Last Updated: 07/28/2025
Riverfront FCU Cash Rewards Visa® Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
13.99% - 16.99%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
13.99% - 16.99%(Verified 06/21/2024)
Credit Score Range
670 - 850
Annual Fee
$0
Riverfront FCU Cash Rewards Visa® Credit Card Review
This is a rewards card issued by Riverfront Federal Credit Union. If you're wondering whether Riverfront FCU Cash Rewards Visa® Credit Card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of up to $100.
- APRs: Riverfront FCU Cash Rewards Visa® Credit Card has a variable regular purchase APR that ranges from 13.99% up to 16.99%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, purchase security, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Riverfront FCU Cash Rewards Visa® Credit Card
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Riverfront FCU Cash Rewards Visa® Credit Card FAQ
Does Riverfront FCU Cash Rewards Visa® Credit Card have a cash back or rewards program?
Riverfront FCU Cash Rewards Visa® Credit Card is a rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1.5 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Riverfront FCU Cash Rewards Visa® Credit Card have a signup bonus?
Yes, it offers card users a signup bonus worth up to $100 .
Does Riverfront FCU Cash Rewards Visa® Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Riverfront FCU Cash Rewards Visa® Credit Card benefits?
Riverfront FCU Cash Rewards Visa® Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Riverfront FCU Cash Rewards Visa® Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Riverfront FCU Cash Rewards Visa® Credit Card has a variable purchase APR that ranges from 13.99% up to 16.99%. The card has a variable balance transfer APR that ranges from 13.99% up to 16.99%. It also has a variable cash advance APR that ranges from 13.99% up to 16.99%.
Does Riverfront FCU Cash Rewards Visa® Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 3.99% for a period of 12 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 13.99% - 16.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 3.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Riverfront FCU Cash Rewards Visa® Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Riverfront FCU Cash Rewards Visa® Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $27 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Riverfront FCU Cash Rewards Visa® Credit Card have a foreign transaction fee?
Riverfront FCU Cash Rewards Visa® Credit Card charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Riverfront FCU Cash Rewards Visa® Credit Card?
The customer service number for Riverfront FCU Cash Rewards Visa® Credit Card is (800) 451-3477.
What is the support contact email for Riverfront FCU Cash Rewards Visa® Credit Card?
The support contact email for Riverfront FCU Cash Rewards Visa® Credit Card is memberservice@riverfrontfcu.org.
What is the login page for Riverfront FCU Cash Rewards Visa® Credit Card?
You can access the login page of Riverfront FCU Cash Rewards Visa® Credit Card here.
How do people rate the customer service and user experience of Riverfront FCU Cash Rewards Visa® Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Riverfront FCU Cash Rewards Visa® Credit Card report your account activity to credit bureaus?
Yes, Riverfront FCU Cash Rewards Visa® Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Riverfront Federal Credit Union perform a hard credit pull?
Yes, Riverfront FCU Cash Rewards Visa® Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Riverfront FCU Cash Rewards Visa® Credit Card
- Visit the website of Riverfront FCU Cash Rewards Visa® Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 3:30PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM