
Cornerstone Community Federal Credit Union Visa Platinum
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Purchase APR (Fixed APR) | Starting at 7.90% |
Balance Transfer APR (Fixed APR) | Starting at 8.90% |
Credit Score Range | 600 - 699 |
Annual Fee | N/A |
Cornerstone Community Federal Credit Union Visa Platinum Review
This is a rewards credit card issued by Cornerstone Community Federal Credit Union. If you're wondering whether Cornerstone Community Federal Credit Union Visa Platinum is the right card for you, read on.
Key Takeaways
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.00% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Cornerstone Community Federal Credit Union Visa Platinum
The Good | The Bad |
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Cornerstone Community Federal Credit Union Visa Platinum FAQ
Does Cornerstone Community Federal Credit Union Visa Platinum have a cash back or rewards program?
Cornerstone Community Federal Credit Union Visa Platinum is a travel rewards card.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Does Cornerstone Community Federal Credit Union Visa Platinum have a signup bonus?
This card doesn't offer a cash signup bonus.Does Cornerstone Community Federal Credit Union Visa Platinum offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Cornerstone Community Federal Credit Union Visa Platinum benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Cornerstone Community Federal Credit Union Visa Platinum?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Cornerstone Community Federal Credit Union Visa Platinum has a fixed purchase APR starting at 7.90% . The card has a fixed balance transfer APR starting at 8.90% . The card has a fixed cash advance APR of up to 8.90%.
Note that late payments are subject to an APR of 14.90% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Cornerstone Community Federal Credit Union Visa Platinum have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Cornerstone Community Federal Credit Union Visa Platinum have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Cornerstone Community Federal Credit Union Visa Platinum?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | |
Foreign Transaction Fee | 1.00% |
Late Payment Fee | up to $25.00 |
Does Cornerstone Community Federal Credit Union Visa Platinum have a foreign transaction fee?
Cornerstone Community Federal Credit Union Visa Platinum charges a foreign transaction fee of 1.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Cornerstone Community Federal Credit Union Visa Platinum?
The Cornerstone Community Federal Credit Union Visa Platinum customer service number is (716) 434-2290.
What is the support contact email for Cornerstone Community Federal Credit Union Visa Platinum?
The support contact email for Cornerstone Community Federal Credit Union Visa Platinum is info@cornerstonecommunityfcu.org.
What is the Cornerstone Community Federal Credit Union Visa Platinum login page?
You can access the Cornerstone Community Federal Credit Union Visa Platinum login page here.
How do people rate the customer service and user experience of Cornerstone Community Federal Credit Union Visa Platinum?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Cornerstone Community Federal Credit Union Visa Platinum report your account activity to credit bureaus?
Yes, Cornerstone Community Federal Credit Union Visa Platinum reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Cornerstone Community Federal Credit Union Visa Platinum
- Visit the Cornerstone Community Federal Credit Union Visa Platinum website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
6485 S Transit Rd
Lockport, NY 14094 USA - (716) 434-2290
- Visit Site
- Email Support
About Cornerstone Community Federal Credit Union Visa Platinum
Availability
Feature Breakdown
Foreign Currency Transaction Fee | 1.00% |
No Interest Grace Period for Late Payment | 25 days |
Paper Statement Fee | $1.00 |
Late Fee Amount | Up to $25.00 |
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