DuPage Credit Union Visa Platinum Rewards

DuPage Credit Union Visa Platinum Rewards Review

This is a rewards credit card issued by DuPage Credit Union. If you're wondering whether DuPage Credit Union Visa Platinum Rewards is the right card for you, read on.

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
• Competitive APRs. DuPage Credit Union Visa Platinum Rewards has a variable purchase APR that ranges from 12.5% up to 20.5%.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, price protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of DuPage Credit Union Visa Platinum Rewards

The Good

The Bad

Potentially lower than average purchase APRs. 0% APR balance transfer intro rate on balance transfers for up to 12 months. No balance transfer fee, if you transfer the balance within 90 days. After the intro period, the fee is 12.50%. 0% APR on new purchases during the first 12 months. There is then a variable purchase APR that ranges from 12.5% up to 20.5%. Multiple credit card perks. Offers auto rental collision damage waiver. Travel accident and travel assistance insurance. Considers applicants with fair credit. Cardholders can earn rewards on their purchases. DuPage Credit Union Visa Platinum Rewards reports to multiple credit bureaus.

Does not offer a signup bonus. You don't earn rewards on every purchase.

DuPage Credit Union Visa Platinum Rewards FAQ

Does DuPage Credit Union Visa Platinum Rewards have a cash back or rewards program?

DuPage Credit Union Visa Platinum Rewards is a rewards card.

DuPage Credit Union Visa Platinum Rewards Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the DuPage Credit Union Visa Platinum Rewards benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Zero fraud liability
• Price Protection
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for DuPage Credit Union Visa Platinum Rewards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

DuPage Credit Union Visa Platinum Rewards has a variable purchase APR that ranges from 12.5% up to 20.5%. The card has a variable balance transfer APR that ranges from 12.5% up to 20.5%. It also has a variable cash advance APR that ranges from 14.5% up to 22.5%.

What are the fees for DuPage Credit Union Visa Platinum Rewards?

The following fees apply:

• An overlimit fee of $25.

DuPage Credit Union Visa Platinum Rewards Fees

Fees	Amount
Annual Fee
Overlimit Fee	$25
Returned Payment Fee	up to $25
Late Payment Fee	up to $25

Does DuPage Credit Union Visa Platinum Rewards report your account activity to credit bureaus?

Yes, DuPage Credit Union Visa Platinum Rewards reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for DuPage Credit Union Visa Platinum Rewards

• Visit the DuPage Credit Union Visa Platinum Rewards website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.