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  DuPage Credit Union Visa Platinum Advantage Credit Card

DuPage Credit Union Visa Platinum Advantage Credit Card

in Personal Credit Cards from DuPage Credit Union

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DuPage Credit Union Visa Platinum Advantage Credit Card

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in Personal Credit Cards from DuPage Credit Union

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Highlights
Purchase APR  (Variable APR) 10.5 - 18.5
Balance Transfer APR  (Variable APR) 10.5 - 18.5
Credit Score Range 600 - 850
Annual Fee N/A

DuPage Credit Union Visa Platinum Advantage Credit Card Review

DuPage Credit Union Visa Platinum Advantage Credit Card is a credit card issued by DuPage Credit Union. If you're wondering whether DuPage Credit Union Visa Platinum Advantage Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
  • Competitive APRs. DuPage Credit Union Visa Platinum Advantage Credit Card has a variable purchase APR that ranges from 10.5% up to 18.5%.
  • 3% Balance transfer fee. DuPage Credit Union Visa Platinum Advantage Credit Card charges a fee of 3% on balance transfers, if you transfer the balance within 90 days of opening the account. After the introductory period, the fee is 18.5%. For example, a balance of $1,000 could cost $30 in transfer fees.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, price protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
DuPage Credit Union Visa Platinum Advantage Credit Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • 0% APR on new purchases during the first 12 months.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Travel accident and travel assistance insurance.
  • Considers applicants with fair or poor credit.
  • DuPage Credit Union Visa Platinum Advantage Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Charges a 3% balance transfer fee, if you transfer the balance within 90 days of opening the account. After the introductory period, the fee is 18.5% .
DuPage Credit Union Visa Platinum Advantage Credit Card FAQ

Is there a DuPage Credit Union Visa Platinum Advantage Credit Card cash back or rewards program?

No, DuPage Credit Union Visa Platinum Advantage Credit Card does not offer a rewards program.

What are the DuPage Credit Union Visa Platinum Advantage Credit Card benefits?

DuPage Credit Union Visa Platinum Advantage Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Zero fraud liability
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for DuPage Credit Union Visa Platinum Advantage Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. DuPage Credit Union Visa Platinum Advantage Credit Card has lower than average purchase APRs.

DuPage Credit Union Visa Platinum Advantage Credit Card has a variable purchase APR that ranges from 10.5% up to 18.5%. The card has a variable balance transfer APR that ranges from 10.5% up to 18.5%. It also has a variable cash advance APR that ranges from 12.5% up to 20.5%.

Does DuPage Credit Union Visa Platinum Advantage Credit Card have an introductory APR offer on balance transfers?

Yes, DuPage Credit Union Visa Platinum Advantage Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.

DuPage Credit Union Visa Platinum Advantage Credit Card Balance Transfers
Description
Balance Transfer Fee % After Intro Period 10.5 - 18.5
Balance Transfer Fee Intro Period 90 days
Balance Transfer Introductory APR 0
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 10.5 - 18.5
Balance Transfer Fee % 3

Does DuPage Credit Union Visa Platinum Advantage Credit Card have an introductory APR offer on new purchases?

DuPage Credit Union Visa Platinum Advantage Credit Card Purchase Intro Offer
Description
Introductory Rate 0
Purchase Intro APR Period 12 months

This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 12 months.

What are the fees for DuPage Credit Union Visa Platinum Advantage Credit Card?

The following fees apply to DuPage Credit Union Visa Platinum Advantage Credit Card:

DuPage Credit Union Visa Platinum Advantage Credit Card Fees
Fees Amount
Annual Fee
Returned Payment Fee up to $25
Late Payment Fee up to $25

Does DuPage Credit Union Visa Platinum Advantage Credit Card report your account activity to credit bureaus?

Yes, DuPage Credit Union Visa Platinum Advantage Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for DuPage Credit Union Visa Platinum Advantage Credit Card

  • Visit the DuPage Credit Union Visa Platinum Advantage Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View DuPage Credit Union Visa Platinum Advantage Credit Card's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

About DuPage Credit Union Visa Platinum Advantage Credit Card

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View all personal credit cards offered by DuPage Credit Union

Availability

  Available in 1 state
Illinois
Availabile in all of Illinois

Feature Breakdown

Introductory Rate 0
Purchase Intro APR Period (Variable APR) 12 months
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum 5
Cash Advance Fee (%) Starting at 3
Minimum Cash Advance Fee ($) 5 - 50
Returned Payment Fee Up to 25
Late Fee Amount Up to 25
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Price Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
Rewards Type Points
Cash Advance APR (Variable APR) 12.5 - 20.5
Balance Computation https://www.dupagecu.com/wp-content/uploads/visa-platinum-advantage_truth-in-lending-disclosure.pdf?
Credit Limit Starting at 500
Purchase APR (Variable APR) 10.5 - 18.5
Balance Transfer Fee % After Intro Period 10.5 - 18.5
Balance Transfer Fee Intro Period 90 days
Balance Transfer Introductory APR (Variable APR) 0
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 10.5 - 18.5
Balance Transfer Fee % 3
Card Type
  • Balance Transfer
  • Low Interest
  • Travel
  • Gas
Card Network Visa

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