Credit Human Federal Credit Union Rate Preferred Visa
in Personal Credit Cards from Credit Human Federal Credit Union
UnaffiliatedCredit Human Federal Credit Union Rate Preferred Visa
in Personal Credit Cards from Credit Human Federal Credit Union
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| Purchase APR (Variable APR) | 9.65% - 15.25% |
| Balance Transfer APR (Variable APR) | 5.90% - 11.90% |
| Credit Score Range | 300 - 850 |
| Annual Fee | Starting at $0 |
Credit Human Federal Credit Union Rate Preferred Visa Review
This is a cashback credit card issued by Credit Human Federal Credit Union. If you're wondering whether Credit Human Federal Credit Union Rate Preferred Visa is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Credit Human Federal Credit Union Rate Preferred Visa has a variable purchase APR that ranges from 9.65% up to 15.25%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.10% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, price protection, purchase protection, and fraud protection.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
| The Good | The Bad |
|---|---|
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Does Credit Human Federal Credit Union Rate Preferred Visa have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does Credit Human Federal Credit Union Rate Preferred Visa have a signup bonus?
This card doesn't offer a cash signup bonus.Does Credit Human Federal Credit Union Rate Preferred Visa offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Credit Human Federal Credit Union Rate Preferred Visa benefits?
It provides the following benefits:
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Reports to major credit bureaus
What are the relevant APRs for Credit Human Federal Credit Union Rate Preferred Visa?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a variable purchase APR that ranges from 9.65% up to 15.25%. The card has a variable balance transfer APR that ranges from 5.90% up to 11.90%. It also has a variable cash advance APR that ranges from 9.65% up to 15.25%.
Does Credit Human Federal Credit Union Rate Preferred Visa have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Credit Human Federal Credit Union Rate Preferred Visa have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 2.90% |
| Purchase Intro APR Period | 6 months |
This card does offer an intro APR rate of 2.90% on qualified purchases for a period of up to 6 months.
What are the fees for Credit Human Federal Credit Union Rate Preferred Visa?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | N/A |
| Foreign Transaction Fee | 1.10% |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Credit Human Federal Credit Union Rate Preferred Visa have a foreign transaction fee?
Credit Human Federal Credit Union Rate Preferred Visa charges a foreign transaction fee of 1.10%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $22. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Credit Human Federal Credit Union Rate Preferred Visa?
The Credit Human Federal Credit Union Rate Preferred Visa customer service number is .
What is the support contact email for Credit Human Federal Credit Union Rate Preferred Visa?
The support contact email for Credit Human Federal Credit Union Rate Preferred Visa is memberservicecenter@credithuman.com.
Does Credit Human Federal Credit Union Rate Preferred Visa report your account activity to credit bureaus?
Yes, Credit Human Federal Credit Union Rate Preferred Visa reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Credit Human Federal Credit Union Rate Preferred Visa
- Visit the Credit Human Federal Credit Union Rate Preferred Visa website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
6061 W Interstate 10
San Antonio, TX 78201 - Visit Site
- Email Support
Other Services by Credit Human Federal Credit Union
Availability
Feature Breakdown
| Introductory Rate | 2.90% |
| Purchase Intro APR Period (Variable APR) | 6 months |
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