Last Updated: 07/28/2025
Cyprus Credit Union Visa Platinum Cash Back
Unaffiliated
in Credit Cards from Cyprus Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Starting at 12.49%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
Starting at 12.49%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
600 - 699
Annual Fee
N/A
Cyprus Credit Union Visa Platinum Cash Back Review
This is a cashback credit card issued by Cyprus Credit Union. If you're wondering whether Cyprus Credit Union Visa Platinum Cash Back is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 6 months, which is shorter than the average 0% APR period of 12 months.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, identity theft protection, purchase security, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Cyprus Credit Union Visa Platinum Cash Back
| The Good | The Bad |
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Cyprus Credit Union Visa Platinum Cash Back FAQ
Does Cyprus Credit Union Visa Platinum Cash Back have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Reports to major credit bureaus
What are the relevant APRs for Cyprus Credit Union Visa Platinum Cash Back?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Cyprus Credit Union Visa Platinum Cash Back has a variable purchase APR starting at 12.49%. The card has a variable balance transfer APR starting at 12.49% . It also has a variable cash advance APR starting at 12.49% .
Does Cyprus Credit Union Visa Platinum Cash Back have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 6 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | Starting at 12.49% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Cyprus Credit Union Visa Platinum Cash Back have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Cyprus Credit Union Visa Platinum Cash Back?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Additional Card Fee Amount | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Starting at $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
There is a late fee starting at $25. What is the customer service phone number for Cyprus Credit Union Visa Platinum Cash Back?
The customer service number for Cyprus Credit Union Visa Platinum Cash Back is (801) 260-7600.
What is the support contact email for Cyprus Credit Union Visa Platinum Cash Back?
The support contact email for Cyprus Credit Union Visa Platinum Cash Back is member_service@cypruscu.com.
What is the login page for Cyprus Credit Union Visa Platinum Cash Back?
You can access the login page of Cyprus Credit Union Visa Platinum Cash Back here.
How do people rate the customer service and user experience of Cyprus Credit Union Visa Platinum Cash Back?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Cyprus Credit Union Visa Platinum Cash Back report your account activity to credit bureaus?
Yes, Cyprus Credit Union Visa Platinum Cash Back reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Cyprus Credit Union perform a hard credit pull?
Yes, Cyprus Credit Union Visa Platinum Cash Back performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Cyprus Credit Union Visa Platinum Cash Back
- Visit the website of Cyprus Credit Union Visa Platinum Cash Back.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
View Cyprus Credit Union Visa Platinum Cash Back's published terms & conditions
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
9:00AM - 6:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 3:00PM