Last Updated: 07/28/2025
Cornerstone Community Federal Credit Union Visa Platinum
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
Starting at 7.90%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Fixed APR)
Starting at 8.90%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
600 - 699
Annual Fee
N/A
Cornerstone Community Federal Credit Union Visa Platinum Review
This is a travel card issued by Cornerstone Community Federal Credit Union. If you're wondering whether Cornerstone Community Federal Credit Union Visa Platinum is the right card for you, read on.
Key Takeaways
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1.00% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, access to a concierge, emergency support, price protection, purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Cornerstone Community Federal Credit Union Visa Platinum
| The Good | The Bad |
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Cornerstone Community Federal Credit Union Visa Platinum FAQ
Does Cornerstone Community Federal Credit Union Visa Platinum have a cash back or rewards program?
Cornerstone Community Federal Credit Union Visa Platinum is a travel rewards card.
| Description |
Does Cornerstone Community Federal Credit Union Visa Platinum have a signup bonus?
This card doesn't offer a cash signup bonus.Does Cornerstone Community Federal Credit Union Visa Platinum offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Cornerstone Community Federal Credit Union Visa Platinum benefits?
Cornerstone Community Federal Credit Union Visa Platinum provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Cornerstone Community Federal Credit Union Visa Platinum?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Cornerstone Community Federal Credit Union Visa Platinum has a fixed purchase APR starting at 7.90%. The card has a fixed balance transfer APR starting at 8.90% . The card has a fixed cash advance APR of up to 8.90%.
Note that late payments are subject to an APR of 14.90% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Cornerstone Community Federal Credit Union Visa Platinum have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Cornerstone Community Federal Credit Union Visa Platinum have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Cornerstone Community Federal Credit Union Visa Platinum?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $1.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
Does Cornerstone Community Federal Credit Union Visa Platinum have a foreign transaction fee?
Cornerstone Community Federal Credit Union Visa Platinum charges a foreign transaction fee of up to 1.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Cornerstone Community Federal Credit Union Visa Platinum?
The customer service number for Cornerstone Community Federal Credit Union Visa Platinum is (716) 434-2290.
What is the support contact email for Cornerstone Community Federal Credit Union Visa Platinum?
The support contact email for Cornerstone Community Federal Credit Union Visa Platinum is info@cornerstonecommunityfcu.org.
How do people rate the customer service and user experience of Cornerstone Community Federal Credit Union Visa Platinum?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Cornerstone Community Federal Credit Union Visa Platinum report your account activity to credit bureaus?
Yes, Cornerstone Community Federal Credit Union Visa Platinum reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Cornerstone Community Federal Credit Union perform a hard credit pull?
Yes, Cornerstone Community Federal Credit Union Visa Platinum performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Cornerstone Community Federal Credit Union Visa Platinum
- Visit the website of Cornerstone Community Federal Credit Union Visa Platinum.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
View Cornerstone Community Federal Credit Union Visa Platinum's published terms & conditions
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 6:00PM
Saturday
Closed
Other Services by Cornerstone Community Federal Credit Union
Other Credit Cards from Cornerstone Community Federal Credit Union
Rating not yet determined
Purchase APR
Starting at 9.90%
Disclaimer popup with additional information
Balance Transfer APR
Starting at 10.90%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
N/A
Rating not yet determined
Purchase APR
Up to 8.90%
Balance Transfer APR
Starting at 9.90%
Disclaimer popup with additional information
Credit Score Range
600 - 699
300
850
Annual Fee
N/A
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Learn MoreSuperMoney Net Recommendation Score
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Cornerstone Community Federal Credit Union Visa Platinum Community Reviews
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