visa

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