Last Updated: 07/28/2025
Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
19.49% - 29.74%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
19.49% - 29.74%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$0
Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card Review
This is a travel card issued by Matadors Community Credit Union. If you're wondering whether Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 6 months, which is shorter than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 6 months.
- After your first purchase, you'll get 2,500 bonus rewards points.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 19.49% up to 29.74%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 3.0% balance transfer fee. Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card charges a 3.0% balance transfer during the intro period for the first 6 months and after that charges a fee of 3.0% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees after the intro period. The minimum fee is $5.00.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3.0% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, travel assistance, and fraud protection.
Pros & Cons of Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card
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Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card FAQ
Does Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card have a cash back or rewards program?
Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card is a travel rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1.5 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card have a signup bonus?
Yes. After your first purchase, you'll get 2,500 bonus rewards points.
Does Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card benefits?
Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card has a variable purchase APR that ranges from 19.49% up to 29.74%. The card has a variable balance transfer APR that ranges from 19.49% up to 29.74%. It also has a variable cash advance APR of 29.99% .
Does Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 6 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 19.49% - 29.74% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 3.0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % After Intro Period | 3.0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Intro Period | 180 days | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro Fee Minimum | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro Fee % | 3.0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro Fee Period | 6 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 0% on qualified purchases for a period of 6 months.
What are the fees for Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $41.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3.0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $41.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 5.0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card have a foreign transaction fee?
Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card charges a foreign transaction fee of up to 3.0%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card?
The customer service number for Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card is (818) 993-6328.
What is the support contact email for Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card?
The support contact email for Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card is info@matadors.org.
What is the login page for Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card?
You can access the login page of Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card here.
How do people rate the customer service and user experience of Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card report your account activity to credit bureaus?
Yes, Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Matadors Community Credit Union perform a hard credit pull?
Yes, Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card
- Visit the website of Matadors Community Credit Union Visa Signature® College Real Rewards Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed