Credit Human Federal Credit Union Spurs Rewards Mastercard
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| Purchase APR (Variable APR) |
12.65% - 17.99% (Verified 08/04/2023) |
| Balance Transfer APR (Variable APR) |
5.90% - 11.90% (Verified 08/04/2023) |
| Credit Score Range | 300 - 500 |
| Annual Fee | N/A |
Credit Human Federal Credit Union Spurs Rewards Mastercard Review
This is a cashback card issued by Credit Human Federal Credit Union. If you're wondering whether Credit Human Federal Credit Union Spurs Rewards Mastercard is the right card for you, read on.
Key Takeaways
- Competitive APRs. Credit Human Federal Credit Union Spurs Rewards Mastercard has a variable purchase APR that ranges from 12.65% up to 17.99%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.10% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase security, and fraud protection.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Credit Human Federal Credit Union Spurs Rewards Mastercard
| The Good | The Bad |
|---|---|
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Credit Human Federal Credit Union Spurs Rewards Mastercard FAQ
Does Credit Human Federal Credit Union Spurs Rewards Mastercard have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does Credit Human Federal Credit Union Spurs Rewards Mastercard have a signup bonus?
This card doesn't offer a cash signup bonus.Does Credit Human Federal Credit Union Spurs Rewards Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Credit Human Federal Credit Union Spurs Rewards Mastercard benefits?
It provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Price Protection
- Cell Phone Protection
- Reports to major credit bureaus
What are the relevant APRs for Credit Human Federal Credit Union Spurs Rewards Mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Credit Human Federal Credit Union Spurs Rewards Mastercard has a variable purchase APR that ranges from 12.65% up to 17.99%. The card has a variable balance transfer APR that ranges from 5.90% up to 11.90%. It also has a variable cash advance APR that ranges from 12.65% up to 17.99%.
Does Credit Human Federal Credit Union Spurs Rewards Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Credit Human Federal Credit Union Spurs Rewards Mastercard have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 2.90 |
| Purchase Intro APR Period | 6 months |
This card does offer an intro APR rate of 2.90% on qualified purchases for a period of up to 6 months.
What are the fees for Credit Human Federal Credit Union Spurs Rewards Mastercard?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | N/A |
| Overlimit Fee | $ |
| Initial Program Fee | $ |
| Foreign Transaction Fee | 1.10% |
| Returned Payment Fee | Starting at $ up to $25 |
| Late Payment Fee | Starting at up to $25 |
Does Credit Human Federal Credit Union Spurs Rewards Mastercard have a foreign transaction fee?
Credit Human Federal Credit Union Spurs Rewards Mastercard charges a foreign transaction fee of 1.10%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $22. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Credit Human Federal Credit Union Spurs Rewards Mastercard?
The Credit Human Federal Credit Union Spurs Rewards Mastercard customer service number is .
What is the support contact email for Credit Human Federal Credit Union Spurs Rewards Mastercard?
The support contact email for Credit Human Federal Credit Union Spurs Rewards Mastercard is memberservicecenter@credithuman.com.
What is the Credit Human Federal Credit Union Spurs Rewards Mastercard login page?
You can access the Credit Human Federal Credit Union Spurs Rewards Mastercard login page here.
How do people rate the customer service and user experience of Credit Human Federal Credit Union Spurs Rewards Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Credit Human Federal Credit Union Spurs Rewards Mastercard report your account activity to credit bureaus?
Yes, Credit Human Federal Credit Union Spurs Rewards Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Credit Human Federal Credit Union Spurs Rewards Mastercard
- Visit the Credit Human Federal Credit Union Spurs Rewards Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
6061 W Interstate 10
San Antonio, TX 78201 USA - Visit Site
- Email Support
Other Services by Credit Human Federal Credit Union
Other Credit Cards by Credit Human Federal Credit Union
Availability
Feature Breakdown
| Introductory Rate | 2.90 |
| Purchase Intro APR Period (Variable APR) | 6 months |
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