DuTrac Community Credit Union Platinum Mastercard Rewards Review

DuTrac Community Credit Union Platinum Mastercard Rewards is a rewards credit card issued by DuTrac Community Credit Union. If you're wondering whether DuTrac Community Credit Union Platinum Mastercard Rewards is the right card for you, read on. This is everything you need to know to make a good choice.

• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, price protection, and fraud protection.
• Fair or better credit required. You will have good approval oods if your credit score is above600.

The Good	The Bad
Lower than average purchase APRs. Multiple credit card perks. Extended warranty and price protection on purchases. Identity Theft Protection. Considers applicants with fair or poor credit. Cardholders can earn rewards on their purchases. DuTrac Community Credit Union Platinum Mastercard Rewards reports to multiple credit bureaus.	Does not offer a signup bonus. Charges a foreign transaction fee of 1%. You don't earn rewards on every purchase.

Is there a DuTrac Community Credit Union Platinum Mastercard Rewards cash back or rewards program?

DuTrac Community Credit Union Platinum Mastercard Rewards offers a rewards program to its customers.

DuTrac Community Credit Union Platinum Mastercard Rewards Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A

What are the DuTrac Community Credit Union Platinum Mastercard Rewards benefits?

DuTrac Community Credit Union Platinum Mastercard Rewards provides the following benefits:

• Extended Warranty Protection
• Price Protection
• Free Credit Report.
• Free Credit Report
• Cellular Telephone Protection
• Reports to major credit bureaus

What are the relevant APRs for DuTrac Community Credit Union Platinum Mastercard Rewards?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. DuTrac Community Credit Union Platinum Mastercard Rewards has lower than average purchase APRs.

DuTrac Community Credit Union Platinum Mastercard Rewards has a variable purchase APR starting at 7.99% . The card has a variable balance transfer APR starting at 7.99% . It also has a variable cash advance APR starting at 7.99% .

What are the fees for DuTrac Community Credit Union Platinum Mastercard Rewards?

The following fees apply to DuTrac Community Credit Union Platinum Mastercard Rewards:

DuTrac Community Credit Union Platinum Mastercard Rewards Fees

Fees	Amount
Annual Fee
Foreign Transaction Fee	1%
Late Payment Fee	up to $15

Does DuTrac Community Credit Union Platinum Mastercard Rewards report your account activity to credit bureaus?

Yes, DuTrac Community Credit Union Platinum Mastercard Rewards reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for DuTrac Community Credit Union Platinum Mastercard Rewards

• Visit the DuTrac Community Credit Union Platinum Mastercard Rewards website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.