Corning Credit Union Visa Traditional
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| Purchase APR (Variable APR) | 9.49% - 12.49% |
| Balance Transfer APR (Variable APR) | 9.49% - 12.49% |
| Credit Score Range | 300 - 850 |
| Annual Fee | N/A |
Corning Credit Union Visa Traditional Review
This is a credit card issued by Corning Credit Union. If you're wondering whether Corning Credit Union Visa Traditional is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
- Competitive APRs. Corning Credit Union Visa Traditional has a variable purchase APR that ranges from 9.49% up to 12.49%.
- 2% Balance transfer fee. Corning Credit Union Visa Traditional charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Corning Credit Union Visa Traditional
| The Good | The Bad |
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Corning Credit Union Visa Traditional FAQ
Does Corning Credit Union Visa Traditional have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Corning Credit Union Visa Traditional benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Trip Cancellation Insurance
- Zero fraud liability
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Corning Credit Union Visa Traditional?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Corning Credit Union Visa Traditional has a variable purchase APR that ranges from 9.49% up to 12.49%. The card has a variable balance transfer APR that ranges from 9.49% up to 12.49%.
Does Corning Credit Union Visa Traditional have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer Fee % After Intro Period | 9.49% - 12.49% |
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period | 12 months |
| Balance Transfer APR | 9.49% - 12.49% |
| Balance Transfer Fee % | 2% |
Does Corning Credit Union Visa Traditional have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 0% |
| Purchase Intro APR Period | 12 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 12 months.
What are the fees for Corning Credit Union Visa Traditional?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $25.00 |
Does Corning Credit Union Visa Traditional have a foreign transaction fee?
Corning Credit Union Visa Traditional charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Corning Credit Union Visa Traditional?
The Corning Credit Union Visa Traditional customer service number is (607) 962-3144.
What is the support contact email for Corning Credit Union Visa Traditional?
The support contact email for Corning Credit Union Visa Traditional is mailus@corningfcu.org.
What is the Corning Credit Union Visa Traditional login page?
You can access the Corning Credit Union Visa Traditional login page here.
How do people rate the customer service and user experience of Corning Credit Union Visa Traditional?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Corning Credit Union Visa Traditional report your account activity to credit bureaus?
Yes, Corning Credit Union Visa Traditional reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Corning Credit Union Visa Traditional
- Visit the Corning Credit Union Visa Traditional website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
One Credit Union Plaza
Corning, NY 14830 USA - (607) 962-3144
- Visit Site
- Email Support
About Corning Credit Union Visa Traditional
Availability
Feature Breakdown
| Introductory Rate | 0% |
| Purchase Intro APR Period (Variable APR) | 12 months |
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