Credit Human FCU Rewards Preferred Mastercard
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| Purchase APR (Variable APR) |
12.65% - 17.99% (Verified 02/08/2023) |
| Balance Transfer APR (Variable APR) |
5.90% - 11.90% (Verified 02/08/2023) |
| Credit Score Range | 500 - 599 |
| Annual Fee | N/A |
Credit Human FCU Rewards Preferred Mastercard Review
This is a cashback card issued by Credit Human Federal Credit Union. If you're wondering whether Credit Human FCU Rewards Preferred Mastercard is the right card for you, read on.
Key Takeaways
- Competitive APRs. Credit Human FCU Rewards Preferred Mastercard has a variable purchase APR that ranges from 12.65% up to 17.99%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.10% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, and fraud protection.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Credit Human FCU Rewards Preferred Mastercard
| The Good | The Bad |
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Credit Human FCU Rewards Preferred Mastercard FAQ
Does Credit Human FCU Rewards Preferred Mastercard have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive Bonus points or cash back rewards program% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $0 back in cash.
What are the Credit Human FCU Rewards Preferred Mastercard benefits?
It provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Price Protection
- Reports to major credit bureaus
What are the relevant APRs for Credit Human FCU Rewards Preferred Mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Credit Human FCU Rewards Preferred Mastercard has a variable purchase APR that ranges from 12.65% up to 17.99%. The card has a variable balance transfer APR that ranges from 5.90% up to 11.90%. It also has a variable cash advance APR that ranges from 12.65% up to 17.99%.
Does Credit Human FCU Rewards Preferred Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Credit Human FCU Rewards Preferred Mastercard have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 2.90% |
| Purchase Intro APR Period | 6 months |
This card does offer an intro APR rate of 2.90% on qualified purchases for a period of up to 6 months.
What are the fees for Credit Human FCU Rewards Preferred Mastercard?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Foreign Transaction Fee | 1.10% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $25 |
Does Credit Human FCU Rewards Preferred Mastercard have a foreign transaction fee?
Credit Human FCU Rewards Preferred Mastercard charges a foreign transaction fee of 1.10%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $22. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Credit Human FCU Rewards Preferred Mastercard?
The Credit Human FCU Rewards Preferred Mastercard customer service number is .
What is the support contact email for Credit Human FCU Rewards Preferred Mastercard?
The support contact email for Credit Human FCU Rewards Preferred Mastercard is memberservicecenter@credithuman.com.
What is the Credit Human FCU Rewards Preferred Mastercard login page?
You can access the Credit Human FCU Rewards Preferred Mastercard login page here.
How do people rate the customer service and user experience of Credit Human FCU Rewards Preferred Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Credit Human FCU Rewards Preferred Mastercard report your account activity to credit bureaus?
Yes, Credit Human FCU Rewards Preferred Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Credit Human FCU Rewards Preferred Mastercard
- Visit the Credit Human FCU Rewards Preferred Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
6061 W Interstate 10
San Antonio, TX 78201 USA - Visit Site
- Email Support
Other Services by Credit Human Federal Credit Union
Availability
Feature Breakdown
| Introductory Rate | 2.90% |
| Purchase Intro APR Period (Variable APR) | 6 months |
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