Elevations Credit Union Visa Signature Cash Rewards
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| Purchase APR (Variable APR) | 14.74% - 20.74% |
| Balance Transfer APR (Variable APR) | 14.74% - 20.74% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $0 |
Elevations Credit Union Visa Signature Cash Rewards Review
This is a cashback credit card issued by Elevations Credit Union. If you're wondering whether Elevations Credit Union Visa Signature Cash Rewards is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
- Competitive APRs. Elevations Credit Union Visa Signature Cash Rewards has a variable purchase APR that ranges from 14.74% up to 20.74%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Elevations Credit Union Visa Signature Cash Rewards charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, price protection, travel accident insurance, travel assistance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Elevations Credit Union Visa Signature Cash Rewards
| The Good | The Bad |
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Elevations Credit Union Visa Signature Cash Rewards FAQ
Does Elevations Credit Union Visa Signature Cash Rewards have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
What are the Elevations Credit Union Visa Signature Cash Rewards benefits?
It provides the following benefits:
- Emergency Support
- Price Protection
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Elevations Credit Union Visa Signature Cash Rewards?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Elevations Credit Union Visa Signature Cash Rewards has a variable purchase APR that ranges from 14.74% up to 20.74%. The card has a variable balance transfer APR that ranges from 14.74% up to 20.74%. It also has a variable cash advance APR that ranges from 19.74% up to 21%.
Does Elevations Credit Union Visa Signature Cash Rewards have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer Fee % After Intro Period | 14.74% - 20.74% |
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period | 12 months |
| Balance Transfer APR | 14.74% - 20.74% |
| Balance Transfer Fee % | 3% |
Does Elevations Credit Union Visa Signature Cash Rewards have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 0% |
| Purchase Intro APR Period | 12 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 12 months.
What are the fees for Elevations Credit Union Visa Signature Cash Rewards?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Elevations Credit Union Visa Signature Cash Rewards have a foreign transaction fee?
Elevations Credit Union Visa Signature Cash Rewards charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Elevations Credit Union Visa Signature Cash Rewards?
The Elevations Credit Union Visa Signature Cash Rewards customer service number is (303) 443-4672.
What is the support contact email for Elevations Credit Union Visa Signature Cash Rewards?
The support contact email for Elevations Credit Union Visa Signature Cash Rewards is fraudmanagement@elevationscu.com.
What is the Elevations Credit Union Visa Signature Cash Rewards login page?
You can access the Elevations Credit Union Visa Signature Cash Rewards login page here.
How do people rate the customer service and user experience of Elevations Credit Union Visa Signature Cash Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Elevations Credit Union Visa Signature Cash Rewards report your account activity to credit bureaus?
Yes, Elevations Credit Union Visa Signature Cash Rewards reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Elevations Credit Union Visa Signature Cash Rewards
- Visit the Elevations Credit Union Visa Signature Cash Rewards website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
2960 Diagonal Hwy
Boulder, CO 80301 USA - (303) 443-4672
- Visit Site
- Email Support
About Elevations Credit Union Visa Signature Cash Rewards
Availability
Feature Breakdown
| Introductory Rate | 0% |
| Purchase Intro APR Period (Variable APR) | 12 months |
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