Last Updated: 07/28/2025
ETPCU Platinum MasterCard
Unaffiliated
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateExplore a similar product
Try this top product in Credit Cards
Total Visa® Credit Card
Mostly recommended35 reviews
Community Recommended Products
View AllSponsored
Mostly recommended35 Reviews
Learn MoreSponsored
Strongly recommended13 Reviews
Learn MoreSponsored
Mostly recommended11 Reviews
Learn MoreCompare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Variable APR)
7.95% - 17.95%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
7.95% - 17.95%(Verified 06/21/2024)
Credit Score Range
500 - 850
Annual Fee
$0
ETPCU Platinum MasterCard Review
This is a card issued by East Texas Professional Credit Union. If you're wondering whether ETPCU Platinum MasterCard is the right card for you, read on.
Key Takeaways
- APRs: ETPCU Platinum MasterCard has a variable regular purchase APR that ranges from 7.95% up to 17.95%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 0.20% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, identity theft protection, purchase security, travel accident insurance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of etpcu platinum mastercard
| The Good | The Bad |
|
|
etpcu platinum mastercard FAQ
Does etpcu platinum mastercard have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for etpcu platinum mastercard?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.ETPCU Platinum MasterCard has a variable purchase APR that ranges from 7.95% up to 17.95%. The card has a variable balance transfer APR that ranges from 7.95% up to 17.95%. It also has a variable cash advance APR that ranges from 7.95% up to 17.95%.
Does etpcu platinum mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does etpcu platinum mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for etpcu platinum mastercard?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0.20% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does etpcu platinum mastercard have a foreign transaction fee?
etpcu platinum mastercard charges a foreign transaction fee of up to 0.20%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $4. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for etpcu platinum mastercard?
The customer service number for etpcu platinum mastercard is (800) 256-5009.
What is the support contact email for etpcu platinum mastercard?
The support contact email for etpcu platinum mastercard is support@etpcu.org.
How do people rate the customer service and user experience of etpcu platinum mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does ETPCU Platinum MasterCard report your account activity to credit bureaus?
Yes, ETPCU Platinum MasterCard reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does East Texas Professional Credit Union perform a hard credit pull?
Yes, etpcu platinum mastercard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for etpcu platinum mastercard
- Visit the website of etpcu platinum mastercard.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 5:00PM
Other Services by East Texas Professional Credit Union
Business Checking Accounts
Be the first to rate
CD Accounts
Be the first to rate
Money Market Accounts
Be the first to rate
Other Credit Cards from East Texas Professional Credit Union
Rating not yet determined
Purchase APR
11.95% - 17.95%
Disclaimer popup with additional information
Balance Transfer APR
11.95% - 17.95%
Disclaimer popup with additional information
Credit Score Range
620 - 850
300
850
Annual Fee
N/A
Community Recommended Products
View AllSponsored
Mostly recommended35 Reviews
Learn MoreSponsored
Strongly recommended13 Reviews
Learn MoreSponsored
Mostly recommended11 Reviews
Learn MoreSuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
ETPCU Platinum MasterCard Community Reviews
Would you recommend ETPCU Platinum MasterCard to your friends?
There are currently no reviews.
You might also like
Best Personal Credit Cards
SuperMoney
6 Credit Card Secrets You Need to Know About
Allison Martin
15 Biggest Credit Card Mistakes You're Still Making
Andrew Latham
