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  Corning Credit Union Visa Signature Rewards

Corning Credit Union Visa Signature Rewards

in Personal Credit Cards from Corning Credit Union

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Corning Credit Union Visa Signature Rewards

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in Personal Credit Cards from Corning Credit Union

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Highlights
Purchase APR  (Variable APR) 11.49% - 14.49%
Balance Transfer APR  (Variable APR) 11.49% - 14.49%
Credit Score Range 600 - 850
Annual Fee N/A

Corning Credit Union Visa Signature Rewards Review

This is a rewards credit card issued by Corning Credit Union. If you're wondering whether Corning Credit Union Visa Signature Rewards is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Corning Credit Union Visa Signature Rewards has a variable purchase APR that ranges from 11.49% up to 14.49%.
  • 2.00% Balance transfer fee. Corning Credit Union Visa Signature Rewards charges a fee of 2.00% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Corning Credit Union Visa Signature Rewards
The Good The Bad
  • Lower than average purchase APRs.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Access to a concierge.
  • Extended warranty on purchases.
  • Travel accident and travel assistance insurance.
  • Trip cancellation insurance.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on purchases everywhere Corning Credit Union Visa Signature Rewards is accepted.
  • Corning Credit Union Visa Signature Rewards reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a 2.00% balance transfer fee.
Corning Credit Union Visa Signature Rewards FAQ

Does Corning Credit Union Visa Signature Rewards have a cash back or rewards program?

Corning Credit Union Visa Signature Rewards is a rewards card.

Corning Credit Union Visa Signature Rewards Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Corning Credit Union Visa Signature Rewards have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Corning Credit Union Visa Signature Rewards offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Corning Credit Union Visa Signature Rewards benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Zero fraud liability
  • Travel Accident Insurance
  • Cell Phone Protection
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Corning Credit Union Visa Signature Rewards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 11.49% up to 14.49%. The card has a variable balance transfer APR that ranges from 11.49% up to 14.49%. The card has a variable cash advance APR of up to 17.99%.

Does Corning Credit Union Visa Signature Rewards have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Corning Credit Union Visa Signature Rewards have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Corning Credit Union Visa Signature Rewards?

The following fees apply:

Corning Credit Union Visa Signature Rewards Fees
Fees Amount
Annual Fee
Returned Payment Fee up to $25.00
Late Payment Fee up to $25.00

What is the customer service phone number for Corning Credit Union Visa Signature Rewards?

The Corning Credit Union Visa Signature Rewards customer service number is (607) 962-3144.

What is the support contact email for Corning Credit Union Visa Signature Rewards?

The support contact email for Corning Credit Union Visa Signature Rewards is mailus@corningfcu.org.

Does Corning Credit Union Visa Signature Rewards report your account activity to credit bureaus?

Yes, Corning Credit Union Visa Signature Rewards reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Corning Credit Union Visa Signature Rewards

  • Visit the Corning Credit Union Visa Signature Rewards website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Corning Credit Union Visa Signature Rewards's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:45pm
  • Tuesday 9:00am - 4:45pm
  • Wednesday 9:00am - 4:45pm
  • Thursday 9:00am - 4:45pm
  • Friday 9:00am - 4:45pm
  • Saturday Closed

About Corning Credit Union Visa Signature Rewards

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View all personal credit cards offered by Corning Credit Union

Availability

  Available in 1 state
New York
Availabile in all of New York

Feature Breakdown

No Foreign Transaction Fee
Returned Payment Fee Up to $25.00
Paper Statement Fee $2.50
Late Fee Amount Up to $25.00
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • U.S. Temporary Resident Visa Holders
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Cellular Telephone Protection
  • Concierge
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
Rewards Categories
  • Every Purchase
Cash Advance APR (Variable APR) Up to 17.99%
Balance Computation We use a method called the “average daily balance (including new purchases)."
Credit Limit Starting at $5
Purchase APR (Variable APR) 11.49% - 14.49%
Balance Transfer APR (Variable APR) 11.49% - 14.49%
Balance Transfer Fee % 2.00%
Card Type
  • Rewards
  • Low Interest
Card Network Visa

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