Credit Human Federal Credit Union Rate Preferred Visa Review

Credit Human Federal Credit Union Rate Preferred Visa is a cashback credit card issued by Credit Human Federal Credit Union. If you're wondering whether Credit Human Federal Credit Union Rate Preferred Visa is the right card for you, read on. This is everything you need to know to make a good choice.

• Competitive APRs. Credit Human Federal Credit Union Rate Preferred Visa has a variable purchase APR that ranges from 9.65% up to 15.25%.
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.10% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, price protection, purchase protection, and fraud protection.
• Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.

The Good

The Bad

Lower than average purchase APRs. No annual fee. Multiple credit card perks. Extended warranty and price protection on purchases. Identity Theft Protection. Considers applicants with fair or poor credit. Cardholders can earn rewards on purchases everywhere Credit Human Federal Credit Union Rate Preferred Visa is accepted. Credit Human Federal Credit Union Rate Preferred Visa reports to multiple credit bureaus.

Does not offer a signup bonus. Charges a foreign transaction fee of 1.10%.

Is there a Credit Human Federal Credit Union Rate Preferred Visa cash back or rewards program?

Credit Human Federal Credit Union Rate Preferred Visa is a cashback card. This means you earn a percentage of your purchase as a cash reward.

Credit Human Federal Credit Union Rate Preferred Visa Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A

What are the Credit Human Federal Credit Union Rate Preferred Visa benefits?

Credit Human Federal Credit Union Rate Preferred Visa provides the following benefits:

• Extended Warranty Protection
• Zero fraud liability
• Price Protection
• Reports to major credit bureaus

What are the relevant APRs for Credit Human Federal Credit Union Rate Preferred Visa?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Credit Human Federal Credit Union Rate Preferred Visa has lower than average purchase APRs.

Credit Human Federal Credit Union Rate Preferred Visa has a variable purchase APR that ranges from 9.65% up to 15.25%. The card has a variable balance transfer APR that ranges from 5.90% up to 11.90%. It also has a variable cash advance APR that ranges from 9.65% up to 15.25%.

What are the fees for Credit Human Federal Credit Union Rate Preferred Visa?

The following fees apply to Credit Human Federal Credit Union Rate Preferred Visa:

Credit Human Federal Credit Union Rate Preferred Visa Fees

Fees	Amount
Annual Fee	N/A
Foreign Transaction Fee	1.10%

Does Credit Human Federal Credit Union Rate Preferred Visa report your account activity to credit bureaus?

Yes, Credit Human Federal Credit Union Rate Preferred Visa reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Credit Human Federal Credit Union Rate Preferred Visa

• Visit the Credit Human Federal Credit Union Rate Preferred Visa website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.