SuperMoney
  DuPage Credit Union Visa Platinum Rewards

DuPage Credit Union Visa Platinum Rewards

in Personal Credit Cards from DuPage Credit Union

Unaffiliated

DuPage Credit Union Visa Platinum Rewards

Unaffiliated

in Personal Credit Cards from DuPage Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend DuPage Credit Union Visa Platinum Rewards to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 12.5% - 20.5%
Balance Transfer APR  (Variable APR) 12.5% - 20.5%
Credit Score Range 600 - 699
Annual Fee N/A

DuPage Credit Union Visa Platinum Rewards Review

DuPage Credit Union Visa Platinum Rewards is a rewards credit card issued by DuPage Credit Union. If you're wondering whether DuPage Credit Union Visa Platinum Rewards is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
  • Competitive APRs. DuPage Credit Union Visa Platinum Rewards has a variable purchase APR that ranges from 12.5% up to 20.5%.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, price protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
DuPage Credit Union Visa Platinum Rewards Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • No balance transfer fee, if you transfer the balance within 90 days. After the intro period, the fee is 12.50%.
  • 0% APR on new purchases during the first 12 months.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Travel accident and travel assistance insurance.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on their purchases.
  • DuPage Credit Union Visa Platinum Rewards reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
DuPage Credit Union Visa Platinum Rewards FAQ

Is there a DuPage Credit Union Visa Platinum Rewards cash back or rewards program?

DuPage Credit Union Visa Platinum Rewards offers a rewards program to its customers.

DuPage Credit Union Visa Platinum Rewards Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does DuPage Credit Union Visa Platinum Rewards have a signup bonus?

DuPage Credit Union Visa Platinum Rewards doesn't offer a cash signup bonus.

Does DuPage Credit Union Visa Platinum Rewards offer an annual loyalty bonus?

DuPage Credit Union Visa Platinum Rewards doesn't offer a cash loyalty bonus.

What are the DuPage Credit Union Visa Platinum Rewards benefits?

DuPage Credit Union Visa Platinum Rewards provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Zero fraud liability
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for DuPage Credit Union Visa Platinum Rewards?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. DuPage Credit Union Visa Platinum Rewards has lower than average purchase APRs.

DuPage Credit Union Visa Platinum Rewards has a variable purchase APR that ranges from 12.5% up to 20.5%. The card has a variable balance transfer APR that ranges from 12.5% up to 20.5%. It also has a variable cash advance APR that ranges from 14.5% up to 22.5%.

Does DuPage Credit Union Visa Platinum Rewards have an introductory APR offer on balance transfers?

Yes, DuPage Credit Union Visa Platinum Rewards offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.

DuPage Credit Union Visa Platinum Rewards Balance Transfers
Description
Balance Transfer Fee % After Intro Period 12.50% - 20.50%
Balance Transfer Fee Intro Period 90 days
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 12.5% - 20.5%

Does DuPage Credit Union Visa Platinum Rewards have an introductory APR offer on new purchases?

DuPage Credit Union Visa Platinum Rewards Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 12 months

This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 12 months.

What are the fees for DuPage Credit Union Visa Platinum Rewards?

The following fees apply to DuPage Credit Union Visa Platinum Rewards:

  • An overlimit fee of $25.
DuPage Credit Union Visa Platinum Rewards Fees
Fees Amount
Annual Fee
Overlimit Fee $25
Returned Payment Fee up to $25
Late Payment Fee up to $25

Does DuPage Credit Union Visa Platinum Rewards report your account activity to credit bureaus?

Yes, DuPage Credit Union Visa Platinum Rewards reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for DuPage Credit Union Visa Platinum Rewards

  • Visit the DuPage Credit Union Visa Platinum Rewards website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View DuPage Credit Union Visa Platinum Rewards's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

About DuPage Credit Union Visa Platinum Rewards

Icon for Personal Credit Cards
View all personal credit cards offered by DuPage Credit Union

Availability

  Available in 1 state
Illinois
Availabile in all of Illinois

Feature Breakdown

Every Purchase (Points) Starting at 1
Restaurants (Points) Starting at 2
Revolving Categories 5 Points on charitable donations
Gas (Points) Starting at 2
Eligible In-Store Purchases (Points) Starting at 1
Entertainment (Points) Starting at 1
Car Rentals (Points) Starting at 1
Amazon Purchases (Points) Starting at 1
Airfare (Points) Starting at 1
Advertising Services (Points) Starting at 1
Every Purchase (Points) Earn unlimited points with no annual fee and no foreign transaction fee. Plus, take advantage of 0% intro offers on purchases and balance transfers.
Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 12 months
No Annual Fee
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $5
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) $5 - $50
Over-Limit Fee $25
Returned Payment Fee Up to $25
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 699
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Price Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • Travel
  • Gas
  • Restaurants
  • Select Merchants
Cash Advance APR (Variable APR) 14.5% - 22.5%
Balance Computation We use a method called "Average daily balance (Including new purchases)".
Purchase APR (Variable APR) 12.5% - 20.5%
Balance Transfer Fee % After Intro Period 12.50% - 20.50%
Balance Transfer Fee Intro Period 90 days
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 12.5% - 20.5%
Card Type
  • Rewards
Card Network Visa

Be the first to rate

 

Would you recommend DuPage Credit Union Visa Platinum Rewards to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

DuPage Credit Union Personal Credit Cards

Loading...