Dover Federal Advantage Mastercard

Dover Federal Advantage Mastercard Review

This is a card issued by Dover Federal Credit Union. If you're wondering whether Dover Federal Advantage Credit Card is the right card for you, read on.

Key Takeaways

• Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
• Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, identity theft protection, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 670.

Pros & Cons of Dover Federal Advantage Credit Card

The Good	The Bad
Potentially lower than average purchase APRs. Multiple credit card perks. Access to a concierge. Global Entry/TSA Pre✓®. Identity Theft Protection. Dover Federal Advantage Mastercard reports to multiple credit bureaus.	You need good credit to qualify. N/A Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase.

Dover Federal Advantage Credit Card FAQ

Does Dover Federal Advantage Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Dover Federal Advantage Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Dover Federal Advantage Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Dover Federal Advantage Mastercard has a variable purchase APR starting at 11.49% . The card has a variable balance transfer APR starting at 11.49% .

What are the fees for Dover Federal Advantage Credit Card?

The following fees apply:

Dover Federal Advantage Credit Card Fees

Fees	Amount
Annual Fee	N/A
Overlimit Fee	$
Initial Program Fee	$
Foreign Transaction Fee	%
Returned Payment Fee	$
Late Payment Fee	Starting at up to $29

Does Dover Federal Advantage Mastercard report your account activity to credit bureaus?

Yes, Dover Federal Advantage Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Dover Federal Advantage Credit Card

• Visit the Dover Federal Advantage Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.