SuperMoney
  Elevations Credit Union Visa Signature Cash Rewards
Elevations Credit Union Visa Signature Cash Rewards Unaffiliated

Elevations Credit Union Visa Signature Cash Rewards

Unaffiliated
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Credit Cards.
My GM Rewards Card™
My GM Rewards Card™ 9 reviews
Highlights
Purchase APR 14.74% - 20.74%
Balance Transfer APR 14.74% - 20.74%
Credit Score Range 700 - 850
Annual Fee $0

Elevations Credit Union Visa Signature Cash Rewards Review

This is a credit card issued by Elevations Credit Union. If you're wondering whether Elevations Credit Union Visa Signature Cash Rewards is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
  • Competitive APRs. Elevations Credit Union Visa Signature Cash Rewards has a variable purchase APR that ranges from 14.74% up to 20.74%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Elevations Credit Union Visa Signature Cash Rewards charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Elevations Credit Union Visa Signature Cash Rewards
The Good The Bad
  • Potentially lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • 0% APR on new purchases during the first 12 months.
  • No annual fee.
  • Multiple credit card perks.
  • Elevations Credit Union Visa Signature Cash Rewards reports to multiple credit bureaus.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Charges a 3% balance transfer fee. After the introductory period, the fee is 20.74% .
Elevations Credit Union Visa Signature Cash Rewards FAQ

Does Elevations Credit Union Visa Signature Cash Rewards have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Elevations Credit Union Visa Signature Cash Rewards benefits?

It provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for Elevations Credit Union Visa Signature Cash Rewards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Elevations Credit Union Visa Signature Cash Rewards has a variable purchase APR that ranges from 14.74% up to 20.74%. The card has a variable balance transfer APR that ranges from 14.74% up to 20.74%. It also has a variable cash advance APR that ranges from 19.74% up to 21%.

Does Elevations Credit Union Visa Signature Cash Rewards have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.

Elevations Credit Union Visa Signature Cash Rewards Balance Transfers
Description
Balance Transfer Fee % After Intro Period 14.74% - 20.74%
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 14.74% - 20.74%
Balance Transfer Fee % 3%

Does Elevations Credit Union Visa Signature Cash Rewards have an intro APR offer on new purchases?

Elevations Credit Union Visa Signature Cash Rewards Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 12 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 12 months.

What are the fees for Elevations Credit Union Visa Signature Cash Rewards?

The following fees apply:

Elevations Credit Union Visa Signature Cash Rewards Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Elevations Credit Union Visa Signature Cash Rewards have a foreign transaction fee?

Elevations Credit Union Visa Signature Cash Rewards charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the support contact email for Elevations Credit Union Visa Signature Cash Rewards?

The support contact email for Elevations Credit Union Visa Signature Cash Rewards is fraudmanagement@elevationscu.com.

What is the Elevations Credit Union Visa Signature Cash Rewards login page?

You can access the Elevations Credit Union Visa Signature Cash Rewards login page here.

How do people rate the customer service and user experience of Elevations Credit Union Visa Signature Cash Rewards?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Elevations Credit Union Visa Signature Cash Rewards report your account activity to credit bureaus?

Yes, Elevations Credit Union Visa Signature Cash Rewards reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Elevations Credit Union Visa Signature Cash Rewards

  • Visit the Elevations Credit Union Visa Signature Cash Rewards website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Elevations Credit Union Visa Signature Cash Rewards's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:30pm
  • Tuesday 8:30am - 5:30pm
  • Wednesday 8:30am - 5:30pm
  • Thursday 8:30am - 5:30pm
  • Friday 8:30am - 5:30pm
  • Saturday 9:00am - 12:00pm

About Elevations Credit Union Visa Signature Cash Rewards

Icon for Credit Cards
View all credit cards offered by Elevations Credit Union

Availability

  Available in 1 state
Colorado
Availabile in all of Colorado

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period 12 months
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Foreign Currency Transaction Fee 3%
Returned Payment Fee Starting at $25
Late Fee Amount Starting at $15
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Price Protection
  • Emergency Support
  • Cellular Telephone Protection
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • Travel
  • Advertising Services
  • Airfare
  • Amazon Purchases
  • Car Rentals
  • Internet / Cable / Phone Services
  • Retail
  • Drug Store Purchases
  • Education
  • Furniture
  • Gas
  • Groceries
  • Gym Memberships
  • Home Improvement Purchases
  • Hotels
  • Office Supplies
  • Restaurants
  • Shipping
  • Utilities
  • Warehouse Clubs Purchases
  • Insurance
  • Every Purchase
  • Software, Hardware, Cloud
  • Entertainment
  • PayPal Purchases
  • eBay Purchases
  • Target Purchases
  • Transit
  • International Purchases
  • Whole Foods Purchases
  • Online
  • In-Store Eligible Purchases
  • Select Merchants
Signup Bonus Up to $100
Cash Advance APR 19.74% - 21%
Balance Computation We use a method called "average daily balance (excluding new purchases) (including new balance transfers and cash advances)."
Purchase APR 14.74% - 20.74%
Balance Transfer Fee % After Intro Period 14.74% - 20.74%
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 14.74% - 20.74%
Balance Transfer Fee % 3%
Card Type
  • Cashback
  • Bonus Offers
Card Network Visa

Be the first to rate

 

Would you recommend Elevations Credit Union Visa Signature Cash Rewards to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Elevations Credit Union Credit Cards

Loading...