
Cornerstone Community Federal Credit Union Visa Gold
in Personal Credit Cards from Cornerstone Community Federal Credit Union
UnaffiliatedCornerstone Community Federal Credit Union Visa Gold
in Personal Credit Cards from Cornerstone Community Federal Credit Union
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Purchase APR (Fixed APR) | Up to 8.90% |
Balance Transfer APR (Fixed APR) | Starting at 9.90% |
Credit Score Range | 600 - 699 |
Annual Fee | N/A |
Cornerstone Community Federal Credit Union Visa Gold Review
This is a credit card issued by Cornerstone Community Federal Credit Union. If you're wondering whether Cornerstone Community Federal Credit Union Visa Gold is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.00% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Fair or better credit required. You will have good approval oods if your credit score is above600.
The Good | The Bad |
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Does Cornerstone Community Federal Credit Union Visa Gold have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Cornerstone Community Federal Credit Union Visa Gold benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Trip Cancellation Insurance
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Cornerstone Community Federal Credit Union Visa Gold?
It has a fixed purchase APR of up to 8.90%. The card has a fixed balance transfer APR starting at 9.90% . The card has a fixed cash advance APR of up to 9.90%. Note that late payments are subject to an APR of 14.90% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Cornerstone Community Federal Credit Union Visa Gold have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Cornerstone Community Federal Credit Union Visa Gold have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Cornerstone Community Federal Credit Union Visa Gold?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | |
Foreign Transaction Fee | 1.00% |
Late Payment Fee | up to $25.00 |
Does Cornerstone Community Federal Credit Union Visa Gold have a foreign transaction fee?
Cornerstone Community Federal Credit Union Visa Gold charges a foreign transaction fee of 1.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Cornerstone Community Federal Credit Union Visa Gold?
The Cornerstone Community Federal Credit Union Visa Gold customer service number is (716) 434-2290.
Does Cornerstone Community Federal Credit Union Visa Gold report your account activity to credit bureaus?
Yes, Cornerstone Community Federal Credit Union Visa Gold reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Cornerstone Community Federal Credit Union Visa Gold
- Visit the Cornerstone Community Federal Credit Union Visa Gold website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
6485 S Transit Rd
Lockport, NY 14094 - (716) 434-2290
- Visit Site
About Cornerstone Community Federal Credit Union Visa Gold

Availability
Feature Breakdown
No Interest Grace Period for Late Payment | 25 days |
Foreign Currency Transaction Fee | 1.00% |
Late Fee Amount | Up to $25.00 |
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