Cornerstone Community Federal Credit Union Visa Classic
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| Purchase APR (Fixed APR) | Starting at 9.90% |
| Balance Transfer APR (Fixed APR) | Starting at 10.90% |
| Credit Score Range | 600 - 850 |
| Annual Fee | N/A |
Cornerstone Community Federal Credit Union Visa Classic Review
This is a card issued by Cornerstone Community Federal Credit Union. If you're wondering whether Cornerstone Community Federal Credit Union Visa Classic is the right card for you, read on.
Key Takeaways
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.00% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Cornerstone Community Federal Credit Union Visa Classic
| The Good | The Bad |
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Cornerstone Community Federal Credit Union Visa Classic FAQ
Does Cornerstone Community Federal Credit Union Visa Classic have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Cornerstone Community Federal Credit Union Visa Classic benefits?
It provides the following benefits:
- Emergency Support
- Trip Cancellation Insurance
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Cornerstone Community Federal Credit Union Visa Classic?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Cornerstone Community Federal Credit Union Visa Classic has a fixed purchase APR starting at 9.90% . The card has a fixed balance transfer APR starting at 10.90% . It also has a fixed cash advance APR starting at 10.90% . Note that late payments are subject to an APR of 14.90% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Cornerstone Community Federal Credit Union Visa Classic have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Cornerstone Community Federal Credit Union Visa Classic have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Cornerstone Community Federal Credit Union Visa Classic?
The following fees apply:
- An overlimit fee of $5.00.
| Fees | Amount |
|---|---|
| Annual Fee | |
| Overlimit Fee | $5,000.00 |
| Foreign Transaction Fee | 1.00% |
| Late Payment Fee | up to $25.00 |
Does Cornerstone Community Federal Credit Union Visa Classic have a foreign transaction fee?
Cornerstone Community Federal Credit Union Visa Classic charges a foreign transaction fee of 1.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Cornerstone Community Federal Credit Union Visa Classic?
The Cornerstone Community Federal Credit Union Visa Classic customer service number is (716) 434-2290.
What is the support contact email for Cornerstone Community Federal Credit Union Visa Classic?
The support contact email for Cornerstone Community Federal Credit Union Visa Classic is info@cornerstonecommunityfcu.org.
What is the Cornerstone Community Federal Credit Union Visa Classic login page?
You can access the Cornerstone Community Federal Credit Union Visa Classic login page here.
How do people rate the customer service and user experience of Cornerstone Community Federal Credit Union Visa Classic?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Cornerstone Community Federal Credit Union Visa Classic report your account activity to credit bureaus?
Yes, Cornerstone Community Federal Credit Union Visa Classic reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Cornerstone Community Federal Credit Union Visa Classic
- Visit the Cornerstone Community Federal Credit Union Visa Classic website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
6485 S Transit Rd
Lockport, NY 14094 USA - (716) 434-2290
- Visit Site
- Email Support
About Cornerstone Community Federal Credit Union Visa Classic
Availability
Feature Breakdown
| Foreign Currency Transaction Fee | 1.00% |
| Over-Limit Fee | $5.00 |
| No Interest Grace Period for Late Payment | 25 days |
| Paper Statement Fee | $1.00 |
| Late Fee Amount | Up to $25.00 |
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