Last Updated: 07/28/2025
Unify Financial CU Engage Rewards Visa Card
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
16.24% - 17.99%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
16.24% - 17.99%(Verified 06/21/2024)
Credit Score Range
670 - 850
Annual Fee
N/A
Unify Financial CU Engage Rewards Visa Card Review
This is a rewards card issued by Unify Financial Credit Union. If you're wondering whether Unify Financial CU Engage Rewards Visa Card is the right card for you, read on.
Key Takeaways
- APRs: Unify Financial CU Engage Rewards Visa Card has a variable regular purchase APR that ranges from 16.24% up to 17.99%.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, identity theft protection, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Unify Financial CU Engage Rewards Visa Card
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Unify Financial CU Engage Rewards Visa Card FAQ
Does Unify Financial CU Engage Rewards Visa Card have a cash back or rewards program?
Unify Financial CU Engage Rewards Visa Card is a rewards card.
| Description |
Does Unify Financial CU Engage Rewards Visa Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Unify Financial CU Engage Rewards Visa Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Unify Financial CU Engage Rewards Visa Card benefits?
Unify Financial CU Engage Rewards Visa Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Unify Financial CU Engage Rewards Visa Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Unify Financial CU Engage Rewards Visa Card has a variable purchase APR that ranges from 16.24% up to 17.99%. The card has a variable balance transfer APR that ranges from 16.24% up to 17.99%. It also has a variable cash advance APR that ranges from 16.24% up to 17.99%.
Does Unify Financial CU Engage Rewards Visa Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Unify Financial CU Engage Rewards Visa Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Unify Financial CU Engage Rewards Visa Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
What is the customer service phone number for Unify Financial CU Engage Rewards Visa Card?
The customer service number for Unify Financial CU Engage Rewards Visa Card is (877) 254-9328.
What is the support contact email for Unify Financial CU Engage Rewards Visa Card?
The support contact email for Unify Financial CU Engage Rewards Visa Card is unify@unifyfcu.com.
What is the login page for Unify Financial CU Engage Rewards Visa Card?
You can access the login page of Unify Financial CU Engage Rewards Visa Card here.
How do people rate the customer service and user experience of Unify Financial CU Engage Rewards Visa Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Unify Financial CU Engage Rewards Visa Card report your account activity to credit bureaus?
Yes, Unify Financial CU Engage Rewards Visa Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Unify Financial Credit Union perform a hard credit pull?
Yes, Unify Financial CU Engage Rewards Visa Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Unify Financial CU Engage Rewards Visa Card
- Visit the website of Unify Financial CU Engage Rewards Visa Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed