Last Updated: 07/28/2025
Elevations Credit Union Visa Signature Travel Rewards
Unaffiliated
in Credit Cards from Elevations Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
14.74% - 20.74%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
14.74% - 20.74%(Verified 06/21/2024)
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Credit Score Range
700 - 850
Annual Fee
$0
Elevations Credit Union Visa Signature Travel Rewards Review
This is a travel card issued by Elevations Credit Union. If you're wondering whether Elevations Credit Union Visa Signature Travel Rewards is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 12 months.
- Welcome offer. Offers a signup bonus of 20000 points that can be redeemed for travel, gifts, or other perks.
- APRs: Elevations Credit Union Visa Signature Travel Rewards has a variable regular purchase APR that ranges from 14.74% up to 20.74%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Elevations Credit Union Visa Signature Travel Rewards charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Elevations Credit Union Visa Signature Travel Rewards
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Elevations Credit Union Visa Signature Travel Rewards FAQ
Does Elevations Credit Union Visa Signature Travel Rewards have a cash back or rewards program?
Elevations Credit Union Visa Signature Travel Rewards is a travel rewards card.
| Description |
Does Elevations Credit Union Visa Signature Travel Rewards have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 20000 points signup bonus that can be redeemed for travel, gifts, or other perks.Does Elevations Credit Union Visa Signature Travel Rewards offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Elevations Credit Union Visa Signature Travel Rewards benefits?
Elevations Credit Union Visa Signature Travel Rewards provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Trip Cancellation Insurance
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Elevations Credit Union Visa Signature Travel Rewards?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Elevations Credit Union Visa Signature Travel Rewards has a variable purchase APR that ranges from 14.74% up to 20.74%. The card has a variable balance transfer APR that ranges from 14.74% up to 20.74%. It also has a variable cash advance APR that ranges from 19.74% up to 21%.
Does Elevations Credit Union Visa Signature Travel Rewards have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 12 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 14.74% - 20.74% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % After Intro Period | 14.74% - 20.74% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Elevations Credit Union Visa Signature Travel Rewards have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 0% on qualified purchases for a period of 12 months.
What are the fees for Elevations Credit Union Visa Signature Travel Rewards?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Starting at $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
There is a late fee starting at $15. Does Elevations Credit Union Visa Signature Travel Rewards have a foreign transaction fee?
Elevations Credit Union Visa Signature Travel Rewards charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Elevations Credit Union Visa Signature Travel Rewards?
The customer service number for Elevations Credit Union Visa Signature Travel Rewards is (303) 443-4672.
What is the support contact email for Elevations Credit Union Visa Signature Travel Rewards?
The support contact email for Elevations Credit Union Visa Signature Travel Rewards is fraudmanagement@elevationscu.com.
What is the login page for Elevations Credit Union Visa Signature Travel Rewards?
You can access the login page of Elevations Credit Union Visa Signature Travel Rewards here.
How do people rate the customer service and user experience of Elevations Credit Union Visa Signature Travel Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Elevations Credit Union Visa Signature Travel Rewards report your account activity to credit bureaus?
Yes, Elevations Credit Union Visa Signature Travel Rewards reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Elevations Credit Union perform a hard credit pull?
Yes, Elevations Credit Union Visa Signature Travel Rewards performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Elevations Credit Union Visa Signature Travel Rewards
- Visit the website of Elevations Credit Union Visa Signature Travel Rewards.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
View Elevations Credit Union Visa Signature Travel Rewards's published terms & conditions
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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