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  DuTrac Community Credit Union Platinum Mastercard Rewards

DuTrac Community Credit Union Platinum Mastercard Rewards

in Personal Credit Cards from DuTrac Community Credit Union

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DuTrac Community Credit Union Platinum Mastercard Rewards

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in Personal Credit Cards from DuTrac Community Credit Union

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Highlights
Purchase APR  (Variable APR) Starting at 7.99
Balance Transfer APR  (Variable APR) Starting at 7.99
Credit Score Range 600 - 699
Annual Fee N/A

DuTrac Community Credit Union Platinum Mastercard Rewards Review

This is a rewards credit card issued by DuTrac Community Credit Union. If you're wondering whether DuTrac Community Credit Union Platinum Mastercard Rewards is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, price protection, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of DuTrac Community Credit Union Platinum Mastercard Rewards
The Good The Bad
  • Lower than average purchase APRs.
  • Multiple credit card perks.
  • Extended warranty and price protection on purchases.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on their purchases.
  • DuTrac Community Credit Union Platinum Mastercard Rewards reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
DuTrac Community Credit Union Platinum Mastercard Rewards FAQ

Does DuTrac Community Credit Union Platinum Mastercard Rewards have a cash back or rewards program?

DuTrac Community Credit Union Platinum Mastercard Rewards is a rewards card.

DuTrac Community Credit Union Platinum Mastercard Rewards Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does DuTrac Community Credit Union Platinum Mastercard Rewards have a signup bonus?

This card doesn't offer a cash signup bonus.

Does DuTrac Community Credit Union Platinum Mastercard Rewards offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the DuTrac Community Credit Union Platinum Mastercard Rewards benefits?

It provides the following benefits:

  • Extended Warranty Protection
  • Price Protection
  • Free Credit Report.
  • Free Credit Report
  • Cell Phone Protection
  • Reports to major credit bureaus

What are the relevant APRs for DuTrac Community Credit Union Platinum Mastercard Rewards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR starting at 7.99% . The card has a variable balance transfer APR starting at 7.99% . It also has a variable cash advance APR starting at 7.99% .

Does DuTrac Community Credit Union Platinum Mastercard Rewards have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does DuTrac Community Credit Union Platinum Mastercard Rewards have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for DuTrac Community Credit Union Platinum Mastercard Rewards?

The following fees apply:

DuTrac Community Credit Union Platinum Mastercard Rewards Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 1%
Late Payment Fee up to $15

Does DuTrac Community Credit Union Platinum Mastercard Rewards have a foreign transaction fee?

DuTrac Community Credit Union Platinum Mastercard Rewards charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for DuTrac Community Credit Union Platinum Mastercard Rewards?

The DuTrac Community Credit Union Platinum Mastercard Rewards customer service number is (563) 582-1331.

What is the support contact email for DuTrac Community Credit Union Platinum Mastercard Rewards?

The support contact email for DuTrac Community Credit Union Platinum Mastercard Rewards is members@dutrac.org.

Does DuTrac Community Credit Union Platinum Mastercard Rewards report your account activity to credit bureaus?

Yes, DuTrac Community Credit Union Platinum Mastercard Rewards reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for DuTrac Community Credit Union Platinum Mastercard Rewards

  • Visit the DuTrac Community Credit Union Platinum Mastercard Rewards website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View DuTrac Community Credit Union Platinum Mastercard Rewards's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:30pm
  • Tuesday 8:30am - 5:30pm
  • Wednesday 8:30am - 5:30pm
  • Thursday 8:30am - 5:30pm
  • Friday 8:30am - 6:00pm
  • Saturday 8:30am - 12:00pm

About DuTrac Community Credit Union Platinum Mastercard Rewards

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View all personal credit cards offered by DuTrac Community Credit Union

Availability

  Available in 1 state
Iowa
Availabile in all of Iowa

Feature Breakdown

No Interest Grace Period for Late Payment 25 days
Foreign Currency Transaction Fee 1
Additional Card Fee Amount 20
Late Fee Amount Up to 15
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 699
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Extended Warranty Protection
  • Price Protection
  • Cellular Telephone Protection
  • Free Credit Report
Rewards Categories
  • Travel
  • Select Merchants
Cash Advance APR (Variable APR) Starting at 7.99
Balance Computation We use a method called "average daily balance (including new purchases)."
Purchase APR (Variable APR) Starting at 7.99
Balance Transfer APR (Variable APR) Starting at 7.99
Card Type
  • Rewards
  • Low Interest
Card Network Mastercard

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