Corning Credit Union Visa Signature Rewards

Corning Credit Union Visa Signature Rewards Review

This is a rewards credit card issued by Corning Credit Union. If you're wondering whether Corning Credit Union Visa Signature Rewards is the right card for you, read on.

Key Takeaways

• Competitive APRs. Corning Credit Union Visa Signature Rewards has a variable purchase APR that ranges from 11.49% up to 14.49%.
• 2.00% Balance transfer fee. Corning Credit Union Visa Signature Rewards charges a fee of 2.00% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Corning Credit Union Visa Signature Rewards

The Good

The Bad

Potentially lower than average purchase APRs. Multiple credit card perks. Offers auto rental collision damage waiver. Access to a concierge. Extended warranty on purchases. Travel accident and travel assistance insurance. Trip cancellation insurance. Considers applicants with fair credit. Cardholders can earn rewards on purchases everywhere Corning Credit Union Visa Signature Rewards is accepted. Corning Credit Union Visa Signature Rewards reports to multiple credit bureaus.

Does not offer a signup bonus. Charges a 2.00% balance transfer fee.

Corning Credit Union Visa Signature Rewards FAQ

Does Corning Credit Union Visa Signature Rewards have a cash back or rewards program?

Corning Credit Union Visa Signature Rewards is a rewards card.

Corning Credit Union Visa Signature Rewards Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the Corning Credit Union Visa Signature Rewards benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Trip Cancellation Insurance
• Zero fraud liability
• Travel Accident Insurance
• Cell Phone Protection
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Corning Credit Union Visa Signature Rewards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Corning Credit Union Visa Signature Rewards has a variable purchase APR that ranges from 11.49% up to 14.49%. The card has a variable balance transfer APR that ranges from 11.49% up to 14.49%. The card has a variable cash advance APR of up to 17.99%.

What are the fees for Corning Credit Union Visa Signature Rewards?

The following fees apply:

Corning Credit Union Visa Signature Rewards Fees

Fees	Amount
Annual Fee
Returned Payment Fee	up to $25.00
Late Payment Fee	up to $25.00

Does Corning Credit Union Visa Signature Rewards report your account activity to credit bureaus?

Yes, Corning Credit Union Visa Signature Rewards reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Corning Credit Union Visa Signature Rewards

• Visit the Corning Credit Union Visa Signature Rewards website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.