Last Updated: 07/28/2025
POPA Federal Credit Union VISA® Share Secured Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
Starting at 6.00%(Verified 06/21/2024)
Balance Transfer APR (Fixed APR)
Starting at 6.00%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$0
POPA Federal Credit Union VISA® Share Secured Credit Card Review
This is a secured credit card issued by POPA Federal Credit Union. If you're wondering whether POPA Federal Credit Union VISA® Share Secured Credit Card is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1.00% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, identity theft protection, and fraud protection.
Pros & Cons of POPA Federal Credit Union VISA® Share Secured Credit Card
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POPA Federal Credit Union VISA® Share Secured Credit Card FAQ
Does POPA Federal Credit Union VISA® Share Secured Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Zero fraud liability
What are the relevant APRs for POPA Federal Credit Union VISA® Share Secured Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.POPA Federal Credit Union VISA® Share Secured Credit Card has a fixed purchase APR starting at 6.00%. The card has a fixed balance transfer APR starting at 6.00% . It also has a fixed cash advance APR starting at 6.00% .
Does POPA Federal Credit Union VISA® Share Secured Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does POPA Federal Credit Union VISA® Share Secured Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for POPA Federal Credit Union VISA® Share Secured Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $20.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $3.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Additional Card Fee Amount | $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does POPA Federal Credit Union VISA® Share Secured Credit Card have a foreign transaction fee?
POPA Federal Credit Union VISA® Share Secured Credit Card charges a foreign transaction fee of up to 1.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for POPA Federal Credit Union VISA® Share Secured Credit Card?
The customer service number for POPA Federal Credit Union VISA® Share Secured Credit Card is (562) 229-9181.
What is the login page for POPA Federal Credit Union VISA® Share Secured Credit Card?
You can access the login page of POPA Federal Credit Union VISA® Share Secured Credit Card here.
How do people rate the customer service and user experience of POPA Federal Credit Union VISA® Share Secured Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does POPA Federal Credit Union VISA® Share Secured Credit Card report your account activity to credit bureaus?
POPA Federal Credit Union VISA® Share Secured Credit Card does not report to any of the major credit bureaus. Creditors are not required to report payment activity to credit bureaus. However, making regular on-time payments to a creditor that reports to one or more credit bureaus may help build your credit.
Does POPA Federal Credit Union perform a hard credit pull?
Yes, POPA Federal Credit Union VISA® Share Secured Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for POPA Federal Credit Union VISA® Share Secured Credit Card
- Visit the website of POPA Federal Credit Union VISA® Share Secured Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 4:30PM
Saturday
Closed