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  DuTrac Community Credit Union Platinum Mastercard Rewards

DuTrac Community Credit Union Platinum Mastercard Rewards

in Personal Credit Cards from DuTrac Community Credit Union

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DuTrac Community Credit Union Platinum Mastercard Rewards

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in Personal Credit Cards from DuTrac Community Credit Union

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Highlights
Purchase APR  (Variable APR) Starting at 7.99
Balance Transfer APR  (Variable APR) Starting at 7.99
Credit Score Range 600 - 699
Annual Fee N/A

DuTrac Community Credit Union Platinum Mastercard Rewards Review

DuTrac Community Credit Union Platinum Mastercard Rewards is a rewards credit card issued by DuTrac Community Credit Union. If you're wondering whether DuTrac Community Credit Union Platinum Mastercard Rewards is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, price protection, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
DuTrac Community Credit Union Platinum Mastercard Rewards Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • Multiple credit card perks.
  • Extended warranty and price protection on purchases.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on their purchases.
  • DuTrac Community Credit Union Platinum Mastercard Rewards reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
DuTrac Community Credit Union Platinum Mastercard Rewards FAQ

Is there a DuTrac Community Credit Union Platinum Mastercard Rewards cash back or rewards program?

DuTrac Community Credit Union Platinum Mastercard Rewards offers a rewards program to its customers.

DuTrac Community Credit Union Platinum Mastercard Rewards Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does DuTrac Community Credit Union Platinum Mastercard Rewards have a signup bonus?

DuTrac Community Credit Union Platinum Mastercard Rewards doesn't offer a cash signup bonus.

Does DuTrac Community Credit Union Platinum Mastercard Rewards offer an annual loyalty bonus?

DuTrac Community Credit Union Platinum Mastercard Rewards doesn't offer a cash loyalty bonus.

What are the DuTrac Community Credit Union Platinum Mastercard Rewards benefits?

DuTrac Community Credit Union Platinum Mastercard Rewards provides the following benefits:

  • Extended Warranty Protection
  • Price Protection
  • Free Credit Report.
  • Free Credit Report
  • Cellular Telephone Protection
  • Reports to major credit bureaus

What are the relevant APRs for DuTrac Community Credit Union Platinum Mastercard Rewards?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. DuTrac Community Credit Union Platinum Mastercard Rewards has lower than average purchase APRs.

DuTrac Community Credit Union Platinum Mastercard Rewards has a variable purchase APR starting at 7.99% . The card has a variable balance transfer APR starting at 7.99% . It also has a variable cash advance APR starting at 7.99% .

Does DuTrac Community Credit Union Platinum Mastercard Rewards have an introductory APR offer on balance transfers?

No, DuTrac Community Credit Union Platinum Mastercard Rewards does not come with an introductory APR offer for balance transfers.

Does DuTrac Community Credit Union Platinum Mastercard Rewards have an introductory APR offer on new purchases?

DuTrac Community Credit Union Platinum Mastercard Rewards does not offer an introductory rate on new purchases.

What are the fees for DuTrac Community Credit Union Platinum Mastercard Rewards?

The following fees apply to DuTrac Community Credit Union Platinum Mastercard Rewards:

DuTrac Community Credit Union Platinum Mastercard Rewards Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 1%
Late Payment Fee up to $15

Does DuTrac Community Credit Union Platinum Mastercard Rewards have a foreign transaction fee?

DuTrac Community Credit Union Platinum Mastercard Rewards charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does DuTrac Community Credit Union Platinum Mastercard Rewards report your account activity to credit bureaus?

Yes, DuTrac Community Credit Union Platinum Mastercard Rewards reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for DuTrac Community Credit Union Platinum Mastercard Rewards

  • Visit the DuTrac Community Credit Union Platinum Mastercard Rewards website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View DuTrac Community Credit Union Platinum Mastercard Rewards's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:30pm
  • Tuesday 8:30am - 5:30pm
  • Wednesday 8:30am - 5:30pm
  • Thursday 8:30am - 5:30pm
  • Friday 8:30am - 6:00pm
  • Saturday 8:30am - 12:00pm

About DuTrac Community Credit Union Platinum Mastercard Rewards

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View all personal credit cards offered by DuTrac Community Credit Union

Availability

  Available in 1 state
Iowa
Availabile in all of Iowa

Feature Breakdown

Every Purchase (Points) From now until 12/31/21, when you use your DuTrac Mastercard, you could be surprised with $10,000. Each time you use your DuTrac Mastercard, online or in-store, is another entry to win!
No Interest Grace Period for Late Payment 25 days
Foreign Currency Transaction Fee 1
Additional Card Fee Amount 20
Late Fee Amount Up to 15
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 699
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Extended Warranty Protection
  • Price Protection
  • Cellular Telephone Protection
  • Free Credit Report
Rewards Categories
  • Travel
  • Select Merchants
Cash Advance APR (Variable APR) Starting at 7.99
Balance Computation We use a method called "average daily balance (including new purchases)."
Purchase APR (Variable APR) Starting at 7.99
Balance Transfer APR (Variable APR) Starting at 7.99
Card Type
  • Rewards
  • Low Interest
Card Network Mastercard

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