Dover Federal Cash Back Mastercard

Dover Federal Cash Back Mastercard Review

This is a cashback card issued by Dover Federal Credit Union. If you're wondering whether Dover Federal Cash Back Mastercard is the right card for you, read on.

Key Takeaways

• Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
• Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, identity theft protection, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 670.

Pros & Cons of Dover Federal Cash Back Mastercard

The Good	The Bad
Potentially lower than average purchase APRs. Multiple credit card perks. Access to a concierge. Global Entry/TSA Pre✓®. Identity Theft Protection. Dover Federal Cash Back Mastercard reports to multiple credit bureaus.	You need good credit to qualify. N/A Does not offer a signup bonus.

Dover Federal Cash Back Mastercard FAQ

Does Dover Federal Cash Back Mastercard have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

What are the Dover Federal Cash Back Mastercard benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Dover Federal Cash Back Mastercard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Dover Federal Cash Back Mastercard has a variable purchase APR starting at 15.99% . The card has a variable balance transfer APR starting at 15.99% .

What are the fees for Dover Federal Cash Back Mastercard?

The following fees apply:

Dover Federal Cash Back Mastercard Fees

Fees	Amount
Annual Fee	N/A
Overlimit Fee	$
Initial Program Fee	$
Foreign Transaction Fee	%
Returned Payment Fee	$
Late Payment Fee	Starting at up to $29

Does Dover Federal Cash Back Mastercard report your account activity to credit bureaus?

Yes, Dover Federal Cash Back Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Dover Federal Cash Back Mastercard

• Visit the Dover Federal Cash Back Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.