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  DuPage Credit Union Inspire Cash Back Signature

DuPage Credit Union Inspire Cash Back Signature

in Personal Credit Cards from DuPage Credit Union

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DuPage Credit Union Inspire Cash Back Signature

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in Personal Credit Cards from DuPage Credit Union

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Highlights
Purchase APR  (Variable APR) 11.49% - 20.49%
Balance Transfer APR  (Variable APR) 11.49% - 20.49%
Credit Score Range 680 - 850
Annual Fee N/A

DuPage Credit Union Inspire Cash Back Signature Review

This is a cashback credit card issued by DuPage Credit Union. If you're wondering whether DuPage Credit Union Inspire Cash Back Signature is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. DuPage Credit Union Inspire Cash Back Signature has a variable purchase APR that ranges from 11.49% up to 20.49%.
  • Multiple credit card benefits. Includes generous credit card perks, such as identity theft protection, price protection, purchase protection, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 680.
Pros & Cons of DuPage Credit Union Inspire Cash Back Signature
The Good The Bad
  • Lower than average purchase APRs.
  • Multiple credit card perks.
  • Identity Theft Protection.
  • DuPage Credit Union Inspire Cash Back Signature reports to multiple credit bureaus.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
DuPage Credit Union Inspire Cash Back Signature FAQ

Does DuPage Credit Union Inspire Cash Back Signature have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

What are the DuPage Credit Union Inspire Cash Back Signature benefits?

It provides the following benefits:

  • Zero fraud liability
  • Price Protection
  • Reports to major credit bureaus

What are the relevant APRs for DuPage Credit Union Inspire Cash Back Signature?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 11.49% up to 20.49%. The card has a variable balance transfer APR that ranges from 11.49% up to 20.49%. It also has a variable cash advance APR that ranges from 13.49% up to 22.49%.

Does DuPage Credit Union Inspire Cash Back Signature have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does DuPage Credit Union Inspire Cash Back Signature have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for DuPage Credit Union Inspire Cash Back Signature?

The following fees apply:

DuPage Credit Union Inspire Cash Back Signature Fees
Fees Amount
Annual Fee

What is the customer service phone number for DuPage Credit Union Inspire Cash Back Signature?

The DuPage Credit Union Inspire Cash Back Signature customer service number is (630) 428-3440.

Does DuPage Credit Union Inspire Cash Back Signature report your account activity to credit bureaus?

Yes, DuPage Credit Union Inspire Cash Back Signature reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for DuPage Credit Union Inspire Cash Back Signature

  • Visit the DuPage Credit Union Inspire Cash Back Signature website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View DuPage Credit Union Inspire Cash Back Signature's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

About DuPage Credit Union Inspire Cash Back Signature

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View all personal credit cards offered by DuPage Credit Union

Availability

  Available in 1 state
Illinois
Availabile in all of Illinois

Feature Breakdown

No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $5
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) $5 - $50
Returned Payment Fee Starting at $25
Late Fee Amount Starting at $25
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 680 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Price Protection
  • Purchase Protection
  • Fraud Liability
Rewards Categories
  • Travel
  • Advertising Services
  • Amazon Purchases
  • Drug Store Purchases
  • Groceries
  • Select Merchants
Cash Advance APR (Variable APR) 13.49% - 22.49%
Purchase APR (Variable APR) 11.49% - 20.49%
Balance Transfer Fee Intro Period 25 days
Balance Transfer APR (Variable APR) 11.49% - 20.49%
Card Type
  • Cashback
Card Network Other

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