Last Updated: 07/28/2025
CommonWealth One FCU Visa Platinum Rewards Credit Card
Unaffiliated
in Credit Cards from CommonWealth One FCU
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Variable APR)
11.99% - 18.00%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
11.99% - 18.00%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
600 - 850
Annual Fee
N/A
CommonWealth One FCU Visa Platinum Rewards Credit Card Review
This is a cashback credit card issued by CommonWealth One FCU. If you're wondering whether CommonWealth One FCU Visa Platinum Rewards Credit Card is the right card for you, read on.
Key Takeaways
- APRs: CommonWealth One FCU Visa Platinum Rewards Credit Card has a variable regular purchase APR that ranges from 11.99% up to 18.00%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of CommonWealth One FCU Visa Platinum Rewards Credit Card
| The Good | The Bad |
|
|
CommonWealth One FCU Visa Platinum Rewards Credit Card FAQ
Does CommonWealth One FCU Visa Platinum Rewards Credit Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for CommonWealth One FCU Visa Platinum Rewards Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.CommonWealth One FCU Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 11.99% up to 18.00%. The card has a variable balance transfer APR that ranges from 11.99% up to 18.00%. It also has a variable cash advance APR that ranges from 11.99% up to 18.00%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does CommonWealth One FCU Visa Platinum Rewards Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does CommonWealth One FCU Visa Platinum Rewards Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for CommonWealth One FCU Visa Platinum Rewards Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee First Year? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
Does CommonWealth One FCU Visa Platinum Rewards Credit Card have a foreign transaction fee?
CommonWealth One FCU Visa Platinum Rewards Credit Card charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for CommonWealth One FCU Visa Platinum Rewards Credit Card?
The customer service number for CommonWealth One FCU Visa Platinum Rewards Credit Card is .
What is the support contact email for CommonWealth One FCU Visa Platinum Rewards Credit Card?
The support contact email for CommonWealth One FCU Visa Platinum Rewards Credit Card is cofcu@cofcu.org.
What is the login page for CommonWealth One FCU Visa Platinum Rewards Credit Card?
You can access the login page of CommonWealth One FCU Visa Platinum Rewards Credit Card here.
How do people rate the customer service and user experience of CommonWealth One FCU Visa Platinum Rewards Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does CommonWealth One FCU Visa Platinum Rewards Credit Card report your account activity to credit bureaus?
Yes, CommonWealth One FCU Visa Platinum Rewards Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does CommonWealth One FCU perform a hard credit pull?
Yes, CommonWealth One FCU Visa Platinum Rewards Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for CommonWealth One FCU Visa Platinum Rewards Credit Card
- Visit the website of CommonWealth One FCU Visa Platinum Rewards Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
View CommonWealth One FCU Visa Platinum Rewards Credit Card's published terms & conditions
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 6:00PM
Tuesday
8:00AM - 4:00PM
Wednesday
8:00AM - 4:00PM
Thursday
8:00AM - 4:00PM
Friday
8:00AM - 4:00PM
Saturday
9:00AM - 2:00PM