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  Cyprus Credit Union Visa Platinum Cash Back

Cyprus Credit Union Visa Platinum Cash Back

in Personal Credit Cards from Cyprus Credit Union

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Cyprus Credit Union Visa Platinum Cash Back

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in Personal Credit Cards from Cyprus Credit Union

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Highlights
Purchase APR  (Variable APR) Starting at 12.49
Balance Transfer APR  (Variable APR) Starting at 12.49
Credit Score Range 600 - 699
Annual Fee N/A

Cyprus Credit Union Visa Platinum Cash Back Review

This is a cashback credit card issued by Cyprus Credit Union. If you're wondering whether Cyprus Credit Union Visa Platinum Cash Back is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, identity theft protection, purchase protection, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Pros & Cons of Cyprus Credit Union Visa Platinum Cash Back
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 6 months.
  • No balance transfer fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Cyprus Credit Union Visa Platinum Cash Back reports to multiple credit bureaus.
  • Does not offer a signup bonus.
Cyprus Credit Union Visa Platinum Cash Back FAQ

Does Cyprus Credit Union Visa Platinum Cash Back have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

What are the Cyprus Credit Union Visa Platinum Cash Back benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Reports to major credit bureaus

What are the relevant APRs for Cyprus Credit Union Visa Platinum Cash Back?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR starting at 12.49% . The card has a variable balance transfer APR starting at 12.49% . It also has a variable cash advance APR starting at 12.49% .

Does Cyprus Credit Union Visa Platinum Cash Back have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 6 months.

Cyprus Credit Union Visa Platinum Cash Back Balance Transfers
Description
Balance Transfer Introductory APR 0
Balance Transfer Intro APR Period 6 months
Balance Transfer APR Starting at 12.49
Balance Transfer Fee % 0

Does Cyprus Credit Union Visa Platinum Cash Back have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Cyprus Credit Union Visa Platinum Cash Back?

The following fees apply:

Cyprus Credit Union Visa Platinum Cash Back Fees
Fees Amount
Annual Fee

What is the customer service phone number for Cyprus Credit Union Visa Platinum Cash Back?

The Cyprus Credit Union Visa Platinum Cash Back customer service number is (801) 260-7600.

Does Cyprus Credit Union Visa Platinum Cash Back report your account activity to credit bureaus?

Yes, Cyprus Credit Union Visa Platinum Cash Back reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Cyprus Credit Union Visa Platinum Cash Back

  • Visit the Cyprus Credit Union Visa Platinum Cash Back website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Cyprus Credit Union Visa Platinum Cash Back's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 3:00pm

About Cyprus Credit Union Visa Platinum Cash Back

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View all personal credit cards offered by Cyprus Credit Union

Availability

  Available in 1 state
Utah
Availabile in all of Utah

Feature Breakdown

Eligible In-Store Purchases Starting at 1.5
Target Purchases Starting at 1.5
Every Purchase (Points) 1.5% cash back on all purchases
Cash Advance Fee Minimum 0
Cash Advance Fee (%) Starting at 0
Minimum Cash Advance Fee ($) Starting at 0
No Annual Fee
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 25 days
Additional Card Fee Amount 10
Late Fee Amount Starting at 25
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Credit Score Range 600 - 699
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Purchase Protection
  • Emergency Support
Rewards Rates
  • Travel
  • Advertising Services
  • Airfare
  • Amazon Purchases
  • Car Rentals
  • Internet / Cable / Phone Services
  • Retail
  • Drug Store Purchases
  • Education
  • Furniture
  • Gas
  • Groceries
  • Gym Memberships
  • Home Improvement Purchases
  • Hotels
  • Office Supplies
  • Restaurants
  • Shipping
  • Utilities
  • Warehouse Clubs Purchases
  • Insurance
  • Every Purchase
  • Software, Hardware, Cloud
  • Entertainment
  • PayPal Purchases
  • eBay Purchases
  • Target Purchases
  • Transit
  • International Purchases
  • Whole Foods Purchases
  • Online
  • In-Store Eligible Purchases
  • Select Merchants
Cash Advance APR (Variable APR) Starting at 12.49
Purchase APR (Variable APR) Starting at 12.49
Balance Transfer Introductory APR (Variable APR) 0
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer APR (Variable APR) Starting at 12.49
Balance Transfer Fee % 0
Card Type
  • Low Interest
  • Cashback
Card Network Visa

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