Cornerstone Community Federal Credit Union Visa Gold Review

This is a credit card issued by Cornerstone Community Federal Credit Union. If you're wondering whether Cornerstone Community Federal Credit Union Visa Gold is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.00% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

The Good	The Bad
Multiple credit card perks. Offers auto rental collision damage waiver. Travel accident and travel assistance insurance. Trip cancellation insurance. Considers applicants with fair or poor credit. Cornerstone Community Federal Credit Union Visa Gold reports to multiple credit bureaus.	Does not offer a signup bonus. Does not offer rewards or cash back. Charges a foreign transaction fee of 1.00%.

Does Cornerstone Community Federal Credit Union Visa Gold have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Cornerstone Community Federal Credit Union Visa Gold benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Trip Cancellation Insurance
• Travel Accident Insurance
• Cell Phone Protection
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Cornerstone Community Federal Credit Union Visa Gold?

It has a fixed purchase APR of up to 8.90%.

The card has a fixed balance transfer APR starting at 9.90% . The card has a fixed cash advance APR of up to 9.90%.

Note that late payments are subject to an APR of 14.90% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for Cornerstone Community Federal Credit Union Visa Gold?

The following fees apply:

Cornerstone Community Federal Credit Union Visa Gold Fees

Fees	Amount
Annual Fee
Foreign Transaction Fee	1.00%
Late Payment Fee	up to $25.00

Does Cornerstone Community Federal Credit Union Visa Gold report your account activity to credit bureaus?

Yes, Cornerstone Community Federal Credit Union Visa Gold reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Cornerstone Community Federal Credit Union Visa Gold

• Visit the Cornerstone Community Federal Credit Union Visa Gold website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.