Last Updated: 07/28/2025
DuTrac Community Credit Union Platinum Mastercard Rewards
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Starting at 7.99%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
Starting at 7.99%(Verified 06/21/2024)
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Credit Score Range
600 - 699
Annual Fee
N/A
DuTrac Community Credit Union Platinum Mastercard Rewards Review
This is a rewards card issued by DuTrac Community Credit Union. If you're wondering whether DuTrac Community Credit Union Platinum Mastercard Rewards is the right card for you, read on.
Key Takeaways
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, price protection, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of DuTrac Community Credit Union Platinum Mastercard Rewards
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DuTrac Community Credit Union Platinum Mastercard Rewards FAQ
Does DuTrac Community Credit Union Platinum Mastercard Rewards have a cash back or rewards program?
DuTrac Community Credit Union Platinum Mastercard Rewards is a rewards card.
| Description |
Does DuTrac Community Credit Union Platinum Mastercard Rewards have a signup bonus?
This card doesn't offer a cash signup bonus.Does DuTrac Community Credit Union Platinum Mastercard Rewards offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the DuTrac Community Credit Union Platinum Mastercard Rewards benefits?
DuTrac Community Credit Union Platinum Mastercard Rewards provides the following benefits:
- Extended Warranty Protection
- Price Protection
- Free Credit Report
- Cell Phone Protection
- Reports to major credit bureaus
What are the relevant APRs for DuTrac Community Credit Union Platinum Mastercard Rewards?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.DuTrac Community Credit Union Platinum Mastercard Rewards has a variable purchase APR starting at 7.99%. The card has a variable balance transfer APR starting at 7.99% . It also has a variable cash advance APR starting at 7.99% .
Does DuTrac Community Credit Union Platinum Mastercard Rewards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does DuTrac Community Credit Union Platinum Mastercard Rewards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for DuTrac Community Credit Union Platinum Mastercard Rewards?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Additional Card Fee Amount | $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
Does DuTrac Community Credit Union Platinum Mastercard Rewards have a foreign transaction fee?
DuTrac Community Credit Union Platinum Mastercard Rewards charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for DuTrac Community Credit Union Platinum Mastercard Rewards?
The customer service number for DuTrac Community Credit Union Platinum Mastercard Rewards is (563) 582-1331.
What is the support contact email for DuTrac Community Credit Union Platinum Mastercard Rewards?
The support contact email for DuTrac Community Credit Union Platinum Mastercard Rewards is members@dutrac.org.
What is the login page for DuTrac Community Credit Union Platinum Mastercard Rewards?
You can access the login page of DuTrac Community Credit Union Platinum Mastercard Rewards here.
How do people rate the customer service and user experience of DuTrac Community Credit Union Platinum Mastercard Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does DuTrac Community Credit Union Platinum Mastercard Rewards report your account activity to credit bureaus?
Yes, DuTrac Community Credit Union Platinum Mastercard Rewards reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does DuTrac Community Credit Union perform a hard credit pull?
Yes, DuTrac Community Credit Union Platinum Mastercard Rewards performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for DuTrac Community Credit Union Platinum Mastercard Rewards
- Visit the website of DuTrac Community Credit Union Platinum Mastercard Rewards.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
View DuTrac Community Credit Union Platinum Mastercard Rewards's published terms & conditions
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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