Educators Credit Union Visa Signature Cash Back Card
in Personal Credit Cards from Educators Credit Union
UnaffiliatedEducators Credit Union Visa Signature Cash Back Card
in Personal Credit Cards from Educators Credit Union
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| Purchase APR (Variable APR) | 10.25 - 17.25 |
| Balance Transfer APR (Variable APR) | 10.25 - 17.25 |
| Credit Score Range | 680 - 850 |
| Annual Fee | N/A |
Educators Credit Union Visa Signature Cash Back Card Review
This is a cashback credit card issued by Educators Credit Union. If you're wondering whether Educators Credit Union Visa Signature Cash Back Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Educators Credit Union Visa Signature Cash Back Card has a variable purchase APR that ranges from 10.25% up to 17.25%.
- Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, purchase protection, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 680.
| The Good | The Bad |
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Does Educators Credit Union Visa Signature Cash Back Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. This card features rewards for purchases in the following categories:
What are the Educators Credit Union Visa Signature Cash Back Card benefits?
It provides the following benefits:
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Educators Credit Union Visa Signature Cash Back Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a variable purchase APR that ranges from 10.25% up to 17.25%. The card has a variable balance transfer APR that ranges from 10.25% up to 17.25%. It also has a variable cash advance APR that ranges from 10.25% up to 17.25%.
Does Educators Credit Union Visa Signature Cash Back Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Educators Credit Union Visa Signature Cash Back Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Educators Credit Union Visa Signature Cash Back Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Late Payment Fee | up to $25.00 |
Does Educators Credit Union Visa Signature Cash Back Card report your account activity to credit bureaus?
Yes, Educators Credit Union Visa Signature Cash Back Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Educators Credit Union Visa Signature Cash Back Card
- Visit the Educators Credit Union Visa Signature Cash Back Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1400 N Newman Rd
Racine, WI 53406 - Visit Site
Other Services by Educators Credit Union
Availability
Feature Breakdown
| No Annual Fee | |
| No Foreign Transaction Fee | |
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | 3.00 |
| Returned Payment Fee | Starting at 25.00 |
| Paper Statement Fee | 5.00 |
| Additional Card Fee Amount | 5.00 |
| Late Fee Amount | Up to 25.00 |
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