Last Updated: 07/28/2025
Corning Credit Union Visa Traditional
Unaffiliated
in Credit Cards from Corning Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
13.74% - 16.74%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
13.74% - 16.74%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
300 - 850
Annual Fee
N/A
Corning Credit Union Visa Traditional Review
This is a card issued by Corning Credit Union. If you're wondering whether Corning Credit Union Visa Traditional is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 12 months.
- APRs: Corning Credit Union Visa Traditional has a variable regular purchase APR that ranges from 13.74% up to 16.74%.
- A 2% balance transfer fee. Corning Credit Union Visa Traditional charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Corning Credit Union Visa Traditional
| The Good | The Bad |
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Corning Credit Union Visa Traditional FAQ
Does Corning Credit Union Visa Traditional have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Trip Cancellation Insurance
- Zero fraud liability
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Corning Credit Union Visa Traditional?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Corning Credit Union Visa Traditional has a variable purchase APR that ranges from 13.74% up to 16.74%. The card has a variable balance transfer APR that ranges from 13.74% up to 16.74%. It also has a variable cash advance APR of 17.99% .
Does Corning Credit Union Visa Traditional have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 12 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 13.74% - 16.74% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % After Intro Period | 9.49% - 12.49% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Corning Credit Union Visa Traditional have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 0% on qualified purchases for a period of 12 months.
What are the fees for Corning Credit Union Visa Traditional?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $2.50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Additional Card Fee Amount | $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
Does Corning Credit Union Visa Traditional have a foreign transaction fee?
Corning Credit Union Visa Traditional charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Corning Credit Union Visa Traditional?
The customer service number for Corning Credit Union Visa Traditional is (607) 962-3144.
What is the support contact email for Corning Credit Union Visa Traditional?
The support contact email for Corning Credit Union Visa Traditional is mailus@corningfcu.org.
How do people rate the customer service and user experience of Corning Credit Union Visa Traditional?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Corning Credit Union Visa Traditional report your account activity to credit bureaus?
Yes, Corning Credit Union Visa Traditional reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Corning Credit Union perform a hard credit pull?
Yes, Corning Credit Union Visa Traditional performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Corning Credit Union Visa Traditional
- Visit the website of Corning Credit Union Visa Traditional.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
View Corning Credit Union Visa Traditional's published terms & conditions
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:45PM
Tuesday
9:00AM - 4:45PM
Wednesday
9:00AM - 4:45PM
Thursday
9:00AM - 4:45PM
Friday
9:00AM - 4:45PM
Saturday
Closed
Other Services by Corning Credit Union
Other Credit Cards from Corning Credit Union
Rating not yet determined
Purchase APR
16.74% - 18%
Disclaimer popup with additional information
Balance Transfer APR
16.74% - 18%
Disclaimer popup with additional information
Credit Score Range
600 - 800
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
15.74% - 18%
Disclaimer popup with additional information
Balance Transfer APR
15.74% - 18%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$0
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Learn MoreSuperMoney Net Recommendation Score
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