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  CommonWealth One FCU Visa Platinum Rewards Credit Card
CommonWealth One FCU Visa Platinum Rewards Credit Card
in Credit Cards from CommonWealth One FCU
Unaffiliated

CommonWealth One FCU Visa Platinum Rewards Credit Card

Unaffiliated
in Credit Cards from CommonWealth One FCU
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Highlights
Purchase APR  (Variable APR) 11.99% - 18.00%
(Verified 10/26/2022)
Balance Transfer APR  (Variable APR) 11.99% - 18.00%
(Verified 10/26/2022)
Credit Score Range 600 - 850
Annual Fee N/A

CommonWealth One FCU Visa Platinum Rewards Credit Card Review

This is a cashback card issued by CommonWealth One FCU. If you're wondering whether CommonWealth One FCU Visa Platinum Rewards Credit Card is the right card for you, read on.

Key Takeaways

  • Competitive APRs. CommonWealth One FCU Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 11.99% up to 18.00%.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of CommonWealth One FCU Visa Platinum Rewards Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • Annual fee waived during the first year.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Access to a concierge.
  • Extended warranty and price protection on purchases.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Trip cancellation insurance.
  • Considers applicants with fair credit.
  • CommonWealth One FCU Visa Platinum Rewards Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.

CommonWealth One FCU Visa Platinum Rewards Credit Card FAQ

Does CommonWealth One FCU Visa Platinum Rewards Credit Card have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

What are the CommonWealth One FCU Visa Platinum Rewards Credit Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for CommonWealth One FCU Visa Platinum Rewards Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

CommonWealth One FCU Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 11.99% up to 18.00%. The card has a variable balance transfer APR that ranges from 11.99% up to 18.00%. It also has a variable cash advance APR that ranges from 11.99% up to 18.00%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Does CommonWealth One FCU Visa Platinum Rewards Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does CommonWealth One FCU Visa Platinum Rewards Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for CommonWealth One FCU Visa Platinum Rewards Credit Card?

The following fees apply:

CommonWealth One FCU Visa Platinum Rewards Credit Card Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 1%
Returned Payment Fee up to $25.00
Late Payment Fee up to $25.00

Does CommonWealth One FCU Visa Platinum Rewards Credit Card have a foreign transaction fee?

CommonWealth One FCU Visa Platinum Rewards Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for CommonWealth One FCU Visa Platinum Rewards Credit Card?

The CommonWealth One FCU Visa Platinum Rewards Credit Card customer service number is .

What is the support contact email for CommonWealth One FCU Visa Platinum Rewards Credit Card?

The support contact email for CommonWealth One FCU Visa Platinum Rewards Credit Card is cofcu@cofcu.org.

What is the CommonWealth One FCU Visa Platinum Rewards Credit Card login page?

You can access the CommonWealth One FCU Visa Platinum Rewards Credit Card login page here.

How do people rate the customer service and user experience of CommonWealth One FCU Visa Platinum Rewards Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does CommonWealth One FCU Visa Platinum Rewards Credit Card report your account activity to credit bureaus?

Yes, CommonWealth One FCU Visa Platinum Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for CommonWealth One FCU Visa Platinum Rewards Credit Card

  • Visit the CommonWealth One FCU Visa Platinum Rewards Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View CommonWealth One FCU Visa Platinum Rewards Credit Card's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 6:00pm
  • Tuesday 8:00am - 4:00pm
  • Wednesday 8:00am - 4:00pm
  • Thursday 8:00am - 4:00pm
  • Friday 8:00am - 4:00pm
  • Saturday 9:00am - 2:00pm

About CommonWealth One FCU Visa Platinum Rewards Credit Card

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View all credit cards offered by CommonWealth One FCU
View CommonWealth One FCU Profile

Availability

  Available in 1 state
Virginia
Availabile in all of Virginia

Feature Breakdown

Foreign Currency Transaction Fee 1%
No Annual Fee
No Annual Fee First Year
Returned Payment Fee Up to $25.00
Late Fee Amount Up to $25.00
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Price Protection
  • Purchase Protection
  • Trip Cancellation Insurance
  • Emergency Support
  • Travel Accident Insurance
  • Travel Assistance
  • Concierge
Rewards Categories
  • 1x Point on Travel
  • 1x Point on Every Purchase
Cash Advance APR (Variable APR) 11.99% - 18.00%
APR Type Variable APR
Balance Computation Average daily balance (including new purchases).
Credit Limit Up to $25
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 11.99% - 18.00%
(Verified 10/26/2022)
Balance Transfer APR (Variable APR) 11.99% - 18.00%
(Verified 10/26/2022)
Card Type
  • Balance Transfer
  • Low Interest
  • Cashback
  • Travel
  • Bonus Offers
Card Network Visa

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