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Last Updated: 07/28/2025

Truliant FCU VISA Transparent Credit Card

in Credit Cards from Truliant Federal Credit Union

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Truliant Federal Credit Union logo
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Purchase APR (Variable APR)

13.99%(Verified 09/28/2024)

Balance Transfer APR (Variable APR)

N/A


Credit Score Range

N/A


Annual Fee

$0

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Truliant FCU VISA Transparent Credit Card Review

This is a card issued by Truliant Federal Credit Union. If you're wondering whether Truliant FCU VISA Transparent Credit Card is the right card for you, read on.

Key Takeaways

  • APRs: Truliant FCU VISA Transparent Credit Card has a variable regular purchase APR of 13.99%
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.

Pros & Cons of Truliant FCU VISA Transparent Credit Card

Truliant FCU VISA Transparent Credit Card FAQ

Does Truliant FCU VISA Transparent Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Truliant FCU VISA Transparent Credit Card?

According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.
Truliant FCU VISA Transparent Credit Card has a variable purchase APR of 13.99%. Truliant FCU VISA Transparent Credit Card does not offer balance transfers.

Does Truliant FCU VISA Transparent Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers. Truliant FCU VISA Transparent Credit Card does not offer balance transfers.

Does Truliant FCU VISA Transparent Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Truliant FCU VISA Transparent Credit Card?

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
There is a late fee of up to $0.00 .

Does Truliant FCU VISA Transparent Credit Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Truliant FCU VISA Transparent Credit Card?

The customer service number for Truliant FCU VISA Transparent Credit Card is (800) 822-0382.

What is the support contact email for Truliant FCU VISA Transparent Credit Card?

The support contact email for Truliant FCU VISA Transparent Credit Card is TruliantFacebook@truliantfcu.org.

What is the login page for Truliant FCU VISA Transparent Credit Card?

You can access the login page of Truliant FCU VISA Transparent Credit Card here.

How do people rate the customer service and user experience of Truliant FCU VISA Transparent Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Truliant FCU VISA Transparent Credit Card report your account activity to credit bureaus?

Yes, Truliant FCU VISA Transparent Credit Card reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Truliant Federal Credit Union perform a hard credit pull?

Yes, Truliant FCU VISA Transparent Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Truliant FCU VISA Transparent Credit Card

  • Visit the website of Truliant FCU VISA Transparent Credit Card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3200 Truliant Way
Winston-Salem, NC 27103
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM

Other Services by Truliant Federal Credit Union