DuTrac Community Credit Union Choice Mastercard
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| Purchase APR (Variable APR) | Starting at 14.90% |
| Balance Transfer APR (Variable APR) | Starting at 14.90% |
| Credit Score Range | 500 - 599 |
| Annual Fee | N/A |
DuTrac Community Credit Union Choice Mastercard Review
This is a store secured credit card rewards card issued by DuTrac Community Credit Union. If you're wondering whether DuTrac Community Credit Union Choice Mastercard is the right card for you, read on.
Key Takeaways
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, price protection, and fraud protection.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of DuTrac Community Credit Union Choice Mastercard
| The Good | The Bad |
|---|---|
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DuTrac Community Credit Union Choice Mastercard FAQ
Does DuTrac Community Credit Union Choice Mastercard have a cash back or rewards program?
DuTrac Community Credit Union Choice Mastercard is a rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does DuTrac Community Credit Union Choice Mastercard have a signup bonus?
This card doesn't offer a cash signup bonus.Does DuTrac Community Credit Union Choice Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the DuTrac Community Credit Union Choice Mastercard benefits?
It provides the following benefits:
- Free Credit Score
- Extended Warranty Protection
- Price Protection
- Cell Phone Protection
- Reports to major credit bureaus
What are the relevant APRs for DuTrac Community Credit Union Choice Mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.DuTrac Community Credit Union Choice Mastercard has a variable purchase APR starting at 14.90% . The card has a variable balance transfer APR starting at 14.90% . It also has a variable cash advance APR starting at 14.90% .
Does DuTrac Community Credit Union Choice Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does DuTrac Community Credit Union Choice Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for DuTrac Community Credit Union Choice Mastercard?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Foreign Transaction Fee | 1% |
Does DuTrac Community Credit Union Choice Mastercard have a foreign transaction fee?
DuTrac Community Credit Union Choice Mastercard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for DuTrac Community Credit Union Choice Mastercard?
The DuTrac Community Credit Union Choice Mastercard customer service number is (563) 582-1331.
What is the support contact email for DuTrac Community Credit Union Choice Mastercard?
The support contact email for DuTrac Community Credit Union Choice Mastercard is members@dutrac.org.
What is the DuTrac Community Credit Union Choice Mastercard login page?
You can access the DuTrac Community Credit Union Choice Mastercard login page here.
How do people rate the customer service and user experience of DuTrac Community Credit Union Choice Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does DuTrac Community Credit Union Choice Mastercard report your account activity to credit bureaus?
Yes, DuTrac Community Credit Union Choice Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for DuTrac Community Credit Union Choice Mastercard
- Visit the DuTrac Community Credit Union Choice Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
3465 Asbury Rd
Dubuque, IA 52002 USA - (563) 582-1331
- Visit Site
- Email Support
About DuTrac Community Credit Union Choice Mastercard
Other Credit Cards by DuTrac Community Credit Union
Availability
Feature Breakdown
| Foreign Currency Transaction Fee | 1% |
| No Interest Grace Period for Late Payment | 25 days |
| Late Fee Amount | Starting at $15 |
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