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  DuPage Credit Union Visa Platinum Rewards

DuPage Credit Union Visa Platinum Rewards

in Personal Credit Cards from DuPage Credit Union

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DuPage Credit Union Visa Platinum Rewards

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in Personal Credit Cards from DuPage Credit Union

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Highlights
Purchase APR  (Variable APR) 12.5% - 20.5%
Balance Transfer APR  (Variable APR) 12.5% - 20.5%
Credit Score Range 600 - 699
Annual Fee N/A

DuPage Credit Union Visa Platinum Rewards Review

This is a rewards credit card issued by DuPage Credit Union. If you're wondering whether DuPage Credit Union Visa Platinum Rewards is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
  • Competitive APRs. DuPage Credit Union Visa Platinum Rewards has a variable purchase APR that ranges from 12.5% up to 20.5%.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, price protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of DuPage Credit Union Visa Platinum Rewards
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • No balance transfer fee, if you transfer the balance within 90 days. After the intro period, the fee is 12.50%.
  • 0% APR on new purchases during the first 12 months.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Travel accident and travel assistance insurance.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on their purchases.
  • DuPage Credit Union Visa Platinum Rewards reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
DuPage Credit Union Visa Platinum Rewards FAQ

Does DuPage Credit Union Visa Platinum Rewards have a cash back or rewards program?

DuPage Credit Union Visa Platinum Rewards is a rewards card.

DuPage Credit Union Visa Platinum Rewards Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does DuPage Credit Union Visa Platinum Rewards have a signup bonus?

This card doesn't offer a cash signup bonus.

Does DuPage Credit Union Visa Platinum Rewards offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the DuPage Credit Union Visa Platinum Rewards benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Zero fraud liability
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for DuPage Credit Union Visa Platinum Rewards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 12.5% up to 20.5%. The card has a variable balance transfer APR that ranges from 12.5% up to 20.5%. It also has a variable cash advance APR that ranges from 14.5% up to 22.5%.

Does DuPage Credit Union Visa Platinum Rewards have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.

DuPage Credit Union Visa Platinum Rewards Balance Transfers
Description
Balance Transfer Fee % After Intro Period 12.50% - 20.50%
Balance Transfer Fee Intro Period 90 days
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 12.5% - 20.5%

Does DuPage Credit Union Visa Platinum Rewards have an intro APR offer on new purchases?

DuPage Credit Union Visa Platinum Rewards Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 12 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 12 months.

What are the fees for DuPage Credit Union Visa Platinum Rewards?

The following fees apply:

  • An overlimit fee of $25.
DuPage Credit Union Visa Platinum Rewards Fees
Fees Amount
Annual Fee
Overlimit Fee $25
Returned Payment Fee up to $25
Late Payment Fee up to $25

What is the customer service phone number for DuPage Credit Union Visa Platinum Rewards?

The DuPage Credit Union Visa Platinum Rewards customer service number is (630) 428-3440.

What is the support contact email for DuPage Credit Union Visa Platinum Rewards?

The support contact email for DuPage Credit Union Visa Platinum Rewards is emailus@dupagecu.com.

Does DuPage Credit Union Visa Platinum Rewards report your account activity to credit bureaus?

Yes, DuPage Credit Union Visa Platinum Rewards reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for DuPage Credit Union Visa Platinum Rewards

  • Visit the DuPage Credit Union Visa Platinum Rewards website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View DuPage Credit Union Visa Platinum Rewards's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

About DuPage Credit Union Visa Platinum Rewards

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View all personal credit cards offered by DuPage Credit Union

Availability

  Available in 1 state
Illinois
Availabile in all of Illinois

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 12 months
No Annual Fee
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $5
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) $5 - $50
Over-Limit Fee $25
Returned Payment Fee Up to $25
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 699
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Price Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • Travel
  • Gas
  • Restaurants
  • Select Merchants
Cash Advance APR (Variable APR) 14.5% - 22.5%
Balance Computation We use a method called "Average daily balance (Including new purchases)".
Purchase APR (Variable APR) 12.5% - 20.5%
Balance Transfer Fee % After Intro Period 12.50% - 20.50%
Balance Transfer Fee Intro Period 90 days
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 12.5% - 20.5%
Card Type
  • Rewards
Card Network Visa

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