Cyprus Credit Union Visa Platinum Rewards Review

This is a rewards credit card issued by Cyprus Credit Union. If you're wondering whether Cyprus Credit Union Visa Platinum Rewards is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
• Signup bonus. Offers a signup bonus of 10,000 points after spending $1 within 3 months that can be redeemed for travel, gifts, or other perks.
• $0 Balance transfer fee. This card does not charge a fee on balance transfers.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, identity theft protection, purchase protection, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

The Good

The Bad

Potentially lower than average purchase APRs. 0% APR balance transfer intro rate on balance transfers for up to 6 months. No balance transfer fee. Multiple credit card perks. Offers auto rental collision damage waiver. Identity Theft Protection. Considers applicants with fair or poor credit. Cardholders can earn rewards on purchases everywhere Cyprus Credit Union Visa Platinum Rewards is accepted. Cyprus Credit Union Visa Platinum Rewards reports to multiple credit bureaus.

Does Cyprus Credit Union Visa Platinum Rewards have a cash back or rewards program?

Cyprus Credit Union Visa Platinum Rewards is a rewards card.

Cyprus Credit Union Visa Platinum Rewards Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus (Points/Miles)	10,000
Signup Bonus Spend Requirement	$1,000
Signup Bonus Spend Period (months)	3 months

What are the Cyprus Credit Union Visa Platinum Rewards benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Reports to major credit bureaus

What are the relevant APRs for Cyprus Credit Union Visa Platinum Rewards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Cyprus Credit Union Visa Platinum Rewards has a variable purchase APR starting at 9.49% . The card has a variable balance transfer APR starting at 9.49% . It also has a variable cash advance APR starting at 9.49% .

What are the fees for Cyprus Credit Union Visa Platinum Rewards?

The following fees apply:

Cyprus Credit Union Visa Platinum Rewards Fees

Fees	Amount
Annual Fee

Does Cyprus Credit Union Visa Platinum Rewards report your account activity to credit bureaus?

Yes, Cyprus Credit Union Visa Platinum Rewards reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Cyprus Credit Union Visa Platinum Rewards

• Visit the Cyprus Credit Union Visa Platinum Rewards website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.