Last Updated: 07/28/2025
Ko’olau FCU VISA Platinum Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
14.15%(Verified 07/25/2024)
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
N/A
Annual Fee
$0
Ko’olau FCU VISA Platinum Credit Card Review
This is a rewards card issued by Ko’olau Federal Credit Union. If you're wondering whether Ko’olau FCU VISA Platinum Credit Card is the right card for you, read on.
Key Takeaways
- Earn 1 point for each $1 of eligible purchases.
- APRs: Ko’olau FCU VISA Platinum Credit Card has a variable regular purchase APR of 14.15%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
Pros & Cons of Ko’olau FCU VISA Platinum Credit Card
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Ko’olau FCU VISA Platinum Credit Card FAQ
Does Ko’olau FCU VISA Platinum Credit Card have a cash back or rewards program?
Ko’olau FCU VISA Platinum Credit Card is a rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Ko’olau FCU VISA Platinum Credit Card have a signup bonus?
Yes. Earn 1 point for each $1 of eligible purchases.
Does Ko’olau FCU VISA Platinum Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Ko’olau FCU VISA Platinum Credit Card benefits?
Ko’olau FCU VISA Platinum Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Ko’olau FCU VISA Platinum Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Ko’olau FCU VISA Platinum Credit Card has a variable purchase APR of 14.15%. Ko’olau FCU VISA Platinum Credit Card does not offer balance transfers.
Does Ko’olau FCU VISA Platinum Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Ko’olau FCU VISA Platinum Credit Card does not offer balance transfers.Does Ko’olau FCU VISA Platinum Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Ko’olau FCU VISA Platinum Credit Card?
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| Annual Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
What is the customer service phone number for Ko’olau FCU VISA Platinum Credit Card?
The customer service number for Ko’olau FCU VISA Platinum Credit Card is (808) 262-1239.
What is the support contact email for Ko’olau FCU VISA Platinum Credit Card?
The support contact email for Ko’olau FCU VISA Platinum Credit Card is info@koolaufcu.org.
How do people rate the customer service and user experience of Ko’olau FCU VISA Platinum Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Ko’olau FCU VISA Platinum Credit Card report your account activity to credit bureaus?
Yes, Ko’olau FCU VISA Platinum Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Ko’olau Federal Credit Union perform a hard credit pull?
Yes, Ko’olau FCU VISA Platinum Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Ko’olau FCU VISA Platinum Credit Card
- Visit the website of Ko’olau FCU VISA Platinum Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
10:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed
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Purchase APR
12.90%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$10
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