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  Cyprus Credit Union Visa Platinum Rewards

Cyprus Credit Union Visa Platinum Rewards

in Personal Credit Cards from Cyprus Credit Union

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Cyprus Credit Union Visa Platinum Rewards

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in Personal Credit Cards from Cyprus Credit Union

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Highlights
Purchase APR  (Variable APR) Starting at 9.49
Balance Transfer APR  (Variable APR) Starting at 9.49
Credit Score Range 600 - 699
Annual Fee N/A

Cyprus Credit Union Visa Platinum Rewards Review

This is a rewards credit card issued by Cyprus Credit Union. If you're wondering whether Cyprus Credit Union Visa Platinum Rewards is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
  • Signup bonus. Offers a signup bonus of 10,000 points after spending $1 within 3 months that can be redeemed for travel, gifts, or other perks.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, identity theft protection, purchase protection, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Cyprus Credit Union Visa Platinum Rewards
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 6 months.
  • No balance transfer fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on purchases everywhere Cyprus Credit Union Visa Platinum Rewards is accepted.
  • Cyprus Credit Union Visa Platinum Rewards reports to multiple credit bureaus.
Cyprus Credit Union Visa Platinum Rewards FAQ

Does Cyprus Credit Union Visa Platinum Rewards have a cash back or rewards program?

Cyprus Credit Union Visa Platinum Rewards is a rewards card.

Cyprus Credit Union Visa Platinum Rewards Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus (Points/Miles) 10,000
Signup Bonus Spend Requirement $1,000
Signup Bonus Spend Period (months) 3 months

Does Cyprus Credit Union Visa Platinum Rewards have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 10,000 points signup bonus after spending $1,000 that can be redeemed for travel, gifts, or other perks.

Does Cyprus Credit Union Visa Platinum Rewards offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Cyprus Credit Union Visa Platinum Rewards benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Reports to major credit bureaus

What are the relevant APRs for Cyprus Credit Union Visa Platinum Rewards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR starting at 9.49% . The card has a variable balance transfer APR starting at 9.49% . It also has a variable cash advance APR starting at 9.49% .

Does Cyprus Credit Union Visa Platinum Rewards have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 6 months.

Cyprus Credit Union Visa Platinum Rewards Balance Transfers
Description
Balance Transfer Introductory APR 0
Balance Transfer Intro APR Period 6 months
Balance Transfer APR Starting at 9.49
Balance Transfer Fee % 0

Does Cyprus Credit Union Visa Platinum Rewards have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Cyprus Credit Union Visa Platinum Rewards?

The following fees apply:

Cyprus Credit Union Visa Platinum Rewards Fees
Fees Amount
Annual Fee

What is the customer service phone number for Cyprus Credit Union Visa Platinum Rewards?

The Cyprus Credit Union Visa Platinum Rewards customer service number is (801) 260-7600.

Does Cyprus Credit Union Visa Platinum Rewards report your account activity to credit bureaus?

Yes, Cyprus Credit Union Visa Platinum Rewards reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Cyprus Credit Union Visa Platinum Rewards

  • Visit the Cyprus Credit Union Visa Platinum Rewards website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Cyprus Credit Union Visa Platinum Rewards's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 3:00pm

About Cyprus Credit Union Visa Platinum Rewards

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View all personal credit cards offered by Cyprus Credit Union

Availability

  Available in 1 state
Utah
Availabile in all of Utah

Feature Breakdown

Cash Advance Fee Minimum 0
Cash Advance Fee (%) Starting at 0
Minimum Cash Advance Fee ($) Starting at 0
No Annual Fee
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 25 days
Additional Card Fee Amount 10
Late Fee Amount Starting at 25
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 699
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Purchase Protection
  • Emergency Support
Rewards Categories
  • Travel
  • Advertising Services
  • Airfare
  • Amazon Purchases
  • Car Rentals
  • Internet / Cable / Phone Services
  • Retail
  • Drug Store Purchases
  • Education
  • Furniture
  • Gas
  • Groceries
  • Gym Memberships
  • Home Improvement Purchases
  • Hotels
  • Office Supplies
  • Restaurants
  • Shipping
  • Utilities
  • Warehouse Clubs Purchases
  • Insurance
  • Every Purchase
  • Software, Hardware, Cloud
  • Entertainment
  • PayPal Purchases
  • eBay Purchases
  • Target Purchases
  • Transit
  • International Purchases
  • Whole Foods Purchases
  • Online
  • In-Store Eligible Purchases
  • Select Merchants
Signup Bonus (points) 10
Cash Advance APR (Variable APR) Starting at 9.49
Purchase APR (Variable APR) Starting at 9.49
Balance Transfer Introductory APR (Variable APR) 0
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer APR (Variable APR) Starting at 9.49
Balance Transfer Fee % 0
Card Type
  • Rewards
Card Network Visa

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